Jackie Henry

Jackie Henry

(623) 910-7249

Assumable homes for sale in Oceanside, CA

32 homesVA & FHA loansrates from 2.77% vs 7.28% today

Oceanside assumption guide
801 Yankee Point Way, Oceanside, CA, 92058 — assumable VA mortgage at 2.87%
VATop pick
Active
14
$450,000$31,672 down
Rate
2.87%
7.28%today
Payment
$1,951/mo
$3,220today
  • 2beds
  • 2baths
  • 1,104sqft

801 Yankee Point Way, Oceanside

175 Avenida Descanso #108, Oceanside, CA, 92057 — assumable VA mortgage at 2.81%
VA
Active
19
$365,000$97,514 down
Rate
2.81%
7.28%today
Payment
$1,263/mo
$2,100today
  • 2beds
  • 1baths
  • 741sqft

175 Avenida Descanso #108, Oceanside

1491 Puritan Way, Oceanside, CA, 92057 — assumable VA mortgage at 2.90%
VA
Active
17
$540,000$112,102 down
Rate
2.90%
7.28%today
Payment
$1,998/mo
$3,284today
  • 3beds
  • 2baths
  • 1,680sqft

1491 Puritan Way, Oceanside

4025 Ivey Vista Way, Oceanside, CA, 92057 — assumable VA mortgage at 2.77%
VA
Active
35
$880,000$558,696 down
Rate
2.77%
7.28%today
Payment
$1,475/mo
$2,466today
  • 3beds
  • 3baths
  • 1,438sqft

4025 Ivey Vista Way, Oceanside

1039 Plover Way, Oceanside, CA, 92057 — assumable VA mortgage at 2.90%
VA
Active
26
$505,000$230,281 down
Rate
2.90%
7.28%today
Payment
$1,280/mo
$2,104today
  • 2beds
  • 2baths
  • 1,050sqft

1039 Plover Way, Oceanside

81 Seagull Lane, Oceanside, CA, 92057 — assumable VA mortgage at 3.00%
VA
Active
31
$365,000$365,000 down
Rate
3.00%
7.28%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,248sqft

81 Seagull Lane, Oceanside

509 Calle Montecito #42, Oceanside, CA, 92057 — assumable VA mortgage at 3.00%
VA
Active
37
$370,000$370,000 down
Rate
3.00%
7.28%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 806sqft

509 Calle Montecito #42, Oceanside

526 Calle Montecito #140, Oceanside, CA, 92057 — assumable VA mortgage at 3.00%
VA
Active
24
$418,800$418,800 down
Rate
3.00%
7.28%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 806sqft

526 Calle Montecito #140, Oceanside

4136 Sitio Flor, Oceanside, CA, 92057 — assumable VA mortgage at 3.47%
VA
Active
26
$659,990$253,461 down
Rate
3.47%
7.28%today
Payment
$2,082/mo
$3,184today
  • 3beds
  • 3baths
  • 1,366sqft

4136 Sitio Flor, Oceanside

1164 Via Lucero, Oceanside, CA, 92056 — assumable FHA mortgage at 3.69%
FHA
Active
41
$775,000$276,091 down
Rate
3.69%
7.28%today
Payment
$2,654/mo
$3,950today
  • 4beds
  • 4baths
  • 1,824sqft

1164 Via Lucero, Oceanside

3685 Vista Campana #61, Oceanside, CA, 92057 — assumable VA mortgage at 5.25%
VA
Active
25
$399,999Potential short sale
Rate
5.25%
7.28%today
Payment
$2,292/mo
$2,839today
  • 2beds
  • 2baths
  • 1,232sqft

3685 Vista Campana #61, Oceanside

3755 Vista Campana N #64, Oceanside, CA, 92057 — assumable VA mortgage at 3.50%
VA
Active
34
$469,900$295,933 down
Rate
3.50%
7.28%today
Payment
$925/mo
$1,410today
  • 2beds
  • 2baths
  • 1,099sqft

3755 Vista Campana N #64, Oceanside

943 Manteca Drive, Oceanside, CA, 92057 — assumable VA mortgage at 3.53%
VA
Active
60
$989,000$741,796 down
Rate
3.53%
7.28%today
Payment
$1,681/mo
$2,551today
  • 4beds
  • 3baths
  • 2,660sqft

943 Manteca Drive, Oceanside

1243 Bellingham Drive, Oceanside, CA, 92057 — assumable VA mortgage at 3.55%
VA
Active
35
$1,161,000$807,841 down
Rate
3.55%
7.28%today
Payment
$2,377/mo
$3,599today
  • 5beds
  • 3baths
  • 2,971sqft

1243 Bellingham Drive, Oceanside

4925 Siesta Drive, Oceanside, CA, 92057 — assumable VA mortgage at 3.56%
VA
Active
41
$799,995$613,646 down
Rate
3.56%
7.28%today
Payment
$1,087/mo
$1,643today
  • 3beds
  • 2baths
  • 1,496sqft

4925 Siesta Drive, Oceanside

4680 Allende Avenue, Oceanside, CA, 92057 — assumable VA mortgage at 4.48%
VA
Active
47
$999,999$255,608 down
Rate
4.48%
7.28%today
Payment
$4,057/mo
$5,491today
  • 4beds
  • 3baths
  • 1,948sqft

4680 Allende Avenue, Oceanside

1495 Enchante Way, Oceanside, CA, 92056 — assumable VA mortgage at 4.51%
VA
Active
68
$960,000$265,514 down
Rate
4.51%
7.28%today
Payment
$4,134/mo
$5,576today
  • 4beds
  • 3baths
  • 2,227sqft

1495 Enchante Way, Oceanside

514 Calle Montecito #78, Oceanside, CA, 92057 — assumable VA mortgage at 5.51%
VA
Active
40
$435,000$11,220 down
Rate
5.51%
7.28%today
Payment
$2,559/mo
$3,080today
  • 2beds
  • 2baths
  • 856sqft

514 Calle Montecito #78, Oceanside

332 Monte Vista, Oceanside, CA, 92057 — assumable FHA mortgage at 5.10%
FHA
Active
26
$998,000$161,760 down
Rate
5.10%
7.28%today
Payment
$4,851/mo
$6,114today
  • 3beds
  • 3baths
  • 2,291sqft

332 Monte Vista, Oceanside

327 Alamo Way, Oceanside, CA, 92057 — assumable VA mortgage at 3.99%
VA
Active
40
$899,000$685,598 down
Rate
3.99%
7.28%today
Payment
$1,534/mo
$2,202today
  • 4beds
  • 3baths
  • 2,291sqft

327 Alamo Way, Oceanside

4593 Mardi Gras, Oceanside, CA, 92057 — assumable VA mortgage at 6.84%
VA
Active
26
$870,000Potential short sale
Rate
6.84%
7.28%today
Payment
$5,754/mo
$6,014today
  • 4beds
  • 3baths
  • 1,666sqft

4593 Mardi Gras, Oceanside

3755 Vista Campana #11, Oceanside, CA, 92057 — assumable FHA mortgage at 6.58%
FHA
Active
29
$530,000$47,364 down
Rate
6.58%
7.28%today
Payment
$3,104/mo
$3,333today
  • 3beds
  • 2baths
  • 1,291sqft

3755 Vista Campana #11, Oceanside

265 Riverview Way, Oceanside, CA, 92057 — assumable FHA mortgage at 6.66%
FHA
Active
11
$579,999$38,585 down
Rate
6.66%
7.28%today
Payment
$3,578/mo
$3,809today
  • 2beds
  • 2baths
  • 1,010sqft

265 Riverview Way, Oceanside

5151 Via Mindanao, Oceanside, CA, 92057 — assumable VA mortgage at 6.87%
VA
Active
45
$1,099,000$94,577 down
Rate
6.87%
7.28%today
Payment
$6,740/mo
$7,024today
  • 5beds
  • 3baths
  • 2,854sqft

5151 Via Mindanao, Oceanside

4248 Mission Ranch Way, Oceanside, CA, 92057 — assumable VA mortgage at 7.09%
VA
Active
44
$755,000$42,921 down
Rate
7.09%
7.28%today
Payment
$4,886/mo
$4,980today
  • 3beds
  • 3baths
  • 1,548sqft

4248 Mission Ranch Way, Oceanside

3755 Vista Campana #42, Oceanside, CA, 92057 — assumable FHA mortgage at 6.82%
FHA
Active
10
$469,900$48,015 down
Rate
6.82%
7.28%today
Payment
$2,829/mo
$2,963today
  • 2beds
  • 2baths
  • 1,274sqft

3755 Vista Campana #42, Oceanside

4932 Verde Drive, Oceanside, CA, 92057 — assumable FHA mortgage at 6.95%
FHA
Active
63
$715,000$82,254 down
Rate
6.95%
7.28%today
Payment
$4,251/mo
$4,394today
  • 3beds
  • 2baths
  • 988sqft

4932 Verde Drive, Oceanside

4374 Nautilus Way #1, Oceanside, CA, 92056 — assumable FHA mortgage at 6.50%
FHA
Active
45
$849,000$849,000 down
Rate
6.50%
7.28%today
Payment
$0/mo
  • 3beds
  • 4baths
  • 1,702sqft

4374 Nautilus Way #1, Oceanside

505 Calle Montecito #23, Oceanside, CA, 92057 — assumable VA mortgage at 6.50%
VA
Active
36
$425,000$425,000 down
Rate
6.50%
7.28%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 856sqft

505 Calle Montecito #23, Oceanside

5074 Gold, Oceanside, CA, 92057 — assumable FHA mortgage at 6.66%
FHA
Active
40
$799,000$591,035 down
Rate
6.66%
7.28%today
Payment
$1,258/mo
$1,353today
  • 4beds
  • 2baths
  • 1,352sqft

5074 Gold, Oceanside

513 Calle Montecito #64, Oceanside, CA, 92057 — assumable VA mortgage at 7.06%
VA
Active
32
$429,999Potential short sale
Rate
7.06%
7.28%today
Payment
$3,214/mo
$3,285today
  • 2beds
  • 2baths
  • 856sqft

513 Calle Montecito #64, Oceanside

287 Robin Lane, Oceanside, CA, 92057 — assumable VA mortgage
VA
Active
29
$369,000$369,000 down
Rate
—%
7.28%today
Payment
—/mo
  • 2beds
  • 1baths
  • 1,188sqft

287 Robin Lane, Oceanside

Assuming a mortgage in Oceanside

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$925 /mo
Median cash to assume
$260,561
Jackie Henry

Jackie Henry

Realtor License: SA543207000

RE/Max Desert Showcase

jackiesproperties@gmail.com+16239107249RE/Max Desert Showcase logo
Equal Housing Opportunity

RE/Max Desert Showcase is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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