Jackie Henry

Jackie Henry

(623) 910-7249

Assumable homes for sale in Otsego, MN

12 homesFHA & VA loansrates from 2.77% vs 7.28% today

Otsego assumption guide
10288 Kali Avenue, Albertville, MN, 55301 — assumable VA mortgage at 2.81%
VA
Active
40
$455,000$95,818 down
Rate
2.81%
7.28%today
Payment
$1,684/mo
$2,800today
  • 4beds
  • 3baths
  • 3,007sqft

10288 Kali Avenue, Albertville

10396 Karston Avenue, Albertville, MN, 55301 — assumable FHA mortgage at 3.02%
FHA
Active
54
$400,000$114,739 down
Rate
3.02%
7.28%today
Payment
$1,390/mo
$2,251today
  • 4beds
  • 4baths
  • 3,226sqft

10396 Karston Avenue, Albertville

10669 74th Street, Otsego, MN, 55301 — assumable FHA mortgage at 4.42%
FHA
Active
91
$365,000$32,515 down
Rate
4.42%
7.28%today
Payment
$1,804/mo
$2,459today
  • 3beds
  • 3baths
  • 2,247sqft

10669 74th Street, Otsego

7356 Kalland Circle, Otsego, MN, 55301 — assumable VA mortgage at 2.77%
VA
Active
26
$325,000$142,386 down
Rate
2.77%
7.28%today
Payment
$842/mo
$1,408today
  • 3beds
  • 3baths
  • 2,069sqft

7356 Kalland Circle, Otsego

11172 76th Street, Otsego, MN, 55301 — assumable FHA mortgage at 4.72%
FHA
Active
29
$242,500$28,207 down
Rate
4.72%
7.28%today
Payment
$1,200/mo
$1,579today
  • 2beds
  • 2baths
  • 1,525sqft

11172 76th Street, Otsego

10695 51st Street, Albertville, MN, 55301 — assumable VA mortgage at 6.94%
VA
Active
14
$378,900Potential short sale
Rate
6.94%
7.28%today
Payment
$2,750/mo
$2,846today
  • 5beds
  • 3baths
  • 2,220sqft

10695 51st Street, Albertville

6142 Maclynn Avenue, Otsego, MN, 55301 — assumable FHA mortgage at 7.31%
FHA
Active
16
$242,000$5,808 down
Rate
7.31%
7.28%today
Payment
$1,668/mo
$1,663today
  • 2beds
  • 2baths
  • 1,472sqft

6142 Maclynn Avenue, Otsego

8358 Lamont Avenue, Otsego, MN, 55330 — assumable FHA mortgage at 6.34%
FHA
Active
47
$560,000$50,607 down
Rate
6.34%
7.28%today
Payment
$3,194/mo
$3,515today
  • 5beds
  • 3baths
  • 2,682sqft

8358 Lamont Avenue, Otsego

12258 71st Street, Elk River, MN, 55330 — assumable FHA mortgage at 7.50%
FHA
Active
30
$454,000$30,809 down
Rate
7.50%
7.28%today
Payment
$3,041/mo
$2,976today
  • 4beds
  • 4baths
  • 2,242sqft

12258 71st Street, Elk River

7905 Lambert Avenue, Otsego, MN, 55301 — assumable FHA mortgage at 6.81%
FHA
Active
38
$439,900$54,228 down
Rate
6.81%
7.28%today
Payment
$2,608/mo
$2,734today
  • 5beds
  • 3baths
  • 2,373sqft

7905 Lambert Avenue, Otsego

12314 62nd Street, Otsego, MN, 55301 — assumable FHA mortgage at 6.65%
FHA
Active
42
$549,900$450,385 down
Rate
6.65%
7.28%today
Payment
$597/mo
$643today
  • 5beds
  • 3baths
  • 3,003sqft

12314 62nd Street, Otsego

12368 62nd Street, Otsego, MN, 55301 — assumable VA mortgage at 7.08%
VA
Active
45
$460,000Potential short sale
Rate
7.08%
7.28%today
Payment
$3,576/mo
$3,648today
  • 6beds
  • 3baths
  • 2,599sqft

12368 62nd Street, Otsego

Assuming a mortgage in Otsego

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$597 /mo
Median cash to assume
$52,418
Jackie Henry

Jackie Henry

Realtor License: SA543207000

RE/Max Desert Showcase

jackiesproperties@gmail.com+16239107249RE/Max Desert Showcase logo
Equal Housing Opportunity

RE/Max Desert Showcase is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

Powered by UMe