Jackie Henry

Jackie Henry

Assumable homes for sale in South Dakota

200 homesFHA & VA loansrates from 2.15% vs 7.28% today

South Dakota assumption guide
1992 Great Bend Boulevard, Windom, MN, 56101 — assumable VA mortgage at 2.87%
VA
Active
29
$285,000$40,535 down
Rate
2.87%
7.28%today
Payment
$1,140/mo
$1,882today
  • 3beds
  • 2baths
  • 1,596sqft

1992 Great Bend Boulevard, Windom

5509 44th Avenue, Fargo, ND, 58104 — assumable VA mortgage at 2.87%
VA
Active
31
$260,000$46,289 down
Rate
2.87%
7.28%today
Payment
$997/mo
$1,645today
  • 3beds
  • 2baths
  • 2,056sqft

5509 44th Avenue, Fargo

121 5th Street, Montevideo, MN, 56265 — assumable FHA mortgage at 2.88%
FHA
Active
35
$229,000$45,339 down
Rate
2.88%
7.28%today
Payment
$856/mo
$1,410today
  • 4beds
  • 3baths
  • 2,791sqft

121 5th Street, Montevideo

1849 29th Street Circle, Moorhead, MN, 56560 — assumable FHA mortgage at 2.94%
FHA
Active
42
$260,000$45,365 down
Rate
2.94%
7.28%today
Payment
$1,035/mo
$1,692today
  • 4beds
  • 3baths
  • 2,284sqft

1849 29th Street Circle, Moorhead

16297 360th Avenue, Frazee, MN, 56544 — assumable FHA mortgage at 2.96%
FHA
Active
43
$319,900$62,566 down
Rate
2.96%
7.28%today
Payment
$1,215/mo
$1,982today
  • 4beds
  • 2baths
  • 2,908sqft

16297 360th Avenue, Frazee

1630 11 Avenue, Fargo, ND, 58103 — assumable VA mortgage at 2.97%
VA
Active
29
$200,000$34,739 down
Rate
2.97%
7.28%today
Payment
$785/mo
$1,278today
  • 4beds
  • 3baths
  • 1,914sqft

1630 11 Avenue, Fargo

300 State Street, Belle Plaine, MN, 56011 — assumable VA mortgage at 2.98%
VA
Active
33
$235,000$20,864 down
Rate
2.98%
7.28%today
Payment
$1,011/mo
$1,645today
  • 4beds
  • 2baths
  • 1,354sqft

300 State Street, Belle Plaine

280 Colfax Avenue, Hector, MN, 55342 — assumable FHA mortgage at 2.99%
FHA
Active
34
$260,000$42,016 down
Rate
2.99%
7.28%today
Payment
$1,021/mo
$1,659today
  • 5beds
  • 4baths
  • 2,582sqft

280 Colfax Avenue, Hector

210 Euclid Avenue, Big Lake, MN, 55309 — assumable FHA mortgage at 3.76%
FHA
Active
27
$235,000$5,843 down
Rate
3.76%
7.28%today
Payment
$1,161/mo
$1,713today
  • 4beds
  • 1baths
  • 1,232sqft

210 Euclid Avenue, Big Lake

26 4th Avenue, Saint Joseph, MN, 56374 — assumable FHA mortgage at 3.45%
FHA
Active
25
$287,000$41,485 down
Rate
3.45%
7.28%today
Payment
$1,205/mo
$1,848today
  • 4beds
  • 2baths
  • 2,126sqft

26 4th Avenue, Saint Joseph

18512 568th Avenue, Mankato, MN, 56001 — assumable VA mortgage at 2.67%
VA
Active
79
$549,900$140,478 down
Rate
2.67%
7.28%today
Payment
$1,899/mo
$3,216today
  • 4beds
  • 4baths
  • 3,276sqft

18512 568th Avenue, Mankato

1790 Calgary Avenue #6, Bismarck, ND, 58503 — assumable FHA mortgage at 2.78%
FHA
Active
19
$254,900$71,901 down
Rate
2.78%
7.28%today
Payment
$845/mo
$1,411today
  • 2beds
  • 2baths
  • —sqft

1790 Calgary Avenue #6, Bismarck

1430 11th Street, Fargo, ND, 58102 — assumable VA mortgage at 2.80%
VA
Active
22
$210,000$46,640 down
Rate
2.80%
7.28%today
Payment
$756/mo
$1,259today
  • 3beds
  • 2baths
  • 1,528sqft

1430 11th Street, Fargo

1426 23rd Street, Fargo, ND, 58103 — assumable FHA mortgage at 2.81%
FHA
Active
58
$399,900$114,623 down
Rate
2.81%
7.28%today
Payment
$1,337/mo
$2,224today
  • 4beds
  • 4baths
  • 2,708sqft

1426 23rd Street, Fargo

10288 Kali Avenue, Albertville, MN, 55301 — assumable VA mortgage at 2.81%
VA
Active
40
$455,000$95,818 down
Rate
2.81%
7.28%today
Payment
$1,684/mo
$2,800today
  • 4beds
  • 3baths
  • 3,007sqft

10288 Kali Avenue, Albertville

4131 75th Street, Pennock, MN, 56279 — assumable VA mortgage at 2.84%
VA
Active
36
$375,000$85,144 down
Rate
2.84%
7.28%today
Payment
$1,344/mo
$2,227today
  • 4beds
  • 2baths
  • 2,350sqft

4131 75th Street, Pennock

1670 Peach Court, Sauk Rapids, MN, 56379 — assumable VA mortgage at 2.87%
VA
Active
34
$284,900$84,430 down
Rate
2.87%
7.28%today
Payment
$933/mo
$1,539today
  • 3beds
  • 2baths
  • 1,718sqft

1670 Peach Court, Sauk Rapids

108 Charity Circle, Montrose, MN, 55363 — assumable VA mortgage at 2.88%
VA
Active
46
$339,900$69,118 down
Rate
2.88%
7.28%today
Payment
$1,256/mo
$2,070today
  • 3beds
  • 2baths
  • 1,792sqft

108 Charity Circle, Montrose

1411 Riverpointe Road, Watertown, MN, 55388 — assumable FHA mortgage at 2.94%
FHA
Active
33
$288,900$56,880 down
Rate
2.94%
7.28%today
Payment
$1,101/mo
$1,800today
  • 3beds
  • 2baths
  • 1,340sqft

1411 Riverpointe Road, Watertown

624 Montrose Boulevard, Buffalo, MN, 55313 — assumable FHA mortgage at 2.95%
FHA
Active
39
$280,000$81,614 down
Rate
2.95%
7.28%today
Payment
$938/mo
$1,532today
  • 4beds
  • 3baths
  • 2,816sqft

624 Montrose Boulevard, Buffalo

1413 Shires Drive, Mandan, ND, 58554 — assumable VA mortgage at 2.98%
VA
Active
29
$395,000$116,203 down
Rate
2.98%
7.28%today
Payment
$1,319/mo
$2,146today
  • 4beds
  • 3baths
  • —sqft

1413 Shires Drive, Mandan

908 Brenda Lee Drive, Saint Cloud, MN, 56303 — assumable VA mortgage at 2.98%
VA
Active
26
$259,900$68,063 down
Rate
2.98%
7.28%today
Payment
$908/mo
$1,477today
  • 4beds
  • 2baths
  • 2,120sqft

908 Brenda Lee Drive, Saint Cloud

10396 Karston Avenue, Albertville, MN, 55301 — assumable FHA mortgage at 3.02%
FHA
Active
54
$400,000$114,739 down
Rate
3.02%
7.28%today
Payment
$1,390/mo
$2,251today
  • 4beds
  • 4baths
  • 3,226sqft

10396 Karston Avenue, Albertville

6567 26th Street, Fargo, ND, 58104 — assumable VA mortgage at 3.04%
VA
Active
50
$374,900$110,522 down
Rate
3.04%
7.28%today
Payment
$1,265/mo
$2,042today
  • 3beds
  • 3baths
  • 1,967sqft

6567 26th Street, Fargo

3105 3rd Avenue, Willmar, MN, 56201 — assumable FHA mortgage at 3.07%
FHA
Active
39
$275,000$74,842 down
Rate
3.07%
7.28%today
Payment
$946/mo
$1,522today
  • 4beds
  • 2baths
  • 2,126sqft

3105 3rd Avenue, Willmar

506 4th Avenue, Valley City, ND, 58072 — assumable FHA mortgage at 3.07%
FHA
Active
41
$155,000$35,701 down
Rate
3.07%
7.28%today
Payment
$564/mo
$907today
  • 5beds
  • 2baths
  • 2,207sqft

506 4th Avenue, Valley City

1617 4th Street, Mankato, MN, 56001 — assumable FHA mortgage at 3.07%
FHA
Active
40
$214,900$47,802 down
Rate
3.07%
7.28%today
Payment
$792/mo
$1,273today
  • 3beds
  • 2baths
  • 1,398sqft

1617 4th Street, Mankato

305 Chatum Lane, Jordan, MN, 55352 — assumable FHA mortgage at 3.07%
FHA
Active
39
$250,000$62,547 down
Rate
3.07%
7.28%today
Payment
$918/mo
$1,477today
  • 3beds
  • 2baths
  • 1,704sqft

305 Chatum Lane, Jordan

476 1st Street, Beach, ND, 58621 — assumable FHA mortgage at 3.07%
FHA
Active
43
$170,000$48,314 down
Rate
3.07%
7.28%today
Payment
$576/mo
$927today
  • 3beds
  • 2baths
  • —sqft

476 1st Street, Beach

476 1st Street, Beach, ND, 58621 — assumable FHA mortgage at 3.07%
FHA
Active
42
$170,000$48,314 down
Rate
3.07%
7.28%today
Payment
$576/mo
$927today
  • 3beds
  • 2baths
  • —sqft

476 1st Street, Beach

420 Freeman Avenue, Luverne, MN, 56156 — assumable FHA mortgage at 3.08%
FHA
Active
24
$229,900$65,292 down
Rate
3.08%
7.28%today
Payment
$795/mo
$1,276today
  • 4beds
  • 2baths
  • 2,415sqft

420 Freeman Avenue, Luverne

6533 Ponderosa Drive, Walker, MN, 56484 — assumable FHA mortgage at 3.10%
FHA
Active
28
$269,000$65,210 down
Rate
3.10%
7.28%today
Payment
$964/mo
$1,545today
  • 2beds
  • 1baths
  • 1,096sqft

6533 Ponderosa Drive, Walker

316 West Street, New Ulm, MN, 56073 — assumable VA mortgage at 3.10%
VA
Active
58
$299,999$83,170 down
Rate
3.10%
7.28%today
Payment
$1,030/mo
$1,651today
  • 5beds
  • 2baths
  • 1,686sqft

316 West Street, New Ulm

411 6th Avenue, Perham, MN, 56573 — assumable FHA mortgage at 4.17%
FHA
Active
34
$245,000$13,694 down
Rate
4.17%
7.28%today
Payment
$1,222/mo
$1,716today
  • 3beds
  • 3baths
  • 2,284sqft

411 6th Avenue, Perham

144 Savannah Court, Mankato, MN, 56001 — assumable FHA mortgage at 3.76%
FHA
Active
35
$299,000$57,947 down
Rate
3.76%
7.28%today
Payment
$1,221/mo
$1,802today
  • 4beds
  • 3baths
  • 1,984sqft

144 Savannah Court, Mankato

4533 Lasalle Avenue, Saint Michael, MN, 55376 — assumable VA mortgage at 3.76%
VA
Active
46
$489,500$85,883 down
Rate
3.76%
7.28%today
Payment
$2,045/mo
$3,017today
  • 4beds
  • 4baths
  • 3,228sqft

4533 Lasalle Avenue, Saint Michael

Assuming a mortgage in South Dakota

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.15%
Lowest existing payment
$341 /mo
Median cash to assume
$116,060
Jackie Henry

Jackie Henry

Realtor License: SA543207000

RE/Max Desert Showcase

jackiesproperties@gmail.com+16239107249RE/Max Desert Showcase logo
Equal Housing Opportunity

RE/Max Desert Showcase is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.