Jackie Henry

Jackie Henry

Assumable homes for sale in Merced, CA

10 homesFHA & VA loansrates from 2.98% vs 7.28% today

Merced assumption guide
360 19th Street, Merced, CA, 95340 — assumable FHA mortgage at 2.99%
FHA
Active
56
$290,000$80,330 down
Rate
2.99%
7.28%today
Payment
$993/mo
$1,614today
  • 2beds
  • 1baths
  • 1,084sqft

360 19th Street, Merced

3362 San Jacinto Ct, Merced, CA, 95348 — assumable VA mortgage at 2.98%
VA
Active
13
$350,000$128,767 down
Rate
2.98%
7.28%today
Payment
$1,074/mo
$1,747today
  • 3beds
  • 2baths
  • 1,635sqft

3362 San Jacinto Ct, Merced

902 20th Street, Merced, CA, 95340 — assumable FHA mortgage at 4.42%
FHA
Active
48
$329,900$57,371 down
Rate
4.42%
7.28%today
Payment
$1,479/mo
$2,015today
  • 2beds
  • 1baths
  • 1,378sqft

902 20th Street, Merced

2618 Hoover Court, Merced, CA, 95340 — assumable FHA mortgage at 5.09%
FHA
Active
26
$374,500$30,854 down
Rate
5.09%
7.28%today
Payment
$1,992/mo
$2,513today
  • 3beds
  • 2baths
  • 1,220sqft

2618 Hoover Court, Merced

Kiwi, Merced, CA, 95340 — assumable FHA mortgage at 6.11%
FHA
Active
37
$454,900$86,120 down
Rate
6.11%
7.28%today
Payment
$2,353/mo
$2,654today
  • 3beds
  • 2baths
  • 1,591sqft

Kiwi, Merced

1068 Kiwi Court, Merced, CA, 95340 — assumable FHA mortgage at 6.29%
FHA
Active
39
$454,900$85,533 down
Rate
6.29%
7.28%today
Payment
$2,398/mo
$2,654today
  • 3beds
  • 2baths
  • 1,591sqft

1068 Kiwi Court, Merced

2782 STORY Avenue, Merced, CA, 95340 — assumable FHA mortgage at 6.73%
FHA
Active
22
$389,000$44,460 down
Rate
6.73%
7.28%today
Payment
$2,320/mo
$2,452today
  • 3beds
  • 2baths
  • 1,486sqft

2782 STORY Avenue, Merced

3442 Joerg Avenue, Merced, CA, 95340 — assumable FHA mortgage at 6.78%
FHA
Active
52
$550,000$56,656 down
Rate
6.78%
7.28%today
Payment
$3,298/mo
$3,469today
  • 4beds
  • 3baths
  • 2,187sqft

3442 Joerg Avenue, Merced

3125 Parsons, Merced, CA, 95340 — assumable FHA mortgage at 6.44%
FHA
Active
34
$375,000$365,094 down
Rate
6.44%
7.28%today
Payment
$75/mo
$80today
  • 4beds
  • 2baths
  • 1,569sqft

3125 Parsons, Merced

2993 Parsons, Merced, CA, 95340 — assumable FHA mortgage at 6.65%
FHA
Active
2
$263,250$251,680 down
Rate
6.65%
7.28%today
Payment
$78/mo
$83today
  • 3beds
  • 2baths
  • 1,008sqft

2993 Parsons, Merced

Assuming a mortgage in Merced

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.98%
Lowest existing payment
$993 /mo
Median cash to assume
$82,932
Jackie Henry

Jackie Henry

Realtor License: SA543207000

RE/Max Desert Showcase

jackiesproperties@gmail.com+16239107249RE/Max Desert Showcase logo
Equal Housing Opportunity

RE/Max Desert Showcase is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.