Jackie Henry

Jackie Henry

Assumable homes for sale in Otsego, MN

5 homesFHA & VA loansrates from 2.99% vs 7.28% today

Otsego assumption guide
16544 62nd Street, Otsego, MN, 55374 — assumable VA mortgage at 2.99%
VA
Active
48
$749,000$298,590 down
Rate
2.99%
7.28%today
Payment
$2,134/mo
$3,467today
  • 7beds
  • 5baths
  • 4,850sqft

16544 62nd Street, Otsego

8098 Padgett Avenue, Otsego, MN, 55330 — assumable FHA mortgage at 5.27%
FHA
Active
47
$420,000$10,293 down
Rate
5.27%
7.28%today
Payment
$2,418/mo
$2,990today
  • 4beds
  • 4baths
  • 2,775sqft

8098 Padgett Avenue, Otsego

16106 71st Street, Elk River, MN, 55330 — assumable FHA mortgage at 6.78%
FHA
Active
19
$189,900Potential short sale
Rate
6.78%
7.28%today
Payment
$1,351/mo
$1,421today
  • 2beds
  • 2baths
  • 1,086sqft

16106 71st Street, Elk River

17021 61st Court, Otsego, MN, 55330 — assumable FHA mortgage at 5.51%
FHA
Active
63
$485,000$57,701 down
Rate
5.51%
7.28%today
Payment
$2,584/mo
$3,110today
  • 5beds
  • 3baths
  • 2,602sqft

17021 61st Court, Otsego

7924 Palmgren Avenue, Otsego, MN, 55330 — assumable FHA mortgage at 4.37%
FHA
Active
28
$449,000$304,896 down
Rate
4.37%
7.28%today
Payment
$999/mo
$1,370today
  • 4beds
  • 4baths
  • 2,352sqft

7924 Palmgren Avenue, Otsego

Assuming a mortgage in Otsego

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.99%
Lowest existing payment
$999 /mo
Median cash to assume
$178,146
Jackie Henry

Jackie Henry

Realtor License: SA543207000

RE/Max Desert Showcase

jackiesproperties@gmail.com+16239107249RE/Max Desert Showcase logo
Equal Housing Opportunity

RE/Max Desert Showcase is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.