Jackie Henry

Jackie Henry

(623) 910-7249

Assumable homes for sale in Ham Lake, MN

64 homesFHA & VA loansrates from 2.81% vs 7.28% today

Ham Lake assumption guide
11840 Vintage Street, Coon Rapids, MN, 55433 — assumable VA mortgage at 3.11%
VA
Active
41
$249,000$46,310 down
Rate
3.11%
7.28%today
Payment
$958/mo
$1,533today
  • 3beds
  • 2baths
  • 1,641sqft

11840 Vintage Street, Coon Rapids

11442 Osage Street, Coon Rapids, MN, 55433 — assumable FHA mortgage at 2.83%
FHA
Active
20
$260,000$71,648 down
Rate
2.83%
7.28%today
Payment
$891/mo
$1,478today
  • 3beds
  • 2baths
  • 1,767sqft

11442 Osage Street, Coon Rapids

4607 128th Circle, Blaine, MN, 55449 — assumable VA mortgage at 2.88%
VA
Active
29
$605,000$171,642 down
Rate
2.88%
7.28%today
Payment
$2,014/mo
$3,320today
  • 5beds
  • 4baths
  • 2,859sqft

4607 128th Circle, Blaine

15459 Iodine Ridge, Ramsey, MN, 55303 — assumable FHA mortgage at 3.09%
FHA
Active
50
$279,900$59,421 down
Rate
3.09%
7.28%today
Payment
$1,047/mo
$1,679today
  • 3beds
  • 3baths
  • 1,763sqft

15459 Iodine Ridge, Ramsey

18224 Flanders Street, Wyoming, MN, 55092 — assumable FHA mortgage at 3.85%
FHA
Active
63
$510,000$91,799 down
Rate
3.85%
7.28%today
Payment
$2,139/mo
$3,122today
  • 5beds
  • 4baths
  • 3,478sqft

18224 Flanders Street, Wyoming

13025 Eldorado Street, Blaine, MN, 55449 — assumable FHA mortgage at 2.81%
FHA
Active
61
$410,000$154,379 down
Rate
2.81%
7.28%today
Payment
$1,195/mo
$1,988today
  • 4beds
  • 3baths
  • 1,978sqft

13025 Eldorado Street, Blaine

3740 112th Lane, Blaine, MN, 55449 — assumable VA mortgage at 2.93%
VA
Active
50
$525,900$182,273 down
Rate
2.93%
7.28%today
Payment
$1,617/mo
$2,648today
  • 4beds
  • 4baths
  • 2,765sqft

3740 112th Lane, Blaine

12309 Lever Street, Blaine, MN, 55449 — assumable VA mortgage at 3.03%
VA
Active
54
$650,000$257,834 down
Rate
3.03%
7.28%today
Payment
$1,909/mo
$3,086today
  • 4beds
  • 3baths
  • 2,673sqft

12309 Lever Street, Blaine

943 Blackoaks Lane, Anoka, MN, 55303 — assumable VA mortgage at 3.09%
VA
Active
59
$359,900$131,224 down
Rate
3.09%
7.28%today
Payment
$1,083/mo
$1,738today
  • 5beds
  • 2baths
  • 1,906sqft

943 Blackoaks Lane, Anoka

1541 Franklin Lane, Anoka, MN, 55303 — assumable VA mortgage at 2.81%
VA
Active
27
$449,900$275,585 down
Rate
2.81%
7.28%today
Payment
$823/mo
$1,368today
  • 4beds
  • 2baths
  • 1,785sqft

1541 Franklin Lane, Anoka

11430 Jay Street, Coon Rapids, MN, 55433 — assumable FHA mortgage at 2.86%
FHA
Active
17
$249,900$235,818 down
Rate
2.86%
7.28%today
Payment
$65/mo
$108today
  • 3beds
  • 2baths
  • 1,381sqft

11430 Jay Street, Coon Rapids

14025 Partridge Street, Andover, MN, 55304 — assumable FHA mortgage at 2.90%
FHA
Active
23
$350,000$342,681 down
Rate
2.90%
7.28%today
Payment
$35/mo
$57today
  • 3beds
  • 2baths
  • 1,652sqft

14025 Partridge Street, Andover

13330 Isanti Street, Ham Lake, MN, 55304 — assumable FHA mortgage at 2.96%
FHA
Active
42
$425,000$238,329 down
Rate
2.96%
7.28%today
Payment
$883/mo
$1,441today
  • 3beds
  • 3baths
  • 3,564sqft

13330 Isanti Street, Ham Lake

1913 125th Lane, Blaine, MN, 55449 — assumable VA mortgage at 3.02%
VA
Active
40
$449,900$190,669 down
Rate
3.02%
7.28%today
Payment
$1,243/mo
$2,012today
  • 4beds
  • 2baths
  • 2,217sqft

1913 125th Lane, Blaine

632 113th Avenue, Coon Rapids, MN, 55448 — assumable FHA mortgage at 3.33%
FHA
Active
31
$260,000$91,010 down
Rate
3.33%
7.28%today
Payment
$857/mo
$1,334today
  • 3beds
  • 2baths
  • 1,331sqft

632 113th Avenue, Coon Rapids

2553 11th Avenue, Anoka, MN, 55303 — assumable FHA mortgage at 3.10%
FHA
Active
30
$286,900$280,829 down
Rate
3.10%
7.28%today
Payment
$31/mo
$49today
  • 3beds
  • 2baths
  • 1,819sqft

2553 11th Avenue, Anoka

14175 Barium Street, Ramsey, MN, 55303 — assumable FHA mortgage at 3.40%
FHA
Active
25
$344,900$115,739 down
Rate
3.40%
7.28%today
Payment
$1,176/mo
$1,814today
  • 4beds
  • 2baths
  • 1,630sqft

14175 Barium Street, Ramsey

2051 Deerwood Lane, East Bethel, MN, 55092 — assumable FHA mortgage at 3.12%
FHA
Active
32
$385,000$297,696 down
Rate
3.12%
7.28%today
Payment
$558/mo
$892today
  • 4beds
  • 2baths
  • 1,786sqft

2051 Deerwood Lane, East Bethel

1883 121st Lane #911, Coon Rapids, MN, 55448 — assumable FHA mortgage at 3.50%
FHA
Active
20
$204,995$204,995 down
Rate
3.50%
7.28%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,052sqft

1883 121st Lane #911, Coon Rapids

10996 Nassau Circle, Blaine, MN, 55449 — assumable FHA mortgage at 3.59%
FHA
Active
31
$585,000$331,965 down
Rate
3.59%
7.28%today
Payment
$1,488/mo
$2,242today
  • 5beds
  • 4baths
  • 3,328sqft

10996 Nassau Circle, Blaine

1907 111th Avenue, Blaine, MN, 55449 — assumable FHA mortgage at 3.71%
FHA
Active
26
$282,999$172,449 down
Rate
3.71%
7.28%today
Payment
$657/mo
$975today
  • 2beds
  • 2baths
  • 1,592sqft

1907 111th Avenue, Blaine

10920 Xeon Street, Coon Rapids, MN, 55433 — assumable FHA mortgage at 3.73%
FHA
Active
27
$349,900$148,210 down
Rate
3.73%
7.28%today
Payment
$1,080/mo
$1,599today
  • 2beds
  • 2baths
  • 1,645sqft

10920 Xeon Street, Coon Rapids

12217 Drake Street, Coon Rapids, MN, 55448 — assumable VA mortgage at 5.30%
VA
Active
40
$254,900$19,797 down
Rate
5.30%
7.28%today
Payment
$1,388/mo
$1,710today
  • 3beds
  • 2baths
  • 1,800sqft

12217 Drake Street, Coon Rapids

343 Sunrise Lane, Champlin, MN, 55316 — assumable VA mortgage at 5.23%
VA
Active
56
$425,000$58,632 down
Rate
5.23%
7.28%today
Payment
$2,150/mo
$2,670today
  • 4beds
  • 2baths
  • 2,133sqft

343 Sunrise Lane, Champlin

12125 Drake Street, Coon Rapids, MN, 55448 — assumable FHA mortgage at 4.00%
FHA
Active
$200,000$122,687 down
Rate
4.00%
7.28%today
Payment
$488/mo
$699today
  • 2beds
  • 1baths
  • 1,080sqft

12125 Drake Street, Coon Rapids

687 116th Lane, Blaine, MN, 55434 — assumable FHA mortgage at 4.00%
FHA
Active
29
$380,000$311,206 down
Rate
4.00%
7.28%today
Payment
$886/mo
$1,270today
  • 3beds
  • 2baths
  • 1,530sqft

687 116th Lane, Blaine

2315 138th Lane, Andover, MN, 55304 — assumable FHA mortgage at 5.30%
FHA
Active
30
$339,999$54,110 down
Rate
5.30%
7.28%today
Payment
$1,695/mo
$2,089today
  • 3beds
  • 2baths
  • 1,629sqft

2315 138th Lane, Andover

12774 Ulysses Circle, Blaine, MN, 55434 — assumable FHA mortgage at 4.10%
FHA
Active
42
$325,000$177,565 down
Rate
4.10%
7.28%today
Payment
$882/mo
$1,250today
  • 3beds
  • 2baths
  • 2,215sqft

12774 Ulysses Circle, Blaine

20042 Wild Rice Drive, Wyoming, MN, 55092 — assumable VA mortgage at 6.50%
VA
Active
47
$409,900$20,688 down
Rate
6.50%
7.28%today
Payment
$2,516/mo
$2,723today
  • 4beds
  • 2baths
  • 1,889sqft

20042 Wild Rice Drive, Wyoming

5261 167th Avenue, Andover, MN, 55304 — assumable FHA mortgage at 6.58%
FHA
Active
35
$489,900Potential short sale
Rate
6.58%
7.28%today
Payment
$3,236/mo
$3,474today
  • 5beds
  • 4baths
  • 2,840sqft

5261 167th Avenue, Andover

393 Rum River Way, Anoka, MN, 55303 — assumable FHA mortgage at 7.44%
FHA
Active
23
$440,000$19,024 down
Rate
7.44%
7.28%today
Payment
$3,003/mo
$2,956today
  • 4beds
  • 4baths
  • 2,297sqft

393 Rum River Way, Anoka

12257 Drake Street, Coon Rapids, MN, 55448 — assumable FHA mortgage at 4.54%
FHA
Active
24
$239,900$90,277 down
Rate
4.54%
7.28%today
Payment
$897/mo
$1,206today
  • 3beds
  • 2baths
  • 1,712sqft

12257 Drake Street, Coon Rapids

1420 Cleveland Street, Anoka, MN, 55303 — assumable FHA mortgage at 4.40%
FHA
Active
45
$259,900$132,013 down
Rate
4.40%
7.28%today
Payment
$762/mo
$1,041today
  • 3beds
  • 2baths
  • 1,432sqft

1420 Cleveland Street, Anoka

1088 161st Lane, Andover, MN, 55304 — assumable FHA mortgage at 4.44%
FHA
Active
38
$439,900$204,507 down
Rate
4.44%
7.28%today
Payment
$1,408/mo
$1,915today
  • 5beds
  • 3baths
  • 2,701sqft

1088 161st Lane, Andover

4268 141st Lane, Andover, MN, 55304 — assumable FHA mortgage at 6.35%
FHA
Active
29
$399,999$37,833 down
Rate
6.35%
7.28%today
Payment
$2,345/mo
$2,579today
  • 4beds
  • 3baths
  • 2,087sqft

4268 141st Lane, Andover

1435 138th Avenue, Andover, MN, 55304 — assumable FHA mortgage at 6.54%
FHA
Active
43
$499,000$50,215 down
Rate
6.54%
7.28%today
Payment
$2,960/mo
$3,191today
  • 4beds
  • 3baths
  • 3,472sqft

1435 138th Avenue, Andover

Assuming a mortgage in Ham Lake

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$488 /mo
Median cash to assume
$134,656
Jackie Henry

Jackie Henry

Realtor License: SA543207000

RE/Max Desert Showcase

jackiesproperties@gmail.com+16239107249RE/Max Desert Showcase logo
Equal Housing Opportunity

RE/Max Desert Showcase is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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