Assumable homes for sale in Mountain Ranch, CA

3 homesFHA & VA loansrates from 2.98% vs 7.28% today

Mountain Ranch assumption guide

Potteroffs Road, Mokelumne Hill, CA, 95245 — assumable FHA mortgage at 2.98%

FHATop pick

Active

$349,950$29,299 down

Rate: 2.98%; ~~7.28%~~today
Payment: $1,507/mo; ~~$2,452~~today

3beds
2baths
1,642sqft

Potteroffs Road, Mokelumne Hill

136 Cottage Circle, Murphys, CA, 95247 — assumable FHA mortgage at 3.43%

FHA

Active

$495,000$310,327 down

Rate: 3.43%; ~~7.28%~~today
Payment: $1,064/mo; ~~$1,636~~today

2beds
2baths
1,110sqft

136 Cottage Circle, Murphys

Toyon Dr., San Andreas, CA, 95249 — assumable VA mortgage at 6.50%

Active

$349,900$42,772 down

Rate: 6.50%; ~~7.28%~~today
Payment: $1,959/mo; ~~$2,121~~today

4beds
3baths
1,580sqft

Toyon Dr., San Andreas

Assuming a mortgage in Mountain Ranch

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate: 2.98%
Lowest existing payment: $1,064 /mo
Median cash to assume: $42,772