Jackie Henry

Jackie Henry

(623) 910-7249

Assumable homes for sale in Oregon

200 homesVA & FHA loansrates from 1.75% vs 7.28% today

Oregon assumption guide
4263 Da Vinci Way, Meridian, ID, 83642 — assumable VA mortgage at 3.22%
VATop pick
Active
16
$740,000Potential short sale
Rate
3.22%
7.28%today
Payment
$3,685/mo
$5,815today
  • 5beds
  • 4baths
  • 3,287sqft

4263 Da Vinci Way, Meridian

2801 Swan Ave, Nampa, ID, 83687 — assumable VA mortgage at 3.11%
VATop pick
Active
3
$299,900$18,296 down
Rate
3.11%
7.28%today
Payment
$1,334/mo
$2,135today
  • 3beds
  • 2baths
  • 1,132sqft

2801 Swan Ave, Nampa

16580 Spartan Ave, Caldwell, ID, 83607 — assumable VA mortgage at 2.80%
VA
Active
30
$429,000$60,552 down
Rate
2.80%
7.28%today
Payment
$1,705/mo
$2,839today
  • 4beds
  • 3baths
  • 2,346sqft

16580 Spartan Ave, Caldwell

1997 Gull Cove Pl, Meridian, ID, 83642 — assumable FHA mortgage at 2.87%
FHA
Active
45
$424,900$80,121 down
Rate
2.87%
7.28%today
Payment
$1,608/mo
$2,654today
  • 3beds
  • 2baths
  • 1,421sqft

1997 Gull Cove Pl, Meridian

11761 Tidewater St, Caldwell, ID, 83605 — assumable FHA mortgage at 2.88%
FHA
Active
42
$449,000$72,841 down
Rate
2.88%
7.28%today
Payment
$1,752/mo
$2,888today
  • 4beds
  • 3baths
  • 2,609sqft

11761 Tidewater St, Caldwell

6827 Ashland, Boise, ID, 83709 — assumable FHA mortgage at 2.90%
FHA
Active
24
$465,000$90,316 down
Rate
2.90%
7.28%today
Payment
$1,757/mo
$2,889today
  • 4beds
  • 3baths
  • 1,486sqft

6827 Ashland, Boise

2419 Sugar Cane Drive, Nampa, ID, 83687 — assumable FHA mortgage at 2.93%
FHA
Active
13
$295,000$51,757 down
Rate
2.93%
7.28%today
Payment
$1,145/mo
$1,874today
  • 2beds
  • 1baths
  • 812sqft

2419 Sugar Cane Drive, Nampa

11761 Penobscot St, Caldwell, ID, 83605 — assumable FHA mortgage at 2.96%
FHA
Active
25
$414,900$56,314 down
Rate
2.96%
7.28%today
Payment
$1,697/mo
$2,768today
  • 4beds
  • 2baths
  • 1,696sqft

11761 Penobscot St, Caldwell

1445 Kyle Street, Mountain Home, ID, 83647 — assumable VA mortgage at 2.98%
VA
Active
23
$359,900$65,265 down
Rate
2.98%
7.28%today
Payment
$1,394/mo
$2,268today
  • 4beds
  • 2baths
  • 1,504sqft

1445 Kyle Street, Mountain Home

12871 Carkhill St., Caldwell, ID, 83607 — assumable FHA mortgage at 3.55%
FHA
Active
$400,000$10,254 down
Rate
3.55%
7.28%today
Payment
$1,934/mo
$2,928today
  • 4beds
  • 2baths
  • 1,845sqft

12871 Carkhill St., Caldwell

618 E 6th St, Emmett, ID, 83617 — assumable FHA mortgage at 3.07%
FHA
Active
33
$364,900$42,350 down
Rate
3.07%
7.28%today
Payment
$1,525/mo
$2,452today
  • 3beds
  • 2baths
  • 1,277sqft

618 E 6th St, Emmett

321 Dennis Drive, Burley, ID, 83318 — assumable VA mortgage at 3.09%
VA
Active
38
$299,900$57,345 down
Rate
3.09%
7.28%today
Payment
$1,151/mo
$1,847today
  • 5beds
  • 2baths
  • 1,897sqft

321 Dennis Drive, Burley

110 Liberty Lane, Kamiah, ID, 83536 — assumable VA mortgage at 3.10%
VA
Active
30
$455,000$77,946 down
Rate
3.10%
7.28%today
Payment
$1,784/mo
$2,859today
  • 4beds
  • 3baths
  • 2,200sqft

110 Liberty Lane, Kamiah

292 Orr Street, Montague, CA, 96064 — assumable FHA mortgage at 3.11%
FHA
Active
3
$199,000$32,232 down
Rate
3.11%
7.28%today
Payment
$790/mo
$1,264today
  • 4beds
  • 2baths
  • 1,458sqft

292 Orr Street, Montague

1690 Miner St, Mountain Home, ID, 83647 — assumable VA mortgage at 3.11%
VA
Active
29
$435,000$87,887 down
Rate
3.11%
7.28%today
Payment
$1,651/mo
$2,643today
  • 4beds
  • 2baths
  • 2,133sqft

1690 Miner St, Mountain Home

12786 Carkhill St, Caldwell, ID, 83607 — assumable VA mortgage at 3.22%
VA
Active
39
$379,900$42,397 down
Rate
3.22%
7.28%today
Payment
$1,618/mo
$2,554today
  • 3beds
  • 2baths
  • 1,364sqft

12786 Carkhill St, Caldwell

10393 Millgrain St., Nampa, ID, 83687 — assumable VA mortgage at 3.22%
VA
Active
45
$699,000$99,857 down
Rate
3.22%
7.28%today
Payment
$2,861/mo
$4,515today
  • 3beds
  • 3baths
  • 2,765sqft

10393 Millgrain St., Nampa

412 S 13th Street #110, Boise, ID, 83702 — assumable VA mortgage at 2.74%
VA
Active
30
$399,900$102,351 down
Rate
2.74%
7.28%today
Payment
$1,387/mo
$2,328today
  • 1beds
  • 2baths
  • 1,055sqft

412 S 13th Street #110, Boise

3971 Sugar Creek Dr, Meridian, ID, 83646 — assumable FHA mortgage at 2.77%
FHA
Active
31
$399,900$120,677 down
Rate
2.77%
7.28%today
Payment
$1,306/mo
$2,183today
  • 3beds
  • 2baths
  • 1,258sqft

3971 Sugar Creek Dr, Meridian

2357 Haw Creek Blvd., Emmett, ID, 83617 — assumable VA mortgage at 2.79%
VA
Active
50
$599,900$163,258 down
Rate
2.79%
7.28%today
Payment
$2,052/mo
$3,421today
  • 4beds
  • 2baths
  • 2,131sqft

2357 Haw Creek Blvd., Emmett

14256 Pearl Pointe Dr, Caldwell, ID, 83607 — assumable VA mortgage at 2.86%
VA
Active
21
$435,000$121,620 down
Rate
2.86%
7.28%today
Payment
$1,453/mo
$2,402today
  • 4beds
  • 3baths
  • 2,315sqft

14256 Pearl Pointe Dr, Caldwell

805 Miner, Mountain Home, ID, 83647 — assumable VA mortgage at 2.86%
VA
Active
42
$415,000$97,945 down
Rate
2.86%
7.28%today
Payment
$1,474/mo
$2,435today
  • 4beds
  • 3baths
  • 2,054sqft

805 Miner, Mountain Home

917 15th Dr, Rupert, ID, 83350 — assumable FHA mortgage at 2.87%
FHA
Active
9
$295,000$81,150 down
Rate
2.87%
7.28%today
Payment
$997/mo
$1,646today
  • 4beds
  • 2baths
  • 1,872sqft

917 15th Dr, Rupert

1407 Diadora Ave, Eagle, ID, 83616 — assumable VA mortgage at 2.88%
VA
Active
42
$824,999$196,837 down
Rate
2.88%
7.28%today
Payment
$2,926/mo
$4,823today
  • 3beds
  • 3baths
  • 2,576sqft

1407 Diadora Ave, Eagle

306 Rio Vista Blvd, McCall, ID, 83638 — assumable VA mortgage at 2.88%
VA
Active
39
$745,000$206,712 down
Rate
2.88%
7.28%today
Payment
$2,491/mo
$4,105today
  • 3beds
  • 2baths
  • 1,236sqft

306 Rio Vista Blvd, McCall

33 Turkey Lane, Boise, ID, 83716 — assumable VA mortgage at 2.88%
VA
Active
23
$344,999$81,289 down
Rate
2.88%
7.28%today
Payment
$1,226/mo
$2,020today
  • 4beds
  • 2baths
  • 1,620sqft

33 Turkey Lane, Boise

2370 Knotty Timber Pl, Meridian, ID, 83642 — assumable VA mortgage at 2.90%
VA
Active
45
$515,900$140,893 down
Rate
2.90%
7.28%today
Payment
$1,796/mo
$2,952today
  • 4beds
  • 3baths
  • 2,004sqft

2370 Knotty Timber Pl, Meridian

11555 W Pathview St, Star, ID, 83669 — assumable VA mortgage at 2.90%
VA
Active
43
$776,000$226,678 down
Rate
2.90%
7.28%today
Payment
$2,576/mo
$4,235today
  • 3beds
  • 2baths
  • 2,250sqft

11555 W Pathview St, Star

3201 Riva Ridge Way, Boise, ID, 83709 — assumable VA mortgage at 2.99%
VA
Active
29
$641,000$187,620 down
Rate
2.99%
7.28%today
Payment
$2,133/mo
$3,467today
  • 4beds
  • 3baths
  • 2,120sqft

3201 Riva Ridge Way, Boise

32689 Blackhawk Loop, Arlee, MT, 59821 — assumable VA mortgage at 3.05%
VA
Active
33
$525,000$128,464 down
Rate
3.05%
7.28%today
Payment
$1,866/mo
$3,009today
  • 3beds
  • 2baths
  • 1,743sqft

32689 Blackhawk Loop, Arlee

18227 Rain Dance Way, Nampa, ID, 83687 — assumable FHA mortgage at 3.75%
FHA
Active
50
$534,900$46,150 down
Rate
3.75%
7.28%today
Payment
$2,310/mo
$3,412today
  • 4beds
  • 3baths
  • 2,272sqft

18227 Rain Dance Way, Nampa

2048 E 3050 S, Wendell, ID, 83355 — assumable VA mortgage at 3.06%
VA
Active
50
$489,900$139,902 down
Rate
3.06%
7.28%today
Payment
$1,678/mo
$2,703today
  • 3beds
  • 2baths
  • 2,320sqft

2048 E 3050 S, Wendell

2048 E 3050 S, Wendell, ID, 83355 — assumable VA mortgage at 3.06%
VA
Active
50
$489,900$139,902 down
Rate
3.06%
7.28%today
Payment
$1,678/mo
$2,703today
  • 3beds
  • 2baths
  • 2,320sqft

2048 E 3050 S, Wendell

3567 S. Avondale Ave., Nampa, ID, 83686 — assumable FHA mortgage at 3.56%
FHA
Active
47
$507,900$56,296 down
Rate
3.56%
7.28%today
Payment
$2,243/mo
$3,393today
  • 5beds
  • 3baths
  • 2,738sqft

3567 S. Avondale Ave., Nampa

417 Elk Creek Rd, Idaho City, ID, 83631 — assumable FHA mortgage at 3.07%
FHA
Active
43
$505,000$130,896 down
Rate
3.07%
7.28%today
Payment
$1,772/mo
$2,850today
  • 4beds
  • 3baths
  • 2,089sqft

417 Elk Creek Rd, Idaho City

17441 Upper Pleasant Ridge Rd, Caldwell, ID, 83607 — assumable VA mortgage at 3.07%
VA
Active
48
$660,000$186,599 down
Rate
3.07%
7.28%today
Payment
$2,238/mo
$3,599today
  • 5beds
  • 2baths
  • 1,794sqft

17441 Upper Pleasant Ridge Rd, Caldwell

Assuming a mortgage in Oregon

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
1.75%
Lowest existing payment
$398 /mo
Median cash to assume
$199,872
Jackie Henry

Jackie Henry

Realtor License: SA543207000

RE/Max Desert Showcase

jackiesproperties@gmail.com+16239107249RE/Max Desert Showcase logo
Equal Housing Opportunity

RE/Max Desert Showcase is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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