Jackie Henry

Jackie Henry

(623) 910-7249

Assumable homes for sale in Bonsall, CA

87 homesVA & FHA loansrates from 2.71% vs 7.28% today

Bonsall assumption guide
801 Yankee Point Way, Oceanside, CA, 92058 — assumable VA mortgage at 2.87%
VATop pick
Active
14
$450,000$31,672 down
Rate
2.87%
7.28%today
Payment
$1,951/mo
$3,220today
  • 2beds
  • 2baths
  • 1,104sqft

801 Yankee Point Way, Oceanside

29402 Circle R Greens Dr, Escondido, CA, 92026 — assumable FHA mortgage at 2.87%
FHA
Active
36
$595,000$114,927 down
Rate
2.87%
7.28%today
Payment
$2,239/mo
$3,695today
  • 2beds
  • 2baths
  • 1,396sqft

29402 Circle R Greens Dr, Escondido

1061 Old Stage Road, Fallbrook, CA, 92028 — assumable VA mortgage at 2.93%
VA
Active
42
$675,000$129,992 down
Rate
2.93%
7.28%today
Payment
$2,565/mo
$4,200today
  • 3beds
  • 2baths
  • 1,080sqft

1061 Old Stage Road, Fallbrook

175 Avenida Descanso #108, Oceanside, CA, 92057 — assumable VA mortgage at 2.81%
VA
Active
19
$365,000$97,514 down
Rate
2.81%
7.28%today
Payment
$1,263/mo
$2,100today
  • 2beds
  • 1baths
  • 741sqft

175 Avenida Descanso #108, Oceanside

1491 Puritan Way, Oceanside, CA, 92057 — assumable VA mortgage at 2.90%
VA
Active
17
$540,000$112,102 down
Rate
2.90%
7.28%today
Payment
$1,998/mo
$3,284today
  • 3beds
  • 2baths
  • 1,680sqft

1491 Puritan Way, Oceanside

253 Paddock Lane, Fallbrook, CA, 92028 — assumable VA mortgage at 3.11%
VA
Active
26
$730,000$159,527 down
Rate
3.11%
7.28%today
Payment
$2,703/mo
$4,325today
  • 3beds
  • 3baths
  • 1,985sqft

253 Paddock Lane, Fallbrook

1097 Camino Alisos, Fallbrook, CA, 92028 — assumable VA mortgage at 3.51%
VA
Active
75
$2,225,000$482,349 down
Rate
3.51%
7.28%today
Payment
$8,592/mo
$13,075today
  • 4beds
  • 4baths
  • 3,702sqft

1097 Camino Alisos, Fallbrook

1524 Circle Ranch Way #61, Oceanside, CA, 92057 — assumable VA mortgage at 3.11%
VA
Active
31
$639,900$235,565 down
Rate
3.11%
7.28%today
Payment
$1,915/mo
$3,065today
  • 3beds
  • 3baths
  • 1,365sqft

1524 Circle Ranch Way #61, Oceanside

1857 Autumn, Vista, CA, 92084 — assumable VA mortgage at 4.16%
VA
Active
47
$1,049,000$111,439 down
Rate
4.16%
7.28%today
Payment
$4,940/mo
$6,945today
  • 3beds
  • 3baths
  • 2,672sqft

1857 Autumn, Vista

1164 Madera Lane, Vista, CA, 92084 — assumable VA mortgage at 2.71%
VA
Active
24
$474,999$202,297 down
Rate
2.71%
7.28%today
Payment
$1,273/mo
$2,145today
  • 2beds
  • 2baths
  • 972sqft

1164 Madera Lane, Vista

1093 Meridian Court, Oceanside, CA, 92057 — assumable VA mortgage at 2.73%
VA
Active
73
$1,395,000$876,657 down
Rate
2.73%
7.28%today
Payment
$2,408/mo
$4,047today
  • 6beds
  • 4baths
  • 4,109sqft

1093 Meridian Court, Oceanside

4025 Ivey Vista Way, Oceanside, CA, 92057 — assumable VA mortgage at 2.77%
VA
Active
35
$880,000$558,696 down
Rate
2.77%
7.28%today
Payment
$1,475/mo
$2,466today
  • 3beds
  • 3baths
  • 1,438sqft

4025 Ivey Vista Way, Oceanside

1826 Via Monserate, Fallbrook, CA, 92028 — assumable VA mortgage at 2.81%
VA
Active
24
$1,000,000$701,842 down
Rate
2.81%
7.28%today
Payment
$1,394/mo
$2,319today
  • 3beds
  • 3baths
  • 2,000sqft

1826 Via Monserate, Fallbrook

2645 Daisy Ln, Fallbrook, CA, 92028 — assumable VA mortgage at 2.84%
VA
Active
31
$1,100,000$691,648 down
Rate
2.84%
7.28%today
Payment
$1,894/mo
$3,138today
  • 3beds
  • 3baths
  • 2,483sqft

2645 Daisy Ln, Fallbrook

10975 Old Oak Holler, Valley Center, CA, 92082 — assumable VA mortgage at 2.88%
VA
Active
68
$2,250,000$1,023,719 down
Rate
2.88%
7.28%today
Payment
$5,713/mo
$9,415today
  • 5beds
  • 2baths
  • 2,428sqft

10975 Old Oak Holler, Valley Center

1039 Plover Way, Oceanside, CA, 92057 — assumable VA mortgage at 2.90%
VA
Active
26
$505,000$230,281 down
Rate
2.90%
7.28%today
Payment
$1,280/mo
$2,104today
  • 2beds
  • 2baths
  • 1,050sqft

1039 Plover Way, Oceanside

1696 Gil Way, Vista, CA, 92084 — assumable VA mortgage at 2.90%
VA
Active
44
$1,799,000$787,497 down
Rate
2.90%
7.28%today
Payment
$4,833/mo
$7,944today
  • 6beds
  • 6baths
  • 5,120sqft

1696 Gil Way, Vista

1050 La Tortuga Drive #40, Vista, CA, 92081 — assumable VA mortgage at 2.90%
VA
Active
27
$479,999$242,167 down
Rate
2.90%
7.28%today
Payment
$1,116/mo
$1,834today
  • 2beds
  • 2baths
  • 874sqft

1050 La Tortuga Drive #40, Vista

3208 Silver Ridge Court, Oceanside, CA, 92058 — assumable VA mortgage at 2.94%
VA
Active
19
$1,389,950$568,554 down
Rate
2.94%
7.28%today
Payment
$3,878/mo
$6,343today
  • 4beds
  • 4baths
  • 2,851sqft

3208 Silver Ridge Court, Oceanside

1884 Autumn, Vista, CA, 92084 — assumable VA mortgage at 2.96%
VA
Active
71
$1,399,000$662,735 down
Rate
2.96%
7.28%today
Payment
$3,492/mo
$5,696today
  • 5beds
  • 3baths
  • 3,277sqft

1884 Autumn, Vista

1019 Riverview Drive, Fallbrook, CA, 92028 — assumable VA mortgage at 2.98%
VA
Active
42
$970,000$636,691 down
Rate
2.98%
7.28%today
Payment
$1,606/mo
$2,613today
  • 3beds
  • 3baths
  • 2,081sqft

1019 Riverview Drive, Fallbrook

31402 Lake Vista, Bonsall, CA, 92003 — assumable VA mortgage at 2.98%
VA
Active
64
$2,500,000$1,158,716 down
Rate
2.98%
7.28%today
Payment
$6,361/mo
$10,349today
  • 4beds
  • 5baths
  • 4,583sqft

31402 Lake Vista, Bonsall

81 Seagull Lane, Oceanside, CA, 92057 — assumable VA mortgage at 3.00%
VA
Active
31
$365,000$365,000 down
Rate
3.00%
7.28%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,248sqft

81 Seagull Lane, Oceanside

201 Diamond Way #222, Vista, CA, 92083 — assumable VA mortgage at 3.00%
VA
Active
34
$559,000$579,000 down
Rate
3.00%
7.28%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,116sqft

201 Diamond Way #222, Vista

509 Calle Montecito #42, Oceanside, CA, 92057 — assumable VA mortgage at 3.00%
VA
Active
37
$370,000$370,000 down
Rate
3.00%
7.28%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 806sqft

509 Calle Montecito #42, Oceanside

526 Calle Montecito #140, Oceanside, CA, 92057 — assumable VA mortgage at 3.00%
VA
Active
24
$418,800$418,800 down
Rate
3.00%
7.28%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 806sqft

526 Calle Montecito #140, Oceanside

4136 Sitio Flor, Oceanside, CA, 92057 — assumable VA mortgage at 3.47%
VA
Active
26
$659,990$253,461 down
Rate
3.47%
7.28%today
Payment
$2,082/mo
$3,184today
  • 3beds
  • 3baths
  • 1,366sqft

4136 Sitio Flor, Oceanside

1164 Via Lucero, Oceanside, CA, 92056 — assumable FHA mortgage at 3.69%
FHA
Active
41
$775,000$276,091 down
Rate
3.69%
7.28%today
Payment
$2,654/mo
$3,950today
  • 4beds
  • 4baths
  • 1,824sqft

1164 Via Lucero, Oceanside

3685 Vista Campana #61, Oceanside, CA, 92057 — assumable VA mortgage at 5.25%
VA
Active
25
$399,999Potential short sale
Rate
5.25%
7.28%today
Payment
$2,292/mo
$2,839today
  • 2beds
  • 2baths
  • 1,232sqft

3685 Vista Campana #61, Oceanside

3755 Vista Campana N #64, Oceanside, CA, 92057 — assumable VA mortgage at 3.50%
VA
Active
34
$469,900$295,933 down
Rate
3.50%
7.28%today
Payment
$925/mo
$1,410today
  • 2beds
  • 2baths
  • 1,099sqft

3755 Vista Campana N #64, Oceanside

943 Manteca Drive, Oceanside, CA, 92057 — assumable VA mortgage at 3.53%
VA
Active
60
$989,000$741,796 down
Rate
3.53%
7.28%today
Payment
$1,681/mo
$2,551today
  • 4beds
  • 3baths
  • 2,660sqft

943 Manteca Drive, Oceanside

1243 Bellingham Drive, Oceanside, CA, 92057 — assumable VA mortgage at 3.55%
VA
Active
35
$1,161,000$807,841 down
Rate
3.55%
7.28%today
Payment
$2,377/mo
$3,599today
  • 5beds
  • 3baths
  • 2,971sqft

1243 Bellingham Drive, Oceanside

4925 Siesta Drive, Oceanside, CA, 92057 — assumable VA mortgage at 3.56%
VA
Active
41
$799,995$613,646 down
Rate
3.56%
7.28%today
Payment
$1,087/mo
$1,643today
  • 3beds
  • 2baths
  • 1,496sqft

4925 Siesta Drive, Oceanside

8975 Lawrence Welk Dr #135, Escondido, CA, 92026 — assumable VA mortgage at 3.63%
VA
Active
23
$560,000$396,067 down
Rate
3.63%
7.28%today
Payment
$1,086/mo
$1,628today
  • 3beds
  • 2baths
  • 1,622sqft

8975 Lawrence Welk Dr #135, Escondido

4680 Allende Avenue, Oceanside, CA, 92057 — assumable VA mortgage at 4.48%
VA
Active
47
$999,999$255,608 down
Rate
4.48%
7.28%today
Payment
$4,057/mo
$5,491today
  • 4beds
  • 3baths
  • 1,948sqft

4680 Allende Avenue, Oceanside

1637 Pala Lake Drive, Fallbrook, CA, 92028 — assumable VA mortgage at 3.70%
VA
Active
68
$539,000$219,204 down
Rate
3.70%
7.28%today
Payment
$1,703/mo
$2,532today
  • 2beds
  • 2baths
  • 1,438sqft

1637 Pala Lake Drive, Fallbrook

Assuming a mortgage in Bonsall

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$386 /mo
Median cash to assume
$232,923
Jackie Henry

Jackie Henry

Realtor License: SA543207000

RE/Max Desert Showcase

jackiesproperties@gmail.com+16239107249RE/Max Desert Showcase logo
Equal Housing Opportunity

RE/Max Desert Showcase is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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