Jackie Henry

Jackie Henry

(623) 910-7249

Assumable homes for sale in Valley Center, CA

37 homesVA & FHA loansrates from 2.71% vs 7.28% today

Valley Center assumption guide
29402 Circle R Greens Dr, Escondido, CA, 92026 — assumable FHA mortgage at 2.87%
FHA
Active
36
$595,000$114,927 down
Rate
2.87%
7.28%today
Payment
$2,239/mo
$3,695today
  • 2beds
  • 2baths
  • 1,396sqft

29402 Circle R Greens Dr, Escondido

154 Cerco Rosado, San Marcos, CA, 92069 — assumable FHA mortgage at 3.05%
FHA
Active
36
$649,000$104,526 down
Rate
3.05%
7.28%today
Payment
$2,562/mo
$4,132today
  • 2beds
  • 2baths
  • 1,175sqft

154 Cerco Rosado, San Marcos

895 Slate Street, San Marcos, CA, 92078 — assumable VA mortgage at 2.87%
VA
Active
24
$669,000$229,463 down
Rate
2.87%
7.28%today
Payment
$2,093/mo
$3,454today
  • 2beds
  • 3baths
  • 1,305sqft

895 Slate Street, San Marcos

14217 Merion Circle, Valley Center, CA, 92082 — assumable VA mortgage at 2.71%
VA
Active
74
$1,250,000$703,311 down
Rate
2.71%
7.28%today
Payment
$2,553/mo
$4,301today
  • 5beds
  • 3baths
  • 3,708sqft

14217 Merion Circle, Valley Center

930 Rose Arbor Drive, San Marcos, CA, 92078 — assumable VA mortgage at 2.79%
VA
Active
59
$1,200,000$714,729 down
Rate
2.79%
7.28%today
Payment
$2,280/mo
$3,802today
  • 3beds
  • 3baths
  • 2,319sqft

930 Rose Arbor Drive, San Marcos

1001 Ficus Lane, San Marcos, CA, 92069 — assumable VA mortgage at 2.87%
VA
Active
8
$474,900$190,159 down
Rate
2.87%
7.28%today
Payment
$1,359/mo
$2,243today
  • 2beds
  • 2baths
  • 966sqft

1001 Ficus Lane, San Marcos

2351 Stewart Place, Escondido, CA, 92027 — assumable VA mortgage at 2.87%
VA
Active
41
$935,000$514,626 down
Rate
2.87%
7.28%today
Payment
$2,007/mo
$3,312today
  • 5beds
  • 3baths
  • 2,333sqft

2351 Stewart Place, Escondido

10975 Old Oak Holler, Valley Center, CA, 92082 — assumable VA mortgage at 2.88%
VA
Active
68
$2,250,000$1,023,719 down
Rate
2.88%
7.28%today
Payment
$5,713/mo
$9,415today
  • 5beds
  • 2baths
  • 2,428sqft

10975 Old Oak Holler, Valley Center

495 San Pasqual Valley Road #152, Escondido, CA, 92027 — assumable VA mortgage at 3.00%
VA
Active
17
$279,000$279,000 down
Rate
3.00%
7.28%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 644sqft

495 San Pasqual Valley Road #152, Escondido

749 Almond Rd, San Marcos, CA, 92078 — assumable FHA mortgage at 3.00%
FHA
Active
35
$685,000$685,000 down
Rate
3.00%
7.28%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,238sqft

749 Almond Rd, San Marcos

495 San Pasqual Valley Road #116, Escondido, CA, 92027 — assumable VA mortgage at 3.00%
VA
Active
25
$280,000$280,000 down
Rate
3.00%
7.28%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 644sqft

495 San Pasqual Valley Road #116, Escondido

788 Trunorth Circle, Escondido, CA, 92026 — assumable FHA mortgage at 3.02%
FHA
Active
56
$744,000$338,334 down
Rate
3.02%
7.28%today
Payment
$1,963/mo
$3,178today
  • 3beds
  • 3baths
  • 1,918sqft

788 Trunorth Circle, Escondido

475 Midway Drive #153, Escondido, CA, 92027 — assumable FHA mortgage at 3.13%
FHA
Active
28
$399,999$180,765 down
Rate
3.13%
7.28%today
Payment
$1,084/mo
$1,730today
  • 2beds
  • 2baths
  • 964sqft

475 Midway Drive #153, Escondido

809 Sol Vista, Escondido, CA, 92025 — assumable VA mortgage at 3.33%
VA
Active
29
$849,000$437,157 down
Rate
3.33%
7.28%today
Payment
$2,088/mo
$3,250today
  • 4beds
  • 3baths
  • 1,820sqft

809 Sol Vista, Escondido

2124 Mudge Lane, Escondido, CA, 92026 — assumable VA mortgage at 3.42%
VA
Active
$849,500$638,955 down
Rate
3.42%
7.28%today
Payment
$1,362/mo
$2,097today
  • 3beds
  • 2baths
  • 1,351sqft

2124 Mudge Lane, Escondido

438 Richland Road, San Marcos, CA, 92069 — assumable FHA mortgage at 3.50%
FHA
Active
26
$525,000$525,000 down
Rate
3.50%
7.28%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 858sqft

438 Richland Road, San Marcos

823 Erica Street, Escondido, CA, 92027 — assumable VA mortgage at 3.58%
VA
Active
34
$749,900$380,070 down
Rate
3.58%
7.28%today
Payment
$1,959/mo
$2,956today
  • 3beds
  • 2baths
  • 1,351sqft

823 Erica Street, Escondido

8975 Lawrence Welk Dr #135, Escondido, CA, 92026 — assumable VA mortgage at 3.63%
VA
Active
23
$560,000$396,067 down
Rate
3.63%
7.28%today
Payment
$1,086/mo
$1,628today
  • 3beds
  • 2baths
  • 1,622sqft

8975 Lawrence Welk Dr #135, Escondido

475 Midway Dr #254, Escondido, CA, 92027 — assumable VA mortgage at 5.52%
VA
Active
23
$410,000$15,073 down
Rate
5.52%
7.28%today
Payment
$2,387/mo
$2,870today
  • 2beds
  • 2baths
  • 964sqft

475 Midway Dr #254, Escondido

727 2nd Ave, Escondido, CA, 92025 — assumable FHA mortgage at 3.73%
FHA
Active
36
$675,000$300,509 down
Rate
3.73%
7.28%today
Payment
$1,996/mo
$2,956today
  • 2beds
  • 1baths
  • 1,140sqft

727 2nd Ave, Escondido

27248 Saint Andrews Ln, Valley Center, CA, 92082 — assumable VA mortgage at 4.01%
VA
Active
42
$1,249,000$808,575 down
Rate
4.01%
7.28%today
Payment
$2,805/mo
$4,015today
  • 4beds
  • 4baths
  • 3,546sqft

27248 Saint Andrews Ln, Valley Center

218 Hayden Drive, Escondido, CA, 92027 — assumable FHA mortgage at 4.03%
FHA
Active
25
$699,999$524,507 down
Rate
4.03%
7.28%today
Payment
$2,087/mo
$2,980today
  • 3beds
  • 2baths
  • 1,066sqft

218 Hayden Drive, Escondido

3056 Overhill Drive, Vista, CA, 92084 — assumable FHA mortgage at 4.08%
FHA
Active
45
$1,399,999$827,090 down
Rate
4.08%
7.28%today
Payment
$3,210/mo
$4,557today
  • 4beds
  • 4baths
  • 3,565sqft

3056 Overhill Drive, Vista

1962 Buckskin Gln, Escondido, CA, 92027 — assumable VA mortgage at 6.85%
VA
Active
23
$699,000Potential short sale
Rate
6.85%
7.28%today
Payment
$4,782/mo
$4,993today
  • 2beds
  • 2baths
  • 1,249sqft

1962 Buckskin Gln, Escondido

422 Devonshire Gln, Escondido, CA, 92027 — assumable VA mortgage at 6.92%
VA
Active
29
$540,000$15,447 down
Rate
6.92%
7.28%today
Payment
$3,612/mo
$3,745today
  • 2beds
  • 2baths
  • 1,000sqft

422 Devonshire Gln, Escondido

189 Mission Villas, San Marcos, CA, 92069 — assumable VA mortgage at 6.33%
VA
Active
43
$645,000$46,414 down
Rate
6.33%
7.28%today
Payment
$3,887/mo
$4,283today
  • 2beds
  • 3baths
  • 1,105sqft

189 Mission Villas, San Marcos

1649 Palomar Drive, San Marcos, CA, 92069 — assumable VA mortgage at 6.66%
VA
Active
30
$849,999$20,327 down
Rate
6.66%
7.28%today
Payment
$5,448/mo
$5,801today
  • 3beds
  • 2baths
  • 1,257sqft

1649 Palomar Drive, San Marcos

10243 Canyon, Escondido, CA, 92026 — assumable VA mortgage at 7.02%
VA
Active
30
$899,000$19,570 down
Rate
7.02%
7.28%today
Payment
$6,000/mo
$6,158today
  • 4beds
  • 3baths
  • 1,788sqft

10243 Canyon, Escondido

893 Woodhaven Rd., San Marcos, CA, 92069 — assumable VA mortgage at 6.35%
VA
Active
22
$1,385,000$188,576 down
Rate
6.35%
7.28%today
Payment
$7,609/mo
$8,367today
  • 4beds
  • 3baths
  • 2,274sqft

893 Woodhaven Rd., San Marcos

475 Midway Drive #214, Escondido, CA, 92027 — assumable VA mortgage at 7.10%
VA
Active
44
$549,999$60,734 down
Rate
7.10%
7.28%today
Payment
$3,364/mo
$3,425today
  • 3beds
  • 2baths
  • 1,053sqft

475 Midway Drive #214, Escondido

2009 Paddy Place, Escondido, CA, 92027 — assumable FHA mortgage at 6.12%
FHA
Active
48
$699,000$148,623 down
Rate
6.12%
7.28%today
Payment
$3,416/mo
$3,849today
  • 3beds
  • 1baths
  • 1,022sqft

2009 Paddy Place, Escondido

530 Kalmia Street, Escondido, CA, 92025 — assumable FHA mortgage at 6.89%
FHA
Active
22
$699,000$177,940 down
Rate
6.89%
7.28%today
Payment
$3,500/mo
$3,640today
  • 2beds
  • 1baths
  • 786sqft

530 Kalmia Street, Escondido

3505 Hollencrest Road, San Marcos, CA, 92069 — assumable VA mortgage at 6.96%
VA
Active
27
$625,000$131,905 down
Rate
6.96%
7.28%today
Payment
$3,313/mo
$3,421today
  • 3beds
  • 1baths
  • 827sqft

3505 Hollencrest Road, San Marcos

3620 Foxley Dr, Escondido, CA, 92027 — assumable FHA mortgage at 6.63%
FHA
Active
37
$949,000$312,832 down
Rate
6.63%
7.28%today
Payment
$4,191/mo
$4,476today
  • 4beds
  • 3baths
  • 2,316sqft

3620 Foxley Dr, Escondido

902 N. Fig St. #C, Escondido, CA, 92026 — assumable FHA mortgage at 6.30%
FHA
Active
9
$360,000$259,680 down
Rate
6.30%
7.28%today
Payment
$1,322/mo
$1,462today
  • 2beds
  • 2baths
  • 1,080sqft

902 N. Fig St. #C, Escondido

1040 Washington #20, Escondido, CA, 92025 — assumable VA mortgage at 6.35%
VA
Active
23
$200,000Potential short sale
Rate
6.35%
7.28%today
Payment
$2,379/mo
$2,616today
  • 1beds
  • 1baths
  • 865sqft

1040 Washington #20, Escondido

Assuming a mortgage in Valley Center

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$1,084 /mo
Median cash to assume
$279,000
Jackie Henry

Jackie Henry

Realtor License: SA543207000

RE/Max Desert Showcase

jackiesproperties@gmail.com+16239107249RE/Max Desert Showcase logo
Equal Housing Opportunity

RE/Max Desert Showcase is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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