Assumable homes for sale in Helena, MT

4 homesVA & FHA loansrates from 2.68% vs 7.28% today

Helena assumption guide

5260 Kerr Drive, Helena, MT, 59602 — assumable VA mortgage at 2.98%

Active

$429,000$135,335 down

Rate: 2.98%; ~~7.28%~~today
Payment: $1,390/mo; ~~$2,261~~today

3beds
2baths
2,240sqft

5260 Kerr Drive, Helena

4583 Victoria Drive, Helena, MT, 59602 — assumable VA mortgage at 2.68%

Active

$399,000$190,174 down

Rate: 2.68%; ~~7.28%~~today
Payment: $970/mo; ~~$1,640~~today

3beds
2baths
1,680sqft

4583 Victoria Drive, Helena

1525 Bighorn Road, Helena, MT, 59602 — assumable FHA mortgage at 6.79%

FHA

Active

$415,000$43,118 down

Rate: 6.79%; ~~7.28%~~today
Payment: $2,510/mo; ~~$2,637~~today

3beds
2baths
1,425sqft

1525 Bighorn Road, Helena

4631 Victoria Drive, Helena, MT, 59602 — assumable VA mortgage at 6.79%

Active

$450,000$98,923 down

Rate: 6.79%; ~~7.28%~~today
Payment: $2,328/mo; ~~$2,446~~today

3beds
2baths
1,176sqft

4631 Victoria Drive, Helena

Assuming a mortgage in Helena

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate: 2.68%
Lowest existing payment: $970 /mo
Median cash to assume: $117,129