Jackie Henry

Jackie Henry

Assumable homes for sale in La Mesa, CA

200 homesVA & FHA loansrates from 2.25% vs 7.28% today

La Mesa assumption guide
6717 Friars Rd #74, San Diego, CA, 92108 — assumable VA mortgage at 2.87%
VATop pick
Active
36
$525,000$36,229 down
Rate
2.87%
7.28%today
Payment
$2,269/mo
$3,745today
  • 2beds
  • 2baths
  • 1,047sqft

6717 Friars Rd #74, San Diego

550 15th St. #207, San Diego, CA, 92101 — assumable VA mortgage at 3.12%
VATop pick
Active
19
$374,900$26,547 down
Rate
3.12%
7.28%today
Payment
$1,652/mo
$2,640today
  • —beds
  • 1baths
  • 526sqft

550 15th St. #207, San Diego

12710 Laurel St #113, Lakeside, CA, 92040 — assumable VA mortgage at 3.45%
VATop pick
Active
47
$360,000Potential short sale
Rate
3.45%
7.28%today
Payment
$1,874/mo
$2,874today
  • 2beds
  • 1baths
  • 921sqft

12710 Laurel St #113, Lakeside

1050 Island #211, San Diego, CA, 92101 — assumable VA mortgage at 2.72%
VA
Active
58
$499,000$79,346 down
Rate
2.72%
7.28%today
Payment
$1,962/mo
$3,301today
  • 1beds
  • 1baths
  • 828sqft

1050 Island #211, San Diego

9457 Carlton Oaks Drive #B, Santee, CA, 92071 — assumable VA mortgage at 2.87%
VA
Active
30
$549,000$84,150 down
Rate
2.87%
7.28%today
Payment
$2,163/mo
$3,570today
  • 3beds
  • 2baths
  • 1,180sqft

9457 Carlton Oaks Drive #B, Santee

1312 Hawk Lane, El Cajon, CA, 92020 — assumable FHA mortgage at 2.88%
FHA
Active
39
$609,900$114,253 down
Rate
2.88%
7.28%today
Payment
$2,325/mo
$3,832today
  • 3beds
  • 3baths
  • 1,424sqft

1312 Hawk Lane, El Cajon

5980 Dandridge Lane #225, San Diego, CA, 92115 — assumable VA mortgage at 2.88%
VA
Active
33
$350,000$62,190 down
Rate
2.88%
7.28%today
Payment
$1,338/mo
$2,205today
  • 1beds
  • 1baths
  • 724sqft

5980 Dandridge Lane #225, San Diego

2804 C St, San Diego, CA, 92102 — assumable VA mortgage at 3.21%
VA
Active
50
$1,473,000$135,635 down
Rate
3.21%
7.28%today
Payment
$6,393/mo
$10,101today
  • 5beds
  • 3baths
  • 1,884sqft

2804 C St, San Diego

1045 Peach Avenue #8, El Cajon, CA, 92021 — assumable VA mortgage at 3.10%
VA
Active
9
$299,000$55,356 down
Rate
3.10%
7.28%today
Payment
$1,153/mo
$1,847today
  • 1beds
  • 1baths
  • 721sqft

1045 Peach Avenue #8, El Cajon

8901 Arlingdale Way, Spring Valley, CA, 91977 — assumable VA mortgage at 3.14%
VA
Active
34
$549,000$108,438 down
Rate
3.14%
7.28%today
Payment
$2,103/mo
$3,353today
  • 2beds
  • 3baths
  • 1,020sqft

8901 Arlingdale Way, Spring Valley

9512 Date St., Spring Valley, CA, 91977 — assumable VA mortgage at 3.18%
VA
Active
49
$759,000$131,148 down
Rate
3.18%
7.28%today
Payment
$3,050/mo
$4,837today
  • 3beds
  • 2baths
  • 1,307sqft

9512 Date St., Spring Valley

648 51 Street, San Diego, CA, 92114 — assumable VA mortgage at 2.60%
VA
Active
45
$550,000$147,484 down
Rate
2.60%
7.28%today
Payment
$1,853/mo
$3,166today
  • 3beds
  • 2baths
  • 1,300sqft

648 51 Street, San Diego

7940 University Avenue #34, La Mesa, CA, 91942 — assumable VA mortgage at 2.68%
VA
Active
12
$420,000$103,577 down
Rate
2.68%
7.28%today
Payment
$1,469/mo
$2,485today
  • 2beds
  • 2baths
  • 990sqft

7940 University Avenue #34, La Mesa

8840 Milburn Avenue, Spring Valley, CA, 91977 — assumable VA mortgage at 2.79%
VA
Active
40
$825,000$226,344 down
Rate
2.79%
7.28%today
Payment
$2,774/mo
$4,625today
  • 5beds
  • 3baths
  • 2,148sqft

8840 Milburn Avenue, Spring Valley

4545 Collwood Boulevard #39, San Diego, CA, 92115 — assumable VA mortgage at 2.83%
VA
Active
25
$330,000$90,597 down
Rate
2.83%
7.28%today
Payment
$1,135/mo
$1,883today
  • 1beds
  • 1baths
  • 756sqft

4545 Collwood Boulevard #39, San Diego

910 Saint George Court, Spring Valley, CA, 91977 — assumable FHA mortgage at 2.88%
FHA
Active
11
$759,000$204,035 down
Rate
2.88%
7.28%today
Payment
$2,568/mo
$4,232today
  • 4beds
  • 2baths
  • 1,221sqft

910 Saint George Court, Spring Valley

1150 J #603, San Diego, CA, 92101 — assumable VA mortgage at 2.88%
VA
Active
26
$379,990$101,338 down
Rate
2.88%
7.28%today
Payment
$1,329/mo
$2,189today
  • —beds
  • 1baths
  • 571sqft

1150 J #603, San Diego

768 63Rd Street, San Diego, CA, 92114 — assumable VA mortgage at 2.89%
VA
Active
$540,000$143,923 down
Rate
2.89%
7.28%today
Payment
$1,895/mo
$3,119today
  • 3beds
  • 1baths
  • 1,038sqft

768 63Rd Street, San Diego

1227 Cuyamaca Ave, Spring Valley, CA, 91977 — assumable VA mortgage at 2.93%
VA
Active
23
$875,000$239,157 down
Rate
2.93%
7.28%today
Payment
$2,992/mo
$4,900today
  • 4beds
  • 3baths
  • 2,298sqft

1227 Cuyamaca Ave, Spring Valley

10160 Brightwood Ln #1, Santee, CA, 92071 — assumable FHA mortgage at 2.96%
FHA
Active
23
$625,000$167,032 down
Rate
2.96%
7.28%today
Payment
$2,162/mo
$3,527today
  • 2beds
  • 3baths
  • 1,190sqft

10160 Brightwood Ln #1, Santee

7003 Saranac St #103, San Diego, CA, 92115 — assumable VA mortgage at 2.96%
VA
Active
36
$439,900$95,317 down
Rate
2.96%
7.28%today
Payment
$1,631/mo
$2,660today
  • 2beds
  • 2baths
  • 967sqft

7003 Saranac St #103, San Diego

6363 Rancho Mission Rd. Road #4, San Diego, CA, 92108 — assumable FHA mortgage at 2.98%
FHA
Active
44
$560,000$130,817 down
Rate
2.98%
7.28%today
Payment
$2,035/mo
$3,312today
  • 2beds
  • 2baths
  • 1,349sqft

6363 Rancho Mission Rd. Road #4, San Diego

3215 44th Street #11, San Diego, CA, 92105 — assumable VA mortgage at 2.98%
VA
Active
16
$380,000$98,397 down
Rate
2.98%
7.28%today
Payment
$1,327/mo
$2,158today
  • 2beds
  • 1baths
  • 770sqft

3215 44th Street #11, San Diego

405 61st Street, San Diego, CA, 92114 — assumable VA mortgage at 3.05%
VA
Active
41
$699,900$148,863 down
Rate
3.05%
7.28%today
Payment
$2,604/mo
$4,200today
  • 3beds
  • 3baths
  • 1,400sqft

405 61st Street, San Diego

3238 Ashford Street #D, San Diego, CA, 92111 — assumable VA mortgage at 3.06%
VA
Active
34
$439,000$113,410 down
Rate
3.06%
7.28%today
Payment
$1,565/mo
$2,520today
  • 2beds
  • 1baths
  • 716sqft

3238 Ashford Street #D, San Diego

550 Park Blvd #2501, San Diego, CA, 92101 — assumable VA mortgage at 3.56%
VA
Active
34
$495,000$62,388 down
Rate
3.56%
7.28%today
Payment
$2,149/mo
$3,250today
  • 1beds
  • 1baths
  • 810sqft

550 Park Blvd #2501, San Diego

10331 Santana Ranch Drive, Santee, CA, 92071 — assumable FHA mortgage at 3.56%
FHA
Active
31
$515,000$73,281 down
Rate
3.56%
7.28%today
Payment
$2,194/mo
$3,318today
  • 2beds
  • 2baths
  • 1,084sqft

10331 Santana Ranch Drive, Santee

543 Palmwood Court, San Diego, CA, 92139 — assumable VA mortgage at 3.625%
VA
Active
14
$799,000$99,540 down
Rate
3.625%
7.28%today
Payment
$3,499/mo
$5,250today
  • 4beds
  • 2baths
  • 1,350sqft

543 Palmwood Court, San Diego

1823 48Th Street, San Diego, CA, 92102 — assumable VA mortgage at 3.85%
VA
Active
2
$660,000$46,007 down
Rate
3.85%
7.28%today
Payment
$3,141/mo
$4,584today
  • 2beds
  • 1baths
  • 826sqft

1823 48Th Street, San Diego

5162 Catoctin Dr, San Diego, CA, 92115 — assumable VA mortgage at 3.75%
VA
Active
45
$1,090,000$191,471 down
Rate
3.75%
7.28%today
Payment
$4,539/mo
$6,705today
  • 3beds
  • 3baths
  • 1,947sqft

5162 Catoctin Dr, San Diego

344 Stillwater Court, Santee, CA, 92071 — assumable FHA mortgage at 1.00%
FHA
Active
23
$669,000$206,564 down
Rate
1.00%
7.28%today
Payment
$1,728/mo
$3,675today
  • 2beds
  • 3baths
  • 1,368sqft

344 Stillwater Court, Santee

10253 Paseo Park, Lakeside, CA, 92040 — assumable VA mortgage at 2.25%
VA
Active
75
$959,900$365,383 down
Rate
2.25%
7.28%today
Payment
$2,632/mo
$4,712today
  • 4beds
  • 3baths
  • 2,035sqft

10253 Paseo Park, Lakeside

6476 Calle Pavana, San Diego, CA, 92139 — assumable VA mortgage at 2.65%
VA
Active
31
$829,999$297,752 down
Rate
2.65%
7.28%today
Payment
$2,457/mo
$4,172today
  • 4beds
  • 3baths
  • 1,480sqft

6476 Calle Pavana, San Diego

5442 Adobe Falls #5, San Diego, CA, 92120 — assumable VA mortgage at 2.67%
VA
Active
35
$449,000$171,769 down
Rate
2.67%
7.28%today
Payment
$1,286/mo
$2,178today
  • 2beds
  • 2baths
  • 884sqft

5442 Adobe Falls #5, San Diego

1210 Pine Drive, El Cajon, CA, 92020 — assumable VA mortgage at 2.73%
VA
Active
51
$950,000$314,463 down
Rate
2.73%
7.28%today
Payment
$2,953/mo
$4,962today
  • 3beds
  • 3baths
  • 2,412sqft

1210 Pine Drive, El Cajon

800 Mollison Avenue #51, El Cajon, CA, 92021 — assumable VA mortgage at 2.75%
VA
Active
22
$299,000$105,574 down
Rate
2.75%
7.28%today
Payment
$909/mo
$1,524today
  • 1beds
  • 1baths
  • 460sqft

800 Mollison Avenue #51, El Cajon

Assuming a mortgage in La Mesa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.25%
Lowest existing payment
$431 /mo
Median cash to assume
$192,495
Jackie Henry

Jackie Henry

Realtor License: SA543207000

RE/Max Desert Showcase

jackiesproperties@gmail.com+16239107249RE/Max Desert Showcase logo
Equal Housing Opportunity

RE/Max Desert Showcase is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.