Jackie Henry

Jackie Henry

(623) 910-7249

Assumable homes for sale in Alameda, CA

27 homesFHA & VA loansrates from 2.75% vs 7.28% today

Alameda assumption guide
3452 Capella Lane, Alameda, CA, 94502 — assumable VA mortgage at 2.75%
VA
Active
43
$884,000$256,492 down
Rate
2.75%
7.28%today
Payment
$2,862/mo
$4,796today
  • 3beds
  • 3baths
  • 1,664sqft

3452 Capella Lane, Alameda

6616 Outlook Ave, Oakland, CA, 94605 — assumable FHA mortgage at 3.62%
FHA
Active
37
$675,000$87,841 down
Rate
3.62%
7.28%today
Payment
$3,088/mo
$4,636today
  • 3beds
  • 1baths
  • 1,040sqft

6616 Outlook Ave, Oakland

857 Grand Ave, Oakland, CA, 94607 — assumable FHA mortgage at 3.92%
FHA
Active
25
$599,000$48,612 down
Rate
3.92%
7.28%today
Payment
$2,837/mo
$4,105today
  • 2beds
  • 2baths
  • 1,307sqft

857 Grand Ave, Oakland

977 24Th St, Oakland, CA, 94607 — assumable VA mortgage at 2.80%
VA
Active
8
$634,500Potential short sale
Rate
2.80%
7.28%today
Payment
$3,616/mo
$6,021today
  • 2beds
  • 3baths
  • 1,552sqft

977 24Th St, Oakland

9850 Elmar Avenue, Oakland, CA, 94603 — assumable FHA mortgage at 2.84%
FHA
Active
3
$332,000Potential short sale
Rate
2.84%
7.28%today
Payment
$2,230/mo
$3,695today
  • 2beds
  • 1baths
  • 707sqft

9850 Elmar Avenue, Oakland

10911 Cotter St, Oakland, CA, 94605 — assumable VA mortgage at 2.87%
VA
Active
$1,049,000$761,119 down
Rate
2.87%
7.28%today
Payment
$1,340/mo
$2,211today
  • 4beds
  • 3baths
  • 2,032sqft

10911 Cotter St, Oakland

449 Merritt Ave, Oakland, CA, 94610 — assumable VA mortgage at 3.21%
VA
Active
105
$6,200,000$4,931,755 down
Rate
3.21%
7.28%today
Payment
$6,062/mo
$9,579today
  • —beds
  • —baths
  • —sqft

449 Merritt Ave, Oakland

9826 Bancroft Ave, Oakland, CA, 94603-2814 — assumable FHA mortgage at 3.67%
FHA
Active
2
$699,950$337,389 down
Rate
3.67%
7.28%today
Payment
$2,224/mo
$3,319today
  • —beds
  • —baths
  • —sqft

9826 Bancroft Ave, Oakland

3134 Pleitner Ave, Oakland, CA, 94602 — assumable FHA mortgage at 3.69%
FHA
Active
17
$1,450,000$1,149,530 down
Rate
3.69%
7.28%today
Payment
$1,508/mo
$2,244today
  • —beds
  • —baths
  • —sqft

3134 Pleitner Ave, Oakland

651 Moraga Road #17, Moraga, CA, 94556 — assumable FHA mortgage at 3.90%
FHA
Active
46
$617,000$388,592 down
Rate
3.90%
7.28%today
Payment
$1,645/mo
$2,386today
  • 2beds
  • 2baths
  • 1,144sqft

651 Moraga Road #17, Moraga

1626 46Th Ave, Oakland, CA, 94601 — assumable FHA mortgage at 4.04%
FHA
Active
5
$525,000$241,686 down
Rate
4.04%
7.28%today
Payment
$1,777/mo
$2,534today
  • —beds
  • —baths
  • —sqft

1626 46Th Ave, Oakland

7401 7411 Hillside St, Oakland, CA, 94605 — assumable FHA mortgage at 6.27%
FHA
Active
33
$549,000$30,355 down
Rate
6.27%
7.28%today
Payment
$3,344/mo
$3,708today
  • —beds
  • —baths
  • —sqft

7401 7411 Hillside St, Oakland

8622 Thermal Street, Oakland, CA, 94605 — assumable FHA mortgage at 6.42%
FHA
Active
25
$599,000$16,071 down
Rate
6.42%
7.28%today
Payment
$3,814/mo
$4,163today
  • 3beds
  • 2baths
  • 1,204sqft

8622 Thermal Street, Oakland

18 Woodcrest Circle, Oakland, CA, 94602 — assumable FHA mortgage at 7.22%
FHA
Active
67
$998,000$41,639 down
Rate
7.22%
7.28%today
Payment
$6,645/mo
$6,685today
  • 3beds
  • 2baths
  • 1,620sqft

18 Woodcrest Circle, Oakland

1112 82Nd Ave, Oakland, CA, 94621 — assumable FHA mortgage at 4.28%
FHA
Active
17
$399,000$367,786 down
Rate
4.28%
7.28%today
Payment
$395/mo
$547today
  • 2beds
  • 1baths
  • 849sqft

1112 82Nd Ave, Oakland

17112 Los Banos St, Hayward, CA, 94541 — assumable FHA mortgage at 6.15%
FHA
Active
57
$749,900$42,633 down
Rate
6.15%
7.28%today
Payment
$4,502/mo
$5,056today
  • 3beds
  • 2baths
  • 1,240sqft

17112 Los Banos St, Hayward

1715 Bay St, Alameda, CA, 94501 — assumable FHA mortgage at 4.52%
FHA
Active
99
$1,095,000$598,739 down
Rate
4.52%
7.28%today
Payment
$3,787/mo
$5,102today
  • 4beds
  • 4baths
  • 2,815sqft

1715 Bay St, Alameda

3831 SAN JUAN ST, Oakland, CA, 94601 — assumable FHA mortgage at 6.18%
FHA
Active
$699,000$114,288 down
Rate
6.18%
7.28%today
Payment
$3,595/mo
$4,024today
  • 2beds
  • 2baths
  • 752sqft

3831 SAN JUAN ST, Oakland

4628 Fieldbrook Rd, Oakland, CA, 94619 — assumable FHA mortgage at 6.44%
FHA
Active
40
$1,149,460$34,848 down
Rate
6.44%
7.28%today
Payment
$7,154/mo
$7,792today
  • 4beds
  • 3baths
  • 1,943sqft

4628 Fieldbrook Rd, Oakland

1720 46th Avenue, Oakland, CA, 94601 — assumable FHA mortgage at 6.54%
FHA
Active
28
$739,000$130,295 down
Rate
6.54%
7.28%today
Payment
$4,020/mo
$4,333today
  • 4beds
  • 3baths
  • 1,320sqft

1720 46th Avenue, Oakland

453 Sentinel Dr, Alameda, CA, 94501 — assumable VA mortgage at 6.89%
VA
Active
52
$839,000$95,741 down
Rate
6.89%
7.28%today
Payment
$4,993/mo
$5,192today
  • 2beds
  • 2baths
  • 1,102sqft

453 Sentinel Dr, Alameda

2158 High Street, Oakland, CA, 94601 — assumable VA mortgage at 5.52%
VA
Active
$488,888$77,071 down
Rate
5.52%
7.28%today
Payment
$2,492/mo
$2,997today
  • 5beds
  • 3baths
  • 2,305sqft

2158 High Street, Oakland

7000 Lockwood St, Oakland, CA, 94621 — assumable FHA mortgage at 5.23%
FHA
Active
9
$455,000Potential short sale
Rate
5.23%
7.28%today
Payment
$3,408/mo
$4,232today
  • 2beds
  • 1baths
  • 891sqft

7000 Lockwood St, Oakland

832 7th Ave, Oakland, CA, 94606 — assumable FHA mortgage at 6.05%
FHA
Active
60
$999,000Potential short sale
Rate
6.05%
7.28%today
Payment
$6,806/mo
$7,726today
  • —beds
  • —baths
  • —sqft

832 7th Ave, Oakland

3019 Florida St, Oakland, CA, 94602 — assumable FHA mortgage at 6.50%
FHA
Active
13
$599,000Potential short sale
Rate
6.50%
7.28%today
Payment
$4,735/mo
$5,126today
  • —beds
  • —baths
  • —sqft

3019 Florida St, Oakland

1725 38Th Ave, Oakland, CA, 94601 — assumable FHA mortgage at 6.50%
FHA
Active
56
$528,888$528,888 down
Rate
6.50%
7.28%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,118sqft

1725 38Th Ave, Oakland

1044 86Th Ave, Oakland, CA, 94621 — assumable FHA mortgage at 7.07%
FHA
Active
32
$449,000Potential short sale
Rate
7.07%
7.28%today
Payment
$3,585/mo
$3,661today
  • 2beds
  • 1baths
  • 1,004sqft

1044 86Th Ave, Oakland

Assuming a mortgage in Alameda

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.75%
Lowest existing payment
$395 /mo
Median cash to assume
$130,295
Jackie Henry

Jackie Henry

Realtor License: SA543207000

RE/Max Desert Showcase

jackiesproperties@gmail.com+16239107249RE/Max Desert Showcase logo
Equal Housing Opportunity

RE/Max Desert Showcase is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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