FHA
Active
25$599,000$48,612 down
- Rate
- 3.92%
7.28%today- Payment
- $2,837/mo
$4,105today
- 2beds
- 2baths
- 1,307sqft
Assumable homes for sale in Albany, CA
18 homesFHA & VA loansrates from 2.70% vs 7.28% today
Albany assumption guide
FHA
Active
34$570,000$145,819 down
- Rate
- 3.47%
7.28%today- Payment
- $2,192/mo
$3,352today
- 3beds
- 3baths
- 1,401sqft
108 Arcangel Way, San Pablo
VA
Active
25$369,000$135,016 down
- Rate
- 2.70%
7.28%today- Payment
- $1,089/mo
$1,837today
- 2beds
- 2baths
- 1,022sqft
205 Del Valle Cir, El Sobrante
VA
Active
8$634,500Potential short sale
- Rate
- 2.80%
7.28%today- Payment
- $3,616/mo
$6,021today
- 2beds
- 3baths
- 1,552sqft
977 24Th St, Oakland
VA
Active
105$6,200,000$4,931,755 down
- Rate
- 3.21%
7.28%today- Payment
- $6,062/mo
$9,579today
- —beds
- —baths
- —sqft
449 Merritt Ave, Oakland
FHA
Active
52$960,000$350,340 down
- Rate
- 3.60%
7.28%today- Payment
- $3,214/mo
$4,837today
- 4beds
- 3baths
- 2,781sqft
3 Wildwood Place, Richmond
FHA
Active
33$519,000$193,195 down
- Rate
- 3.73%
7.28%today- Payment
- $1,736/mo
$2,572today
- 3beds
- 3baths
- 1,680sqft
40 Parkview Ter, San Pablo
VA
Active
27$299,999$155,545 down
- Rate
- 3.64%
7.28%today- Payment
- $887/mo
$1,328today
- 1beds
- 1baths
- 816sqft
3778 Stoneglen #N, Richmond
FHA
Active
55$425,000$215,627 down
- Rate
- 3.66%
7.28%today- Payment
- $1,246/mo
$1,861today
- 3beds
- 2baths
- 963sqft
540 3rd ST, Richmond
FHA
Active
17$1,450,000$1,149,530 down
- Rate
- 3.69%
7.28%today- Payment
- $1,508/mo
$2,244today
- —beds
- —baths
- —sqft
3134 Pleitner Ave, Oakland
VA
Active
16$499,000$94,781 down
- Rate
- 4.01%
7.28%today- Payment
- $2,340/mo
$3,350today
- 4beds
- 3baths
- 1,223sqft
4321 Florida Ave, Richmond
FHA
Active
29$650,000$11,755 down
- Rate
- 6.88%
7.28%today- Payment
- $4,304/mo
$4,481today
- 2beds
- 2baths
- 1,298sqft
407 Vista Heights Rd, El Cerrito
FHA
Active
67$998,000$41,639 down
- Rate
- 7.22%
7.28%today- Payment
- $6,645/mo
$6,685today
- 3beds
- 2baths
- 1,620sqft
18 Woodcrest Circle, Oakland
FHA
Active
31$410,000$39,243 down
- Rate
- 6.50%
7.28%today- Payment
- $2,350/mo
$2,544today
- 1beds
- 1baths
- 745sqft
555 Pierce St #522, Albany
FHA
Active
40$1,149,460$34,848 down
- Rate
- 6.44%
7.28%today- Payment
- $7,154/mo
$7,792today
- 4beds
- 3baths
- 1,943sqft
4628 Fieldbrook Rd, Oakland
FHA
Active
2$415,000$349,442 down
- Rate
- 5.05%
7.28%today- Payment
- $557/mo
$705today
- —beds
- —baths
- —sqft
Gertrude Ave, Richmond
FHA
Active
13$599,000Potential short sale
- Rate
- 6.50%
7.28%today- Payment
- $4,735/mo
$5,126today
- —beds
- —baths
- —sqft
3019 Florida St, Oakland
FHA
Active
27$444,000$407,768 down
- Rate
- 6.76%
7.28%today- Payment
- $248/mo
$260today
- 2beds
- 1baths
- 771sqft
670 30th Street, Richmond
Assuming a mortgage in Albany
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.
- Lowest existing rate
- 2.70%
- Lowest existing payment
- $557 /mo
- Median cash to assume
- $150,682