Jackie Henry

Jackie Henry

(623) 910-7249

Assumable homes for sale in Irvine, CA

44 homesFHA & VA loansrates from 2.77% vs 7.28% today

Irvine assumption guide
2233 Martin #309, Irvine, CA, 92612 — assumable FHA mortgage at 3.55%
FHA
Active
30
$599,999$37,591 down
Rate
3.55%
7.28%today
Payment
$2,791/mo
$4,226today
  • 1beds
  • 1baths
  • 952sqft

2233 Martin #309, Irvine

2120 Watermarke, Irvine, CA, 92612 — assumable VA mortgage at 3.04%
VA
Active
39
$550,000$165,571 down
Rate
3.04%
7.28%today
Payment
$1,843/mo
$2,976today
  • 1beds
  • 1baths
  • 648sqft

2120 Watermarke, Irvine

21128 Gladiolos, Lake Forest, CA, 92630 — assumable FHA mortgage at 3.09%
FHA
Active
18
$399,999$103,839 down
Rate
3.09%
7.28%today
Payment
$1,406/mo
$2,256today
  • 1beds
  • 1baths
  • 789sqft

21128 Gladiolos, Lake Forest

21946 Lakeland, Lake Forest, CA, 92630 — assumable FHA mortgage at 2.91%
FHA
Active
45
$710,000$266,160 down
Rate
2.91%
7.28%today
Payment
$2,128/mo
$3,493today
  • 3beds
  • 2baths
  • 1,392sqft

21946 Lakeland, Lake Forest

125 Poppyseed, Irvine, CA, 92618 — assumable VA mortgage at 3.55%
VA
Active
18
$1,899,000$568,756 down
Rate
3.55%
7.28%today
Payment
$6,574/mo
$9,955today
  • 4beds
  • 4baths
  • 2,475sqft

125 Poppyseed, Irvine

624 Pelion, Lake Forest, CA, 92630 — assumable VA mortgage at 3.76%
VA
Active
47
$1,798,000$530,181 down
Rate
3.76%
7.28%today
Payment
$6,411/mo
$9,460today
  • 5beds
  • 4baths
  • 2,754sqft

624 Pelion, Lake Forest

13231 Creek View Drive #C, Garden Grove, CA, 92844 — assumable VA mortgage at 2.77%
VA
Active
35
$649,000$476,047 down
Rate
2.77%
7.28%today
Payment
$798/mo
$1,334today
  • 2beds
  • 2baths
  • 1,163sqft

13231 Creek View Drive #C, Garden Grove

21121 Calle De Paseo, Lake Forest, CA, 92630 — assumable FHA mortgage at 2.81%
FHA
Active
41
$824,900$348,970 down
Rate
2.81%
7.28%today
Payment
$2,252/mo
$3,745today
  • 2beds
  • 3baths
  • 1,358sqft

21121 Calle De Paseo, Lake Forest

21072 Amberwick, Huntington Beach, CA, 92646 — assumable VA mortgage at 2.97%
VA
Active
26
$1,695,000$740,549 down
Rate
2.97%
7.28%today
Payment
$4,532/mo
$7,383today
  • 4beds
  • 4baths
  • 2,127sqft

21072 Amberwick, Huntington Beach

26392 Cortina Drive, Mission Viejo, CA, 92691 — assumable VA mortgage at 2.99%
VA
Active
55
$1,298,000$634,554 down
Rate
2.99%
7.28%today
Payment
$3,223/mo
$5,238today
  • 4beds
  • 2baths
  • 1,924sqft

26392 Cortina Drive, Mission Viejo

25933 Via Pera #A3, Mission Viejo, CA, 92691 — assumable FHA mortgage at 3.15%
FHA
Active
27
$599,999$254,966 down
Rate
3.15%
7.28%today
Payment
$1,709/mo
$2,721today
  • 2beds
  • 2baths
  • 1,024sqft

25933 Via Pera #A3, Mission Viejo

23442 Via San Pablo, Aliso Viejo, CA, 92656 — assumable FHA mortgage at 3.25%
FHA
Active
27
$679,900$503,924 down
Rate
3.25%
7.28%today
Payment
$992/mo
$1,560today
  • 3beds
  • 2baths
  • 1,240sqft

23442 Via San Pablo, Aliso Viejo

16440 Atherton #26, Fountain Valley, CA, 92708 — assumable FHA mortgage at 5.09%
FHA
Active
12
$395,000Potential short sale
Rate
5.09%
7.28%today
Payment
$2,396/mo
$3,023today
  • 1beds
  • 1baths
  • 702sqft

16440 Atherton #26, Fountain Valley

200 McNeil Lane #211, Newport Beach, CA, 92663 — assumable FHA mortgage at 5.11%
FHA
Active
75
$485,000Potential short sale
Rate
5.11%
7.28%today
Payment
$2,799/mo
$3,524today
  • 1beds
  • 1baths
  • 561sqft

200 McNeil Lane #211, Newport Beach

24801 Via San Marco, Aliso Viejo, CA, 92656 — assumable FHA mortgage at 3.50%
FHA
Active
29
$699,900$477,967 down
Rate
3.50%
7.28%today
Payment
$1,280/mo
$1,950today
  • 3beds
  • 2baths
  • 1,240sqft

24801 Via San Marco, Aliso Viejo

12591 Vista Panorama, North Tustin, CA, 92705 — assumable FHA mortgage at 3.54%
FHA
Active
68
$1,900,000$1,561,155 down
Rate
3.54%
7.28%today
Payment
$2,237/mo
$3,392today
  • 3beds
  • 2baths
  • 2,008sqft

12591 Vista Panorama, North Tustin

25012 Woodridge, Lake Forest, CA, 92630 — assumable FHA mortgage at 3.85%
FHA
Active
75
$1,299,000$736,682 down
Rate
3.85%
7.28%today
Payment
$2,994/mo
$4,370today
  • 4beds
  • 3baths
  • 2,777sqft

25012 Woodridge, Lake Forest

503 Harbor Woods Place, Newport Beach, CA, 92660 — assumable VA mortgage at 4.06%
VA
Active
12
$949,880$443,570 down
Rate
4.06%
7.28%today
Payment
$2,831/mo
$4,029today
  • 2beds
  • 1baths
  • 900sqft

503 Harbor Woods Place, Newport Beach

905 Hyde Court, Costa Mesa, CA, 92626 — assumable VA mortgage at 4.24%
VA
Active
33
$875,000$549,092 down
Rate
4.24%
7.28%today
Payment
$2,049/mo
$2,854today
  • 3beds
  • 3baths
  • 1,418sqft

905 Hyde Court, Costa Mesa

23298 Orange #4, Lake Forest, CA, 92630 — assumable FHA mortgage at 6.09%
FHA
Active
7
$375,000$23,168 down
Rate
6.09%
7.28%today
Payment
$2,229/mo
$2,519today
  • 1beds
  • 1baths
  • 685sqft

23298 Orange #4, Lake Forest

22625 Wood Shadow, Lake Forest, CA, 92630 — assumable VA mortgage at 6.32%
VA
Active
43
$1,379,000$103,195 down
Rate
6.32%
7.28%today
Payment
$8,237/mo
$9,086today
  • 5beds
  • 3baths
  • 2,963sqft

22625 Wood Shadow, Lake Forest

20244 Magnolia Street, Huntington Beach, CA, 92646 — assumable FHA mortgage at 4.66%
FHA
Active
35
$749,000$316,161 down
Rate
4.66%
7.28%today
Payment
$2,630/mo
$3,485today
  • 2beds
  • 2baths
  • 1,020sqft

20244 Magnolia Street, Huntington Beach

2125 Rousselle, Santa Ana, CA, 92707 — assumable FHA mortgage at 4.70%
FHA
Active
20
$824,999$429,101 down
Rate
4.70%
7.28%today
Payment
$2,393/mo
$3,158today
  • 3beds
  • 1baths
  • 978sqft

2125 Rousselle, Santa Ana

23455 El Reposa, Aliso Viejo, CA, 92656 — assumable VA mortgage at 6.62%
VA
Active
35
$720,000$87,121 down
Rate
6.62%
7.28%today
Payment
$4,170/mo
$4,458today
  • 3beds
  • 2baths
  • 1,240sqft

23455 El Reposa, Aliso Viejo

25173 Oak Canyon #4, Lake Forest, CA, 92630 — assumable FHA mortgage at 6.89%
FHA
Active
26
$785,000$132,881 down
Rate
6.89%
7.28%today
Payment
$4,351/mo
$4,525today
  • 2beds
  • 2baths
  • 1,178sqft

25173 Oak Canyon #4, Lake Forest

12322 Flagstone, Garden Grove, CA, 92843 — assumable FHA mortgage at 6.95%
FHA
Active
24
$980,000$172,741 down
Rate
6.95%
7.28%today
Payment
$5,460/mo
$5,643today
  • 3beds
  • 2baths
  • 938sqft

12322 Flagstone, Garden Grove

22121 Padova, Laguna Hills, CA, 92653 — assumable VA mortgage at 5.66%
VA
Active
46
$1,180,000$282,398 down
Rate
5.66%
7.28%today
Payment
$5,478/mo
$6,486today
  • 4beds
  • 2baths
  • 1,366sqft

22121 Padova, Laguna Hills

9571 Adams Avenue, Huntington Beach, CA, 92646 — assumable VA mortgage at 5.13%
VA
Active
32
$685,000$673,489 down
Rate
5.13%
7.28%today
Payment
$69/mo
$86today
  • 3beds
  • 2baths
  • 1,122sqft

9571 Adams Avenue, Huntington Beach

21162 Gladiolos, Lake Forest, CA, 92630 — assumable FHA mortgage at 6.11%
FHA
Active
3
$760,000$198,540 down
Rate
6.11%
7.28%today
Payment
$3,416/mo
$3,853today
  • 2beds
  • 3baths
  • 1,048sqft

21162 Gladiolos, Lake Forest

2900 Bradford Place #A, Santa Ana, CA, 92707 — assumable FHA mortgage at 6.28%
FHA
Active
17
$610,000$140,013 down
Rate
6.28%
7.28%today
Payment
$3,026/mo
$3,352today
  • 2beds
  • 1baths
  • 792sqft

2900 Bradford Place #A, Santa Ana

21466 Cypresswood, Lake Forest, CA, 92630 — assumable FHA mortgage at 6.56%
FHA
Active
33
$875,000$199,518 down
Rate
6.56%
7.28%today
Payment
$4,336/mo
$4,664today
  • 3beds
  • 3baths
  • 1,526sqft

21466 Cypresswood, Lake Forest

10317 Eclipse Court, Garden Grove, CA, 92840 — assumable FHA mortgage at 6.28%
FHA
Active
38
$750,000$277,085 down
Rate
6.28%
7.28%today
Payment
$3,045/mo
$3,373today
  • 2beds
  • 3baths
  • 1,218sqft

10317 Eclipse Court, Garden Grove

16311 Veterans Way, Tustin, CA, 92782 — assumable VA mortgage at 6.34%
VA
Active
51
$2,399,000$826,595 down
Rate
6.34%
7.28%today
Payment
$9,858/mo
$10,852today
  • 5beds
  • 5baths
  • 3,443sqft

16311 Veterans Way, Tustin

12827 Newhope, Garden Grove, CA, 92840 — assumable FHA mortgage at 6.82%
FHA
Active
29
$860,000$271,434 down
Rate
6.82%
7.28%today
Payment
$3,938/mo
$4,125today
  • 4beds
  • 3baths
  • 1,547sqft

12827 Newhope, Garden Grove

11111 Iris, Garden Grove, CA, 92840 — assumable FHA mortgage at 6.94%
FHA
Active
21
$1,099,000$356,807 down
Rate
6.94%
7.28%today
Payment
$5,120/mo
$5,298today
  • 3beds
  • 1baths
  • 1,020sqft

11111 Iris, Garden Grove

23475 Los Grandes, Aliso Viejo, CA, 92656 — assumable VA mortgage at 6.95%
VA
Active
25
$765,000$299,198 down
Rate
6.95%
7.28%today
Payment
$3,144/mo
$3,250today
  • 3beds
  • 2baths
  • 1,240sqft

23475 Los Grandes, Aliso Viejo

Assuming a mortgage in Irvine

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$513 /mo
Median cash to assume
$356,807
Jackie Henry

Jackie Henry

Realtor License: SA543207000

RE/Max Desert Showcase

jackiesproperties@gmail.com+16239107249RE/Max Desert Showcase logo
Equal Housing Opportunity

RE/Max Desert Showcase is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

Powered by UMe