Jackie Henry

Jackie Henry

Assumable homes for sale in Oceanside, CA

12 homesVA & FHA loansrates from 2.66% vs 7.28% today

Oceanside assumption guide
3316 Campo Azul Ct, Carlsbad, CA, 92010 — assumable VA mortgage at 2.66%
VA
Active
43
$849,000$368,335 down
Rate
2.66%
7.28%today
Payment
$2,227/mo
$3,776today
  • 3beds
  • 3baths
  • 1,420sqft

3316 Campo Azul Ct, Carlsbad

4025 Ivey Vista Way, Oceanside, CA, 92057 — assumable VA mortgage at 2.77%
VA
Active
35
$880,000$558,696 down
Rate
2.77%
7.28%today
Payment
$1,475/mo
$2,466today
  • 3beds
  • 3baths
  • 1,438sqft

4025 Ivey Vista Way, Oceanside

1039 Plover Way, Oceanside, CA, 92057 — assumable VA mortgage at 2.90%
VA
Active
26
$505,000$230,281 down
Rate
2.90%
7.28%today
Payment
$1,280/mo
$2,104today
  • 2beds
  • 2baths
  • 1,050sqft

1039 Plover Way, Oceanside

3525 Paseo De Elenita #171, Oceanside, CA, 92056 — assumable FHA mortgage at 3.00%
FHA
Active
26
$525,000$525,000 down
Rate
3.00%
7.28%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,093sqft

3525 Paseo De Elenita #171, Oceanside

3564 Paseo De Los Californianos #155, Oceanside, CA, 92056 — assumable FHA mortgage at 3.00%
FHA
Active
52
$560,000$560,000 down
Rate
3.00%
7.28%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,093sqft

3564 Paseo De Los Californianos #155, Oceanside

1164 Via Lucero, Oceanside, CA, 92056 — assumable FHA mortgage at 3.69%
FHA
Active
41
$775,000$276,091 down
Rate
3.69%
7.28%today
Payment
$2,654/mo
$3,950today
  • 4beds
  • 4baths
  • 1,824sqft

1164 Via Lucero, Oceanside

1495 Enchante Way, Oceanside, CA, 92056 — assumable VA mortgage at 4.51%
VA
Active
68
$960,000$265,514 down
Rate
4.51%
7.28%today
Payment
$4,134/mo
$5,576today
  • 4beds
  • 3baths
  • 2,227sqft

1495 Enchante Way, Oceanside

320 Grapevine Rd #2, Vista, CA, 92083 — assumable VA mortgage at 6.44%
VA
Active
22
$559,000$53,076 down
Rate
6.44%
7.28%today
Payment
$3,240/mo
$3,530today
  • 2beds
  • 2baths
  • 982sqft

320 Grapevine Rd #2, Vista

3239 Calle Osuna, Oceanside, CA, 92056 — assumable VA mortgage at 6.17%
VA
Active
13
$599,000$73,230 down
Rate
6.17%
7.28%today
Payment
$3,235/mo
$3,626today
  • 2beds
  • 1baths
  • 827sqft

3239 Calle Osuna, Oceanside

2382 Maravilla Way, Oceanside, CA, 92056 — assumable FHA mortgage at 6.73%
FHA
Active
17
$799,900$80,927 down
Rate
6.73%
7.28%today
Payment
$4,754/mo
$5,026today
  • 3beds
  • 3baths
  • 1,486sqft

2382 Maravilla Way, Oceanside

3586 Conner Way, Oceanside, CA, 92056 — assumable VA mortgage at 6.42%
VA
Active
33
$850,000$749,527 down
Rate
6.42%
7.28%today
Payment
$658/mo
$718today
  • 4beds
  • 4baths
  • 2,213sqft

3586 Conner Way, Oceanside

4374 Nautilus Way #1, Oceanside, CA, 92056 — assumable FHA mortgage at 6.50%
FHA
Active
45
$849,000$849,000 down
Rate
6.50%
7.28%today
Payment
$0/mo
  • 3beds
  • 4baths
  • 1,702sqft

4374 Nautilus Way #1, Oceanside

Assuming a mortgage in Oceanside

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.66%
Lowest existing payment
$658 /mo
Median cash to assume
$322,213
Jackie Henry

Jackie Henry

Realtor License: SA543207000

RE/Max Desert Showcase

jackiesproperties@gmail.com+16239107249RE/Max Desert Showcase logo
Equal Housing Opportunity

RE/Max Desert Showcase is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.