Assumable homes for sale in Meridian, ID

15 homesVA & FHA loansrates from 2.77% vs 7.28% today

Meridian assumption guide

3971 Sugar Creek Dr, Meridian, ID, 83646 — assumable FHA mortgage at 2.77%

FHA

Active

$399,900$120,677 down

Rate: 2.77%; ~~7.28%~~today
Payment: $1,306/mo; ~~$2,183~~today

3beds
2baths
1,258sqft

3971 Sugar Creek Dr, Meridian

3420 Cooper Ave, Meridian, ID, 83646 — assumable VA mortgage at 2.87%

Active

$513,000$199,872 down

Rate: 2.87%; ~~7.28%~~today
Payment: $1,460/mo; ~~$2,410~~today

4beds
3baths
2,127sqft

3420 Cooper Ave, Meridian

188 Halpin St, Meridian, ID, 83646 — assumable VA mortgage at 2.98%

Active

$439,990$153,598 down

Rate: 2.98%; ~~7.28%~~today
Payment: $1,355/mo; ~~$2,205~~today

3beds
3baths
1,730sqft

188 Halpin St, Meridian

2179 Fieldstream Dr, Meridian, ID, 83646 — assumable VA mortgage at 3.21%

Active

$429,900$175,892 down

Rate: 3.21%; ~~7.28%~~today
Payment: $1,025/mo; ~~$1,777~~today

3beds
2baths
1,408sqft

2179 Fieldstream Dr, Meridian

2172 Cedar Grove, Meridian, ID, 83646 — assumable VA mortgage at 3.23%

Active

$674,900$353,710 down

Rate: 3.23%; ~~7.28%~~today
Payment: $1,608/mo; ~~$2,534~~today

5beds
4baths
3,022sqft

2172 Cedar Grove, Meridian

6164 Winward Ln, Meridian, ID, 83646 — assumable VA mortgage at 5.09%

Active

$429,900Potential short sale

Rate: 5.09%; ~~7.28%~~today
Payment: $2,528/mo; ~~$3,190~~today

1beds
2baths
1,120sqft

6164 Winward Ln, Meridian

3968 Teter St, Meridian, ID, 83646 — assumable VA mortgage at 3.39%

Active

$529,900$413,472 down

Rate: 3.39%; ~~7.28%~~today
Payment: $777/mo; ~~$1,201~~today

3beds
2baths
1,661sqft

3968 Teter St, Meridian

3026 Lochsa Ave, Meridian, ID, 83646 — assumable VA mortgage at 3.43%

Active

$529,900$430,516 down

Rate: 3.43%; ~~7.28%~~today
Payment: $651/mo; ~~$1,000~~today

3beds
2baths
1,874sqft

3026 Lochsa Ave, Meridian

4054 Beaham Pl, Meridian, ID, 83646 — assumable VA mortgage at 3.60%

Active

$700,000$530,347 down

Rate: 3.60%; ~~7.28%~~today
Payment: $1,155/mo; ~~$1,738~~today

4beds
3baths
3,005sqft

4054 Beaham Pl, Meridian

546 Cagney St, Meridian, ID, 83646 — assumable FHA mortgage at 3.97%

FHA

Active

$524,500$304,999 down

Rate: 3.97%; ~~7.28%~~today
Payment: $1,282/mo; ~~$1,844~~today

3beds
2baths
1,610sqft

546 Cagney St, Meridian

898 Yosemite Drive, Meridian, ID, 83646 — assumable FHA mortgage at 4.07%

FHA

Active

$699,000$545,036 down

Rate: 4.07%; ~~7.28%~~today
Payment: $1,126/mo; ~~$1,600~~today

4beds
3baths
2,875sqft

898 Yosemite Drive, Meridian

3485 Pescado Way, Meridian, ID, 83646 — assumable VA mortgage at 6.50%

Active

$560,000Potential short sale

Rate: 6.50%; ~~7.28%~~today
Payment: $3,789/mo; ~~$4,102~~today

4beds
3baths
3,063sqft

3485 Pescado Way, Meridian

2472 Maxie Way, Meridian, ID, 83646 — assumable VA mortgage at 6.50%

Active

$423,900$29,107 down

Rate: 6.50%; ~~7.28%~~today
Payment: $2,546/mo; ~~$2,756~~today

3beds
2baths
1,248sqft

2472 Maxie Way, Meridian

5170 Milano, Meridian, ID, 83646 — assumable FHA mortgage at 7.62%

FHA

Active

$427,000$46,230 down

Rate: 7.62%; ~~7.28%~~today
Payment: $2,765/mo; ~~$2,674~~today

3beds
3baths
1,696sqft

5170 Milano, Meridian

2240 15th St, Meridian, ID, 83646 — assumable FHA mortgage at 5.07%

FHA

Active

$449,000$367,597 down

Rate: 5.07%; ~~7.28%~~today
Payment: $727/mo; ~~$919~~today

3beds
3baths
1,725sqft

2240 15th St, Meridian

Assuming a mortgage in Meridian

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate: 2.77%
Lowest existing payment: $651 /mo
Median cash to assume: $304,999