Jackie Henry

Jackie Henry

(623) 910-7249

Assumable homes for sale in Lake Forest, CA

50 homesFHA & VA loansrates from 2.73% vs 7.28% today

Lake Forest assumption guide
21128 Gladiolos, Lake Forest, CA, 92630 — assumable FHA mortgage at 3.09%
FHA
Active
18
$399,999$103,839 down
Rate
3.09%
7.28%today
Payment
$1,406/mo
$2,256today
  • 1beds
  • 1baths
  • 789sqft

21128 Gladiolos, Lake Forest

21946 Lakeland, Lake Forest, CA, 92630 — assumable FHA mortgage at 2.91%
FHA
Active
45
$710,000$266,160 down
Rate
2.91%
7.28%today
Payment
$2,128/mo
$3,493today
  • 3beds
  • 2baths
  • 1,392sqft

21946 Lakeland, Lake Forest

125 Poppyseed, Irvine, CA, 92618 — assumable VA mortgage at 3.55%
VA
Active
18
$1,899,000$568,756 down
Rate
3.55%
7.28%today
Payment
$6,574/mo
$9,955today
  • 4beds
  • 4baths
  • 2,475sqft

125 Poppyseed, Irvine

27322 Via Rioja, Mission Viejo, CA, 92691 — assumable VA mortgage at 3.11%
VA
Active
37
$1,799,000$695,735 down
Rate
3.11%
7.28%today
Payment
$5,215/mo
$8,346today
  • 4beds
  • 3baths
  • 2,230sqft

27322 Via Rioja, Mission Viejo

624 Pelion, Lake Forest, CA, 92630 — assumable VA mortgage at 3.76%
VA
Active
47
$1,798,000$530,181 down
Rate
3.76%
7.28%today
Payment
$6,411/mo
$9,460today
  • 5beds
  • 4baths
  • 2,754sqft

624 Pelion, Lake Forest

20702 El Toro Road #393, Lake Forest, CA, 92630 — assumable FHA mortgage at 2.73%
FHA
Active
22
$395,000$211,401 down
Rate
2.73%
7.28%today
Payment
$855/mo
$1,437today
  • 1beds
  • 1baths
  • 686sqft

20702 El Toro Road #393, Lake Forest

21121 Calle De Paseo, Lake Forest, CA, 92630 — assumable FHA mortgage at 2.81%
FHA
Active
41
$824,900$348,970 down
Rate
2.81%
7.28%today
Payment
$2,252/mo
$3,745today
  • 2beds
  • 3baths
  • 1,358sqft

21121 Calle De Paseo, Lake Forest

27531 Glenwood, Mission Viejo, CA, 92692 — assumable VA mortgage at 2.81%
VA
Active
67
$1,729,000$1,355,949 down
Rate
2.81%
7.28%today
Payment
$1,749/mo
$2,908today
  • 4beds
  • 4baths
  • 3,076sqft

27531 Glenwood, Mission Viejo

48 Calle Del Norte, Rancho Santa Margarita, CA, 92688 — assumable FHA mortgage at 2.83%
FHA
Active
54
$1,174,900$538,780 down
Rate
2.83%
7.28%today
Payment
$3,009/mo
$4,992today
  • 3beds
  • 3baths
  • 2,195sqft

48 Calle Del Norte, Rancho Santa Margarita

68 Via Contento, Rancho Santa Margarita, CA, 92688 — assumable FHA mortgage at 2.86%
FHA
Active
23
$685,000$285,221 down
Rate
2.86%
7.28%today
Payment
$1,911/mo
$3,158today
  • 2beds
  • 2baths
  • 1,117sqft

68 Via Contento, Rancho Santa Margarita

28149 Manchuca, Mission Viejo, CA, 92692 — assumable VA mortgage at 2.98%
VA
Active
75
$990,000$528,464 down
Rate
2.98%
7.28%today
Payment
$2,179/mo
$3,545today
  • 2beds
  • 2baths
  • 1,527sqft

28149 Manchuca, Mission Viejo

26392 Cortina Drive, Mission Viejo, CA, 92691 — assumable VA mortgage at 2.99%
VA
Active
55
$1,298,000$634,554 down
Rate
2.99%
7.28%today
Payment
$3,223/mo
$5,238today
  • 4beds
  • 2baths
  • 1,924sqft

26392 Cortina Drive, Mission Viejo

87 Fuente, Rancho Santa Margarita, CA, 92688 — assumable FHA mortgage at 3.00%
FHA
Active
41
$1,010,000$1,010,000 down
Rate
3.00%
7.28%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,687sqft

87 Fuente, Rancho Santa Margarita

28634 Via Valdez, Laguna Niguel, CA, 92677 — assumable FHA mortgage at 4.30%
FHA
Active
71
$749,000$147,125 down
Rate
4.30%
7.28%today
Payment
$3,667/mo
$5,070today
  • 2beds
  • 2baths
  • 1,149sqft

28634 Via Valdez, Laguna Niguel

25933 Via Pera #A3, Mission Viejo, CA, 92691 — assumable FHA mortgage at 3.15%
FHA
Active
27
$599,999$254,966 down
Rate
3.15%
7.28%today
Payment
$1,709/mo
$2,721today
  • 2beds
  • 2baths
  • 1,024sqft

25933 Via Pera #A3, Mission Viejo

14851 Wildcat Canyon Road, Silverado, CA, 92676 — assumable FHA mortgage at 3.23%
FHA
Active
24
$710,000$301,310 down
Rate
3.23%
7.28%today
Payment
$2,046/mo
$3,225today
  • 2beds
  • 1baths
  • 639sqft

14851 Wildcat Canyon Road, Silverado

23442 Via San Pablo, Aliso Viejo, CA, 92656 — assumable FHA mortgage at 3.25%
FHA
Active
27
$679,900$503,924 down
Rate
3.25%
7.28%today
Payment
$992/mo
$1,560today
  • 3beds
  • 2baths
  • 1,240sqft

23442 Via San Pablo, Aliso Viejo

28 Pica Flor #44 #44, Rancho Santa Margarita, CA, 92688 — assumable VA mortgage at 3.45%
VA
Active
25
$515,000$285,683 down
Rate
3.45%
7.28%today
Payment
$1,316/mo
$2,018today
  • 2beds
  • 2baths
  • 882sqft

28 Pica Flor #44 #44, Rancho Santa Margarita

23436 Ancia Lane, Mission Viejo, CA, 92691 — assumable FHA mortgage at 3.47%
FHA
Active
41
$1,449,990$979,784 down
Rate
3.47%
7.28%today
Payment
$2,435/mo
$3,725today
  • 4beds
  • 2baths
  • 1,640sqft

23436 Ancia Lane, Mission Viejo

24801 Via San Marco, Aliso Viejo, CA, 92656 — assumable FHA mortgage at 3.50%
FHA
Active
29
$699,900$477,967 down
Rate
3.50%
7.28%today
Payment
$1,280/mo
$1,950today
  • 3beds
  • 2baths
  • 1,240sqft

24801 Via San Marco, Aliso Viejo

12 Willowbrook Ln, Rancho Santa Margarita, CA, 92688 — assumable FHA mortgage at 3.64%
FHA
Active
15
$1,075,000$503,375 down
Rate
3.64%
7.28%today
Payment
$3,033/mo
$4,541today
  • 3beds
  • 3baths
  • 1,470sqft

12 Willowbrook Ln, Rancho Santa Margarita

23 Via Honrado, Rancho Santa Margarita, CA, 92688 — assumable VA mortgage at 3.80%
VA
Active
35
$425,000$159,873 down
Rate
3.80%
7.28%today
Payment
$1,442/mo
$2,118today
  • 1beds
  • 1baths
  • 642sqft

23 Via Honrado, Rancho Santa Margarita

25012 Woodridge, Lake Forest, CA, 92630 — assumable FHA mortgage at 3.85%
FHA
Active
75
$1,299,000$736,682 down
Rate
3.85%
7.28%today
Payment
$2,994/mo
$4,370today
  • 4beds
  • 3baths
  • 2,777sqft

25012 Woodridge, Lake Forest

20482 Pine, Trabuco Canyon, CA, 92679 — assumable FHA mortgage at 4.02%
FHA
Active
75
$1,480,000$1,170,578 down
Rate
4.02%
7.28%today
Payment
$1,943/mo
$2,778today
  • 3beds
  • 2baths
  • 2,390sqft

20482 Pine, Trabuco Canyon

23 Vista Colinas, Rancho Santa Margarita, CA, 92688 — assumable VA mortgage at 6.16%
VA
Active
38
$799,900Potential short sale
Rate
6.16%
7.28%today
Payment
$4,867/mo
$5,460today
  • 2beds
  • 3baths
  • 1,275sqft

23 Vista Colinas, Rancho Santa Margarita

19801 Meadow Ridge Dr #57, Trabuco Canyon, CA, 92679 — assumable VA mortgage at 6.47%
VA
Active
29
$424,999Potential short sale
Rate
6.47%
7.28%today
Payment
$2,821/mo
$3,063today
  • 1beds
  • 1baths
  • 594sqft

19801 Meadow Ridge Dr #57, Trabuco Canyon

27081 Sombras, Mission Viejo, CA, 92692 — assumable FHA mortgage at 4.41%
FHA
Active
26
$1,299,999$716,113 down
Rate
4.41%
7.28%today
Payment
$3,392/mo
$4,629today
  • 4beds
  • 2baths
  • 1,472sqft

27081 Sombras, Mission Viejo

9 Brisa Ribera, Rancho Santa Margarita, CA, 92688 — assumable FHA mortgage at 4.45%
FHA
Active
14
$550,000$276,041 down
Rate
4.45%
7.28%today
Payment
$1,640/mo
$2,228today
  • 2beds
  • 1baths
  • 918sqft

9 Brisa Ribera, Rancho Santa Margarita

23298 Orange #4, Lake Forest, CA, 92630 — assumable FHA mortgage at 6.09%
FHA
Active
7
$375,000$23,168 down
Rate
6.09%
7.28%today
Payment
$2,229/mo
$2,519today
  • 1beds
  • 1baths
  • 685sqft

23298 Orange #4, Lake Forest

22625 Wood Shadow, Lake Forest, CA, 92630 — assumable VA mortgage at 6.32%
VA
Active
43
$1,379,000$103,195 down
Rate
6.32%
7.28%today
Payment
$8,237/mo
$9,086today
  • 5beds
  • 3baths
  • 2,963sqft

22625 Wood Shadow, Lake Forest

61 Tierra Montanosa, Rancho Santa Margarita, CA, 92688 — assumable FHA mortgage at 6.43%
FHA
Active
39
$750,000$69,475 down
Rate
6.43%
7.28%today
Payment
$4,436/mo
$4,837today
  • 2beds
  • 2baths
  • 1,164sqft

61 Tierra Montanosa, Rancho Santa Margarita

22681 Oakgrove #426, Aliso Viejo, CA, 92656 — assumable FHA mortgage at 6.82%
FHA
Active
36
$665,000$47,330 down
Rate
6.82%
7.28%today
Payment
$4,137/mo
$4,333today
  • 2beds
  • 2baths
  • 1,007sqft

22681 Oakgrove #426, Aliso Viejo

23455 El Reposa, Aliso Viejo, CA, 92656 — assumable VA mortgage at 6.62%
VA
Active
35
$720,000$87,121 down
Rate
6.62%
7.28%today
Payment
$4,170/mo
$4,458today
  • 3beds
  • 2baths
  • 1,240sqft

23455 El Reposa, Aliso Viejo

25173 Oak Canyon #4, Lake Forest, CA, 92630 — assumable FHA mortgage at 6.89%
FHA
Active
26
$785,000$132,881 down
Rate
6.89%
7.28%today
Payment
$4,351/mo
$4,525today
  • 2beds
  • 2baths
  • 1,178sqft

25173 Oak Canyon #4, Lake Forest

27916 Via Del Agua, Laguna Niguel, CA, 92677 — assumable VA mortgage at 6.94%
VA
Active
32
$999,000$122,594 down
Rate
6.94%
7.28%today
Payment
$5,945/mo
$6,151today
  • 3beds
  • 2baths
  • 1,658sqft

27916 Via Del Agua, Laguna Niguel

19801 Meadow Ridge #25, Trabuco Canyon, CA, 92679 — assumable VA mortgage at 6.94%
VA
Active
19
$545,000$84,107 down
Rate
6.94%
7.28%today
Payment
$3,179/mo
$3,290today
  • 2beds
  • 2baths
  • 831sqft

19801 Meadow Ridge #25, Trabuco Canyon

Assuming a mortgage in Lake Forest

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$828 /mo
Median cash to assume
$348,970
Jackie Henry

Jackie Henry

Realtor License: SA543207000

RE/Max Desert Showcase

jackiesproperties@gmail.com+16239107249RE/Max Desert Showcase logo
Equal Housing Opportunity

RE/Max Desert Showcase is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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