Assumable homes for sale in Idaho City, ID

1 homeFHA loansrates from 3.07% vs 7.28% today

Idaho City assumption guide

417 Elk Creek Rd, Idaho City, ID, 83631 — assumable FHA mortgage at 3.07%

FHA

Active

$505,000$130,896 down

Rate: 3.07%; ~~7.28%~~today
Payment: $1,772/mo; ~~$2,850~~today

4beds
3baths
2,089sqft

417 Elk Creek Rd, Idaho City

Assuming a mortgage in Idaho City

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate: 3.07%
Lowest existing payment: $1,772 /mo
Median cash to assume: $130,896