Jackie Henry

Jackie Henry

Assumable homes for sale in San Diego, CA

23 homesVA & FHA loansrates from 2.67% vs 7.28% today

San Diego assumption guide
5980 Dandridge Lane #225, San Diego, CA, 92115 — assumable VA mortgage at 2.88%
VA
Active
33
$350,000$62,190 down
Rate
2.88%
7.28%today
Payment
$1,338/mo
$2,205today
  • 1beds
  • 1baths
  • 724sqft

5980 Dandridge Lane #225, San Diego

4545 Collwood Boulevard #39, San Diego, CA, 92115 — assumable VA mortgage at 2.83%
VA
Active
25
$330,000$90,597 down
Rate
2.83%
7.28%today
Payment
$1,135/mo
$1,883today
  • 1beds
  • 1baths
  • 756sqft

4545 Collwood Boulevard #39, San Diego

7003 Saranac St #103, San Diego, CA, 92115 — assumable VA mortgage at 2.96%
VA
Active
36
$439,900$95,317 down
Rate
2.96%
7.28%today
Payment
$1,631/mo
$2,660today
  • 2beds
  • 2baths
  • 967sqft

7003 Saranac St #103, San Diego

5162 Catoctin Dr, San Diego, CA, 92115 — assumable VA mortgage at 3.75%
VA
Active
45
$1,090,000$191,471 down
Rate
3.75%
7.28%today
Payment
$4,539/mo
$6,705today
  • 3beds
  • 3baths
  • 1,947sqft

5162 Catoctin Dr, San Diego

5442 Adobe Falls #5, San Diego, CA, 92120 — assumable VA mortgage at 2.67%
VA
Active
35
$449,000$171,769 down
Rate
2.67%
7.28%today
Payment
$1,286/mo
$2,178today
  • 2beds
  • 2baths
  • 884sqft

5442 Adobe Falls #5, San Diego

4545 Collwood Boulevard #19, San Diego, CA, 92115 — assumable FHA mortgage at 3.06%
FHA
Active
27
$399,999$213,172 down
Rate
3.06%
7.28%today
Payment
$896/mo
$1,443today
  • 1beds
  • 1baths
  • 756sqft

4545 Collwood Boulevard #19, San Diego

5462 Adobe Falls Rd #11, San Diego, CA, 92120 — assumable VA mortgage at 4.98%
VA
Active
17
$468,800$47,020 down
Rate
4.98%
7.28%today
Payment
$2,421/mo
$3,093today
  • 2beds
  • 2baths
  • 1,144sqft

5462 Adobe Falls Rd #11, San Diego

6333 College Grove Way #8111, San Diego, CA, 92115 — assumable VA mortgage at 4.99%
VA
Active
28
$450,000$34,042 down
Rate
4.99%
7.28%today
Payment
$2,386/mo
$3,045today
  • 2beds
  • 2baths
  • 865sqft

6333 College Grove Way #8111, San Diego

6333 College Grove Way #6102, San Diego, CA, 92115 — assumable VA mortgage at 5.10%
VA
Active
20
$440,000$72,737 down
Rate
5.10%
7.28%today
Payment
$2,131/mo
$2,685today
  • 2beds
  • 2baths
  • 865sqft

6333 College Grove Way #6102, San Diego

4220 Overlook Dr, San Diego, CA, 92115 — assumable FHA mortgage at 4.00%
FHA
Active
45
$895,000$895,000 down
Rate
4.00%
7.28%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,292sqft

4220 Overlook Dr, San Diego

4092 Winona Avenue, San Diego, CA, 92105 — assumable VA mortgage at 5.30%
VA
Active
34
$719,000$96,311 down
Rate
5.30%
7.28%today
Payment
$3,675/mo
$4,529today
  • 3beds
  • 2baths
  • 1,275sqft

4092 Winona Avenue, San Diego

5055 Collwood Blvd #320, San Diego, CA, 92115 — assumable VA mortgage at 5.54%
VA
Active
35
$530,000$47,592 down
Rate
5.54%
7.28%today
Payment
$2,917/mo
$3,500today
  • 2beds
  • 2baths
  • 971sqft

5055 Collwood Blvd #320, San Diego

3980 Faircross Place #13, San Diego, CA, 92115 — assumable VA mortgage at 6.81%
VA
Active
34
$499,343$13,876 down
Rate
6.81%
7.28%today
Payment
$3,305/mo
$3,465today
  • 2beds
  • 2baths
  • 1,134sqft

3980 Faircross Place #13, San Diego

5553 Adobe Falls Road #1, San Diego, CA, 92120 — assumable VA mortgage at 6.82%
VA
Active
22
$420,000Potential short sale
Rate
6.82%
7.28%today
Payment
$2,805/mo
$2,938today
  • 2beds
  • 2baths
  • 883sqft

5553 Adobe Falls Road #1, San Diego

4041 Oakcrest Drive #303, San Diego, CA, 92105 — assumable VA mortgage at 4.25%
VA
Active
40
$335,000$190,681 down
Rate
4.25%
7.28%today
Payment
$812/mo
$1,129today
  • 2beds
  • 2baths
  • 900sqft

4041 Oakcrest Drive #303, San Diego

7008 Hybeth Drive, La Mesa, CA, 91941 — assumable FHA mortgage at 4.42%
FHA
Active
59
$799,000$372,893 down
Rate
4.42%
7.28%today
Payment
$2,538/mo
$3,460today
  • 3beds
  • 2baths
  • 1,312sqft

7008 Hybeth Drive, La Mesa

6873 Airoso Avenue, Del Cerro, CA, 92120 — assumable VA mortgage at 6.44%
VA
Active
22
$1,055,000$85,044 down
Rate
6.44%
7.28%today
Payment
$6,212/mo
$6,767today
  • 3beds
  • 2baths
  • 1,368sqft

6873 Airoso Avenue, Del Cerro

5476 Maisel Way, San Diego, CA, 92115 — assumable VA mortgage at 6.47%
VA
Active
29
$1,349,999$103,307 down
Rate
6.47%
7.28%today
Payment
$8,034/mo
$8,724today
  • 5beds
  • 3baths
  • 1,840sqft

5476 Maisel Way, San Diego

4850 69th Place, San Diego, CA, 92115 — assumable VA mortgage at 6.87%
VA
Active
36
$875,000$46,287 down
Rate
6.87%
7.28%today
Payment
$5,561/mo
$5,795today
  • 5beds
  • 2baths
  • 1,624sqft

4850 69th Place, San Diego

5245 Reservoir Drive, San Diego, CA, 92115 — assumable VA mortgage at 6.31%
VA
Active
44
$750,000$119,965 down
Rate
6.31%
7.28%today
Payment
$4,083/mo
$4,509today
  • 3beds
  • 2baths
  • 1,740sqft

5245 Reservoir Drive, San Diego

5920 Streamview Dr, San Diego, CA, 92105 — assumable FHA mortgage at 6.16%
FHA
Active
35
$1,650,000$459,543 down
Rate
6.16%
7.28%today
Payment
$7,575/mo
$8,499today
  • —beds
  • —baths
  • —sqft

5920 Streamview Dr, San Diego

4540 60th Street #313, San Diego, CA, 92115 — assumable VA mortgage at 6.43%
VA
Active
19
$399,000Potential short sale
Rate
6.43%
7.28%today
Payment
$2,949/mo
$3,216today
  • 2beds
  • 1baths
  • 890sqft

4540 60th Street #313, San Diego

4240 Menlo Ave #19, San Diego, CA, 92115 — assumable VA mortgage at 6.89%
VA
Active
28
$338,000$317,161 down
Rate
6.89%
7.28%today
Payment
$436/mo
$454today
  • 1beds
  • 1baths
  • 556sqft

4240 Menlo Ave #19, San Diego

Assuming a mortgage in San Diego

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$436 /mo
Median cash to assume
$96,311
Jackie Henry

Jackie Henry

Realtor License: SA543207000

RE/Max Desert Showcase

jackiesproperties@gmail.com+16239107249RE/Max Desert Showcase logo
Equal Housing Opportunity

RE/Max Desert Showcase is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.