Jackie Henry

Jackie Henry

(623) 910-7249

Assumable homes for sale in California

200 homesVA & FHA loansrates from 2.00% vs 7.28% today

California assumption guide
6089 Ancient Peaks Avenue, Las Vegas, NV, 89141 — assumable VA mortgage at 2.93%
VA
Active
51
$825,000$302,074 down
Rate
2.93%
7.28%today
Payment
$2,455/mo
$4,020today
  • 5beds
  • 4baths
  • 4,027sqft

6089 Ancient Peaks Avenue, Las Vegas

6297 Whispering Creek Street, Las Vegas, NV, 89148 — assumable VA mortgage at 2.77%
VATop pick
Active
47
$499,999Potential short sale
Rate
2.77%
7.28%today
Payment
$2,313/mo
$3,866today
  • 4beds
  • 3baths
  • 3,010sqft

6297 Whispering Creek Street, Las Vegas

10105 Shore Pine Avenue, Las Vegas, NV, 89129 — assumable FHA mortgage at 2.83%
FHATop pick
Active
25
$624,900Potential short sale
Rate
2.83%
7.28%today
Payment
$3,094/mo
$5,132today
  • 4beds
  • 4baths
  • 3,683sqft

10105 Shore Pine Avenue, Las Vegas

16066 Carrara Lane, Fontana, CA, 92336 — assumable VA mortgage at 3.05%
VATop pick
Active
66
$550,000$7,184 down
Rate
3.05%
7.28%today
Payment
$2,549/mo
$4,110today
  • 3beds
  • 3baths
  • 1,759sqft

16066 Carrara Lane, Fontana

822 Star Estates Avenue, North Las Vegas, NV, 89086 — assumable FHA mortgage at 3.05%
FHATop pick
Active
$293,888$4,962 down
Rate
3.05%
7.28%today
Payment
$1,369/mo
$2,207today
  • 4beds
  • 3baths
  • 1,972sqft

822 Star Estates Avenue, North Las Vegas

416 Barrett Street, Henderson, NV, 89011 — assumable FHA mortgage at 3.07%
FHATop pick
Active
33
$319,999$11,375 down
Rate
3.07%
7.28%today
Payment
$1,462/mo
$2,351today
  • 3beds
  • 2baths
  • 1,660sqft

416 Barrett Street, Henderson

5840 Almond Valley Way, Lancaster, CA, 93536 — assumable FHA mortgage at 3.10%
FHATop pick
Active
$470,000$8,816 down
Rate
3.10%
7.28%today
Payment
$2,182/mo
$3,497today
  • 4beds
  • 3baths
  • 2,050sqft

5840 Almond Valley Way, Lancaster

4812 Saturn Street, Los Angeles, CA, 90019 — assumable FHA mortgage at 3.21%
FHATop pick
Active
35
$2,250,000$83,083 down
Rate
3.21%
7.28%today
Payment
$10,825/mo
$17,105today
  • —beds
  • —baths
  • —sqft

4812 Saturn Street, Los Angeles

1800 Edmond Street #130, Las Vegas, NV, 89146 — assumable VA mortgage at 2.00%
VATop pick
Active
18
$221,900$24,003 down
Rate
2.00%
7.28%today
Payment
$798/mo
$1,478today
  • 2beds
  • 2baths
  • 926sqft

1800 Edmond Street #130, Las Vegas

1979 Avenida Del Mexico #228, San Diego, CA, 92154 — assumable VA mortgage at 2.75%
VATop pick
Active
41
$319,999$23,056 down
Rate
2.75%
7.28%today
Payment
$1,357/mo
$2,275today
  • 1beds
  • 1baths
  • 655sqft

1979 Avenida Del Mexico #228, San Diego

6750 Oak Hill Road, Oak Hills, CA, 92344 — assumable VA mortgage at 2.79%
VATop pick
Active
13
$530,000$50,497 down
Rate
2.79%
7.28%today
Payment
$2,253/mo
$3,757today
  • 4beds
  • 3baths
  • 2,332sqft

6750 Oak Hill Road, Oak Hills

6717 Friars Rd #74, San Diego, CA, 92108 — assumable VA mortgage at 2.87%
VATop pick
Active
36
$525,000$36,229 down
Rate
2.87%
7.28%today
Payment
$2,269/mo
$3,745today
  • 2beds
  • 2baths
  • 1,047sqft

6717 Friars Rd #74, San Diego

801 Yankee Point Way, Oceanside, CA, 92058 — assumable VA mortgage at 2.87%
VATop pick
Active
14
$450,000$31,672 down
Rate
2.87%
7.28%today
Payment
$1,951/mo
$3,220today
  • 2beds
  • 2baths
  • 1,104sqft

801 Yankee Point Way, Oceanside

27258 Narrowleaf Willow Lane, Valencia, CA, 91381 — assumable VA mortgage at 2.90%
VATop pick
Active
22
$750,000$71,646 down
Rate
2.90%
7.28%today
Payment
$3,139/mo
$5,160today
  • 3beds
  • 3baths
  • 2,010sqft

27258 Narrowleaf Willow Lane, Valencia

17939 Highway 94, Dulzura, CA, 91917 — assumable VA mortgage at 2.90%
VATop pick
Active
40
$625,000$57,104 down
Rate
2.90%
7.28%today
Payment
$2,622/mo
$4,311today
  • 3beds
  • 2baths
  • 2,116sqft

17939 Highway 94, Dulzura

28232 Palm Villa Dr., Menifee, CA, 92584 — assumable VA mortgage at 3.05%
VATop pick
Active
28
$474,999$38,707 down
Rate
3.05%
7.28%today
Payment
$2,049/mo
$3,304today
  • 3beds
  • 2baths
  • 1,299sqft

28232 Palm Villa Dr., Menifee

146 Starview Place, Boulder Creek, CA, 95006 — assumable FHA mortgage at 3.07%
FHATop pick
Active
12
$85,000Potential short sale
Rate
3.07%
7.28%today
Payment
$533/mo
$857today
  • 3beds
  • 2baths
  • 1,422sqft

146 Starview Place, Boulder Creek

5250 Rainbow Boulevard #2161, Las Vegas, NV, 89118 — assumable FHA mortgage at 3.07%
FHATop pick
Active
20
$200,000$18,119 down
Rate
3.07%
7.28%today
Payment
$860/mo
$1,383today
  • 1beds
  • 1baths
  • 744sqft

5250 Rainbow Boulevard #2161, Las Vegas

7363 Hermosa, Yucca Valley, CA, 92284 — assumable FHA mortgage at 3.10%
FHATop pick
Active
18
$324,900$32,507 down
Rate
3.10%
7.28%today
Payment
$1,384/mo
$2,217today
  • 2beds
  • 2baths
  • 1,255sqft

7363 Hermosa, Yucca Valley

1641 El Camino De Vida, Hollister, CA, 95023 — assumable VA mortgage at 3.10%
VATop pick
Active
52
$859,000$84,615 down
Rate
3.10%
7.28%today
Payment
$3,672/mo
$5,884today
  • 4beds
  • 3baths
  • 2,553sqft

1641 El Camino De Vida, Hollister

6800 Elm Creek Drive #202, Las Vegas, NV, 89108 — assumable VA mortgage at 3.10%
VATop pick
Active
35
$225,000$17,293 down
Rate
3.10%
7.28%today
Payment
$983/mo
$1,575today
  • 2beds
  • 2baths
  • 1,137sqft

6800 Elm Creek Drive #202, Las Vegas

215 Camlau #B, Chula Vista, CA, 91911 — assumable VA mortgage at 3.10%
VATop pick
Active
36
$499,000$28,198 down
Rate
3.10%
7.28%today
Payment
$2,228/mo
$3,570today
  • 2beds
  • 2baths
  • 1,125sqft

215 Camlau #B, Chula Vista

550 15th St. #207, San Diego, CA, 92101 — assumable VA mortgage at 3.12%
VATop pick
Active
19
$374,900$26,547 down
Rate
3.12%
7.28%today
Payment
$1,652/mo
$2,640today
  • —beds
  • 1baths
  • 526sqft

550 15th St. #207, San Diego

3593 Cougar Canyon, Hemet, CA, 92545 — assumable VA mortgage at 3.12%
VATop pick
Active
13
$429,900$42,979 down
Rate
3.12%
7.28%today
Payment
$1,835/mo
$2,933today
  • 3beds
  • 2baths
  • 1,336sqft

3593 Cougar Canyon, Hemet

1029 Spotted Saddle Street, Henderson, NV, 89015 — assumable VA mortgage at 3.14%
VATop pick
Active
40
$365,000$35,501 down
Rate
3.14%
7.28%today
Payment
$1,573/mo
$2,480today
  • 3beds
  • 3baths
  • 1,650sqft

1029 Spotted Saddle Street, Henderson

12710 Laurel St #113, Lakeside, CA, 92040 — assumable VA mortgage at 3.45%
VATop pick
Active
47
$360,000Potential short sale
Rate
3.45%
7.28%today
Payment
$1,874/mo
$2,874today
  • 2beds
  • 1baths
  • 921sqft

12710 Laurel St #113, Lakeside

61186 Sespe Street, Landers, CA, 92285 — assumable FHA mortgage at 3.45%
FHATop pick
Active
55
$395,000Potential short sale
Rate
3.45%
7.28%today
Payment
$1,941/mo
$2,976today
  • 3beds
  • 3baths
  • 1,676sqft

61186 Sespe Street, Landers

6472 Centennial Skies Court, North Las Vegas, NV, 89086 — assumable VA mortgage at 3.45%
VATop pick
Active
27
$275,000Potential short sale
Rate
3.45%
7.28%today
Payment
$1,357/mo
$2,080today
  • 3beds
  • 3baths
  • 1,827sqft

6472 Centennial Skies Court, North Las Vegas

2377 Felipe Drive, Bullhead City, AZ, 86442 — assumable VA mortgage at 3.47%
VATop pick
Active
17
$95,000Potential short sale
Rate
3.47%
7.28%today
Payment
$563/mo
$861today
  • —beds
  • —baths
  • —sqft

2377 Felipe Drive, Bullhead City

338 Magnolia Street, Compton, CA, 90220 — assumable FHA mortgage at 2.24%
FHA
Active
5
$885,000$162,889 down
Rate
2.24%
7.28%today
Payment
$3,092/mo
$5,543today
  • —beds
  • —baths
  • —sqft

338 Magnolia Street, Compton

4425 Oak Tree, Hemet, CA, 92545 — assumable VA mortgage at 2.49%
VA
Active
54
$600,000$103,174 down
Rate
2.49%
7.28%today
Payment
$2,200/mo
$3,815today
  • 5beds
  • 3baths
  • 3,127sqft

4425 Oak Tree, Hemet

9054 Hilverson Avenue, Las Vegas, NV, 89148 — assumable FHA mortgage at 2.62%
FHA
Active
23
$365,000$45,345 down
Rate
2.62%
7.28%today
Payment
$1,427/mo
$2,432today
  • 3beds
  • 3baths
  • 1,390sqft

9054 Hilverson Avenue, Las Vegas

2110 Via Corina, Alpine, CA, 91901 — assumable VA mortgage at 2.66%
VA
Active
64
$850,000$161,967 down
Rate
2.66%
7.28%today
Payment
$3,188/mo
$5,405today
  • 3beds
  • 2baths
  • 1,584sqft

2110 Via Corina, Alpine

37612 Limelight, Palmdale, CA, 93551 — assumable FHA mortgage at 2.67%
FHA
Active
48
$539,999$104,445 down
Rate
2.67%
7.28%today
Payment
$2,015/mo
$3,413today
  • 3beds
  • 3baths
  • 2,328sqft

37612 Limelight, Palmdale

1050 Island #211, San Diego, CA, 92101 — assumable VA mortgage at 2.72%
VA
Active
58
$499,000$79,346 down
Rate
2.72%
7.28%today
Payment
$1,962/mo
$3,301today
  • 1beds
  • 1baths
  • 828sqft

1050 Island #211, San Diego

3827 Grant Street #47, Corona, CA, 92879 — assumable VA mortgage at 2.73%
VA
Active
14
$549,000$100,741 down
Rate
2.73%
7.28%today
Payment
$2,083/mo
$3,500today
  • 3beds
  • 3baths
  • 1,356sqft

3827 Grant Street #47, Corona

Assuming a mortgage in California

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour. 1 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.00%
Lowest existing payment
$510 /mo
Median cash to assume
$84,894
Jackie Henry

Jackie Henry

Realtor License: SA543207000

RE/Max Desert Showcase

jackiesproperties@gmail.com+16239107249RE/Max Desert Showcase logo
Equal Housing Opportunity

RE/Max Desert Showcase is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

Powered by UMe