Jackie Henry

Jackie Henry

Assumable homes for sale in Ripon, CA

11 homesFHA & VA loansrates from 2.88% vs 7.28% today

Ripon assumption guide
2336 Shadow Berry Dr, Manteca, CA, 95336 — assumable FHA mortgage at 2.88%
FHATop pick
Active
10
$425,000$22,413 down
Rate
2.88%
7.28%today
Payment
$1,871/mo
$3,084today
  • 2beds
  • 2baths
  • 1,350sqft

2336 Shadow Berry Dr, Manteca

Locust Avenue, Manteca, CA, 95337 — assumable FHA mortgage at 2.96%
FHA
Active
17
$480,888$71,821 down
Rate
2.96%
7.28%today
Payment
$1,936/mo
$3,158today
  • 3beds
  • 2baths
  • 1,624sqft

Locust Avenue, Manteca

3705 Kona Oak Drive, Modesto, CA, 95355 — assumable VA mortgage at 2.89%
VA
Active
24
$449,000$385,951 down
Rate
2.89%
7.28%today
Payment
$302/mo
$496today
  • 3beds
  • 2baths
  • 1,636sqft

3705 Kona Oak Drive, Modesto

Jessica Circle, Escalon, CA, 95320 — assumable FHA mortgage at 2.89%
FHA
Active
34
$660,000$263,473 down
Rate
2.89%
7.28%today
Payment
$1,897/mo
$3,122today
  • 4beds
  • 3baths
  • 1,994sqft

Jessica Circle, Escalon

Countryvale Drive, Salida, CA, 95368 — assumable VA mortgage at 2.89%
VA
Active
36
$575,000$428,480 down
Rate
2.89%
7.28%today
Payment
$1,072/mo
$1,546today
  • 3beds
  • 2baths
  • 2,115sqft

Countryvale Drive, Salida

23276 cypress point, Ripon, CA, 95366 — assumable VA mortgage at 3.58%
VA
Active
39
$729,000$405,079 down
Rate
3.58%
7.28%today
Payment
$1,897/mo
$2,863today
  • 3beds
  • 3baths
  • 1,796sqft

23276 cypress point, Ripon

2716 Dania Ct, Modesto, CA, 95358 — assumable VA mortgage at 6.67%
VA
Active
33
$505,000$25,001 down
Rate
6.67%
7.28%today
Payment
$3,122/mo
$3,320today
  • 3beds
  • 2baths
  • 1,506sqft

2716 Dania Ct, Modesto

1427 Snyder St, Manteca, CA, 95336 — assumable FHA mortgage at 4.50%
FHA
Active
24
$515,000$430,104 down
Rate
4.50%
7.28%today
Payment
$642/mo
$867today
  • 3beds
  • 2baths
  • 1,746sqft

1427 Snyder St, Manteca

478 Ribier Ct, Manteca, CA, 95336 — assumable FHA mortgage at 7.29%
FHA
Active
30
$470,000$29,158 down
Rate
7.29%
7.28%today
Payment
$3,101/mo
$3,098today
  • 4beds
  • 2baths
  • 1,811sqft

478 Ribier Ct, Manteca

1415 Crimson Lane, Manteca, CA, 95336 — assumable FHA mortgage at 7.08%
FHA
Active
53
$580,000$80,704 down
Rate
7.08%
7.28%today
Payment
$3,486/mo
$3,556today
  • 4beds
  • 3baths
  • 1,678sqft

1415 Crimson Lane, Manteca

436 Michigan, Manteca, CA, 95337 — assumable FHA mortgage at 5.10%
FHA
Active
2
$297,360Potential short sale
Rate
5.10%
7.28%today
Payment
$2,168/mo
$2,731today
  • 2beds
  • 1baths
  • 894sqft

436 Michigan, Manteca

Assuming a mortgage in Ripon

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.88%
Lowest existing payment
$302 /mo
Median cash to assume
$172,089
Jackie Henry

Jackie Henry

Realtor License: SA543207000

RE/Max Desert Showcase

jackiesproperties@gmail.com+16239107249RE/Max Desert Showcase logo
Equal Housing Opportunity

RE/Max Desert Showcase is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.