Jackie Henry

Jackie Henry

(623) 910-7249

Assumable homes for sale in Berkeley, CA

25 homesFHA & VA loansrates from 2.70% vs 7.28% today

Berkeley assumption guide
6616 Outlook Ave, Oakland, CA, 94605 — assumable FHA mortgage at 3.62%
FHA
Active
37
$675,000$87,841 down
Rate
3.62%
7.28%today
Payment
$3,088/mo
$4,636today
  • 3beds
  • 1baths
  • 1,040sqft

6616 Outlook Ave, Oakland

857 Grand Ave, Oakland, CA, 94607 — assumable FHA mortgage at 3.92%
FHA
Active
25
$599,000$48,612 down
Rate
3.92%
7.28%today
Payment
$2,837/mo
$4,105today
  • 2beds
  • 2baths
  • 1,307sqft

857 Grand Ave, Oakland

108 Arcangel Way, San Pablo, CA, 94806 — assumable FHA mortgage at 3.47%
FHA
Active
34
$570,000$145,819 down
Rate
3.47%
7.28%today
Payment
$2,192/mo
$3,352today
  • 3beds
  • 3baths
  • 1,401sqft

108 Arcangel Way, San Pablo

205 Del Valle Cir, El Sobrante, CA, 94803 — assumable VA mortgage at 2.70%
VA
Active
25
$369,000$135,016 down
Rate
2.70%
7.28%today
Payment
$1,089/mo
$1,837today
  • 2beds
  • 2baths
  • 1,022sqft

205 Del Valle Cir, El Sobrante

977 24Th St, Oakland, CA, 94607 — assumable VA mortgage at 2.80%
VA
Active
8
$634,500Potential short sale
Rate
2.80%
7.28%today
Payment
$3,616/mo
$6,021today
  • 2beds
  • 3baths
  • 1,552sqft

977 24Th St, Oakland

449 Merritt Ave, Oakland, CA, 94610 — assumable VA mortgage at 3.21%
VA
Active
105
$6,200,000$4,931,755 down
Rate
3.21%
7.28%today
Payment
$6,062/mo
$9,579today
  • —beds
  • —baths
  • —sqft

449 Merritt Ave, Oakland

40 Parkview Ter, San Pablo, CA, 94806 — assumable FHA mortgage at 3.73%
FHA
Active
33
$519,000$193,195 down
Rate
3.73%
7.28%today
Payment
$1,736/mo
$2,572today
  • 3beds
  • 3baths
  • 1,680sqft

40 Parkview Ter, San Pablo

540 3rd ST, Richmond, CA, 94801 — assumable FHA mortgage at 3.66%
FHA
Active
55
$425,000$215,627 down
Rate
3.66%
7.28%today
Payment
$1,246/mo
$1,861today
  • 3beds
  • 2baths
  • 963sqft

540 3rd ST, Richmond

3134 Pleitner Ave, Oakland, CA, 94602 — assumable FHA mortgage at 3.69%
FHA
Active
17
$1,450,000$1,149,530 down
Rate
3.69%
7.28%today
Payment
$1,508/mo
$2,244today
  • —beds
  • —baths
  • —sqft

3134 Pleitner Ave, Oakland

651 Moraga Road #17, Moraga, CA, 94556 — assumable FHA mortgage at 3.90%
FHA
Active
46
$617,000$388,592 down
Rate
3.90%
7.28%today
Payment
$1,645/mo
$2,386today
  • 2beds
  • 2baths
  • 1,144sqft

651 Moraga Road #17, Moraga

4321 Florida Ave, Richmond, CA, 94804 — assumable VA mortgage at 4.01%
VA
Active
16
$499,000$94,781 down
Rate
4.01%
7.28%today
Payment
$2,340/mo
$3,350today
  • 4beds
  • 3baths
  • 1,223sqft

4321 Florida Ave, Richmond

407 Vista Heights Rd, El Cerrito, CA, 94530 — assumable FHA mortgage at 6.88%
FHA
Active
29
$650,000$11,755 down
Rate
6.88%
7.28%today
Payment
$4,304/mo
$4,481today
  • 2beds
  • 2baths
  • 1,298sqft

407 Vista Heights Rd, El Cerrito

18 Woodcrest Circle, Oakland, CA, 94602 — assumable FHA mortgage at 7.22%
FHA
Active
67
$998,000$41,639 down
Rate
7.22%
7.28%today
Payment
$6,645/mo
$6,685today
  • 3beds
  • 2baths
  • 1,620sqft

18 Woodcrest Circle, Oakland

555 Pierce St #522, Albany, CA, 94706 — assumable FHA mortgage at 6.50%
FHA
Active
31
$410,000$39,243 down
Rate
6.50%
7.28%today
Payment
$2,350/mo
$2,544today
  • 1beds
  • 1baths
  • 745sqft

555 Pierce St #522, Albany

1715 Bay St, Alameda, CA, 94501 — assumable FHA mortgage at 4.52%
FHA
Active
99
$1,095,000$598,739 down
Rate
4.52%
7.28%today
Payment
$3,787/mo
$5,102today
  • 4beds
  • 4baths
  • 2,815sqft

1715 Bay St, Alameda

3831 SAN JUAN ST, Oakland, CA, 94601 — assumable FHA mortgage at 6.18%
FHA
Active
$699,000$114,288 down
Rate
6.18%
7.28%today
Payment
$3,595/mo
$4,024today
  • 2beds
  • 2baths
  • 752sqft

3831 SAN JUAN ST, Oakland

4628 Fieldbrook Rd, Oakland, CA, 94619 — assumable FHA mortgage at 6.44%
FHA
Active
40
$1,149,460$34,848 down
Rate
6.44%
7.28%today
Payment
$7,154/mo
$7,792today
  • 4beds
  • 3baths
  • 1,943sqft

4628 Fieldbrook Rd, Oakland

1720 46th Avenue, Oakland, CA, 94601 — assumable FHA mortgage at 6.54%
FHA
Active
28
$739,000$130,295 down
Rate
6.54%
7.28%today
Payment
$4,020/mo
$4,333today
  • 4beds
  • 3baths
  • 1,320sqft

1720 46th Avenue, Oakland

453 Sentinel Dr, Alameda, CA, 94501 — assumable VA mortgage at 6.89%
VA
Active
52
$839,000$95,741 down
Rate
6.89%
7.28%today
Payment
$4,993/mo
$5,192today
  • 2beds
  • 2baths
  • 1,102sqft

453 Sentinel Dr, Alameda

2158 High Street, Oakland, CA, 94601 — assumable VA mortgage at 5.52%
VA
Active
$488,888$77,071 down
Rate
5.52%
7.28%today
Payment
$2,492/mo
$2,997today
  • 5beds
  • 3baths
  • 2,305sqft

2158 High Street, Oakland

Gertrude Ave, Richmond, CA, 94801 — assumable FHA mortgage at 5.05%
FHA
Active
2
$415,000$349,442 down
Rate
5.05%
7.28%today
Payment
$557/mo
$705today
  • —beds
  • —baths
  • —sqft

Gertrude Ave, Richmond

832 7th Ave, Oakland, CA, 94606 — assumable FHA mortgage at 6.05%
FHA
Active
60
$999,000Potential short sale
Rate
6.05%
7.28%today
Payment
$6,806/mo
$7,726today
  • —beds
  • —baths
  • —sqft

832 7th Ave, Oakland

3019 Florida St, Oakland, CA, 94602 — assumable FHA mortgage at 6.50%
FHA
Active
13
$599,000Potential short sale
Rate
6.50%
7.28%today
Payment
$4,735/mo
$5,126today
  • —beds
  • —baths
  • —sqft

3019 Florida St, Oakland

1725 38Th Ave, Oakland, CA, 94601 — assumable FHA mortgage at 6.50%
FHA
Active
56
$528,888$528,888 down
Rate
6.50%
7.28%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,118sqft

1725 38Th Ave, Oakland

670 30th Street, Richmond, CA, 94804-1569 — assumable FHA mortgage at 6.76%
FHA
Active
27
$444,000$407,768 down
Rate
6.76%
7.28%today
Payment
$248/mo
$260today
  • 2beds
  • 1baths
  • 771sqft

670 30th Street, Richmond

Assuming a mortgage in Berkeley

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.70%
Lowest existing payment
$557 /mo
Median cash to assume
$132,656
Jackie Henry

Jackie Henry

Realtor License: SA543207000

RE/Max Desert Showcase

jackiesproperties@gmail.com+16239107249RE/Max Desert Showcase logo
Equal Housing Opportunity

RE/Max Desert Showcase is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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