Jackie Henry

Jackie Henry

(623) 910-7249

Assumable homes for sale in Garden City, ID

67 homesVA & FHA loansrates from 2.58% vs 7.28% today

Garden City assumption guide
4263 Da Vinci Way, Meridian, ID, 83642 — assumable VA mortgage at 3.22%
VATop pick
Active
16
$740,000Potential short sale
Rate
3.22%
7.28%today
Payment
$3,685/mo
$5,815today
  • 5beds
  • 4baths
  • 3,287sqft

4263 Da Vinci Way, Meridian

1997 Gull Cove Pl, Meridian, ID, 83642 — assumable FHA mortgage at 2.87%
FHA
Active
45
$424,900$80,121 down
Rate
2.87%
7.28%today
Payment
$1,608/mo
$2,654today
  • 3beds
  • 2baths
  • 1,421sqft

1997 Gull Cove Pl, Meridian

6827 Ashland, Boise, ID, 83709 — assumable FHA mortgage at 2.90%
FHA
Active
24
$465,000$90,316 down
Rate
2.90%
7.28%today
Payment
$1,757/mo
$2,889today
  • 4beds
  • 3baths
  • 1,486sqft

6827 Ashland, Boise

412 S 13th Street #110, Boise, ID, 83702 — assumable VA mortgage at 2.74%
VA
Active
30
$399,900$102,351 down
Rate
2.74%
7.28%today
Payment
$1,387/mo
$2,328today
  • 1beds
  • 2baths
  • 1,055sqft

412 S 13th Street #110, Boise

3201 Riva Ridge Way, Boise, ID, 83709 — assumable VA mortgage at 2.99%
VA
Active
29
$641,000$187,620 down
Rate
2.99%
7.28%today
Payment
$2,133/mo
$3,467today
  • 4beds
  • 3baths
  • 2,120sqft

3201 Riva Ridge Way, Boise

9654 W Carolina Drive, Boise, ID, 83709 — assumable VA mortgage at 3.07%
VA
Active
44
$634,900$162,076 down
Rate
3.07%
7.28%today
Payment
$2,240/mo
$3,602today
  • 4beds
  • 3baths
  • 2,344sqft

9654 W Carolina Drive, Boise

5591 Marlboro Ave., Boise, ID, 83714 — assumable VA mortgage at 3.89%
VA
Active
36
$479,900$74,565 down
Rate
3.89%
7.28%today
Payment
$2,037/mo
$2,983today
  • 3beds
  • 2baths
  • 1,456sqft

5591 Marlboro Ave., Boise

4028 Quenzer Way, Meridian, ID, 83646 — assumable VA mortgage at 2.73%
VA
Active
48
$799,900$266,587 down
Rate
2.73%
7.28%today
Payment
$2,484/mo
$4,174today
  • 4beds
  • 3baths
  • 3,326sqft

4028 Quenzer Way, Meridian

2010/2012 Denver Ave., Boise, ID, 83706 — assumable FHA mortgage at 2.74%
FHA
Active
22
$484,000$150,791 down
Rate
2.74%
7.28%today
Payment
$1,557/mo
$2,613today
  • 2beds
  • 2baths
  • 1,200sqft

2010/2012 Denver Ave., Boise

188 Halpin St, Meridian, ID, 83646 — assumable VA mortgage at 2.98%
VA
Active
43
$439,990$153,598 down
Rate
2.98%
7.28%today
Payment
$1,355/mo
$2,205today
  • 3beds
  • 3baths
  • 1,730sqft

188 Halpin St, Meridian

3457 Barefoot St, Eagle, ID, 83616 — assumable VA mortgage at 3.04%
VA
Active
29
$959,600$329,106 down
Rate
3.04%
7.28%today
Payment
$3,072/mo
$4,961today
  • 4beds
  • 4baths
  • 3,133sqft

3457 Barefoot St, Eagle

8377 Willowdale Drive, Garden City, ID, 83714 — assumable VA mortgage at 3.76%
VA
Active
25
$479,900$127,536 down
Rate
3.76%
7.28%today
Payment
$1,785/mo
$2,634today
  • 2beds
  • 2baths
  • 1,498sqft

8377 Willowdale Drive, Garden City

4828 Kootenai Street, Boise, ID, 83705 — assumable FHA mortgage at 2.58%
FHA
Active
43
$724,900$519,381 down
Rate
2.58%
7.28%today
Payment
$868/mo
$1,488today
  • 4beds
  • —baths
  • 2,376sqft

4828 Kootenai Street, Boise

4828 Kootenai Street, Boise, ID, 83705 — assumable FHA mortgage at 2.58%
FHA
Active
43
$724,900$519,381 down
Rate
2.58%
7.28%today
Payment
$868/mo
$1,488today
  • 4beds
  • —baths
  • 2,376sqft

4828 Kootenai Street, Boise

11855 W Dickens Dr, Boise, ID, 83709 — assumable VA mortgage at 2.71%
VA
Active
32
$445,000$299,681 down
Rate
2.71%
7.28%today
Payment
$677/mo
$1,140today
  • 3beds
  • 2baths
  • 1,390sqft

11855 W Dickens Dr, Boise

725 Ionia Dr, Meridian, ID, 83642 — assumable FHA mortgage at 2.73%
FHA
Active
50
$614,900$361,369 down
Rate
2.73%
7.28%today
Payment
$1,181/mo
$1,984today
  • 5beds
  • 3baths
  • 2,710sqft

725 Ionia Dr, Meridian

1901 Stream Pointe Ln, Eagle, ID, 83616 — assumable VA mortgage at 2.93%
VA
Active
43
$770,000$327,181 down
Rate
2.93%
7.28%today
Payment
$2,133/mo
$3,492today
  • 3beds
  • 3baths
  • 2,840sqft

1901 Stream Pointe Ln, Eagle

1052 Sicily, Meridian, ID, 83642 — assumable FHA mortgage at 2.96%
FHA
Active
37
$549,900$296,134 down
Rate
2.96%
7.28%today
Payment
$1,204/mo
$1,963today
  • 4beds
  • 3baths
  • 2,600sqft

1052 Sicily, Meridian

3062 Tusa St, Meridian, ID, 83642 — assumable VA mortgage at 3.08%
VA
Active
20
$675,000$308,406 down
Rate
3.08%
7.28%today
Payment
$1,766/mo
$2,836today
  • 4beds
  • 3baths
  • 2,608sqft

3062 Tusa St, Meridian

645 Ionia Dr, Meridian, ID, 83642 — assumable VA mortgage at 3.08%
VA
Active
48
$525,000$224,298 down
Rate
3.08%
7.28%today
Payment
$1,448/mo
$2,326today
  • 3beds
  • 2baths
  • 1,620sqft

645 Ionia Dr, Meridian

2118 N Springland Pl, Boise, ID, 83713 — assumable VA mortgage at 3.92%
VA
Active
50
$635,000$177,490 down
Rate
3.92%
7.28%today
Payment
$2,358/mo
$3,413today
  • 4beds
  • 4baths
  • 2,919sqft

2118 N Springland Pl, Boise

3738 Hollymount Way, Meridian, ID, 83646 — assumable VA mortgage at 3.16%
VA
Active
25
$624,900$615,150 down
Rate
3.16%
7.28%today
Payment
$1,408/mo
$1,843today
  • 3beds
  • 2baths
  • 2,303sqft

3738 Hollymount Way, Meridian

10028 Cayuse Ln., Boise, ID, 83714 — assumable FHA mortgage at 3.22%
FHA
Active
48
$819,000$374,531 down
Rate
3.22%
7.28%today
Payment
$2,131/mo
$3,364today
  • 4beds
  • 2baths
  • 1,792sqft

10028 Cayuse Ln., Boise

935 Farrington Dr, Eagle, ID, 83616 — assumable FHA mortgage at 3.24%
FHA
Active
49
$575,000$421,416 down
Rate
3.24%
7.28%today
Payment
$977/mo
$1,419today
  • 4beds
  • 3baths
  • 2,296sqft

935 Farrington Dr, Eagle

6164 Winward Ln, Meridian, ID, 83646 — assumable VA mortgage at 5.09%
VA
Active
28
$429,900Potential short sale
Rate
5.09%
7.28%today
Payment
$2,528/mo
$3,190today
  • 1beds
  • 2baths
  • 1,120sqft

6164 Winward Ln, Meridian

1864 Meadow Creek Dr, Meridian, ID, 83646 — assumable VA mortgage at 3.49%
VA
Active
45
$719,000$461,160 down
Rate
3.49%
7.28%today
Payment
$1,335/mo
$2,037today
  • 5beds
  • 3baths
  • 3,357sqft

1864 Meadow Creek Dr, Meridian

1576 Linda Vista Ave, Boise, ID, 83709 — assumable FHA mortgage at 3.50%
FHA
Active
30
$439,990$206,392 down
Rate
3.50%
7.28%today
Payment
$1,208/mo
$1,841today
  • 3beds
  • 2baths
  • 1,248sqft

1576 Linda Vista Ave, Boise

1237 E Star Dr., Meridian, ID, 83646 — assumable FHA mortgage at 3.55%
FHA
Active
40
$517,900$406,885 down
Rate
3.55%
7.28%today
Payment
$756/mo
$1,144today
  • 3beds
  • 3baths
  • 2,522sqft

1237 E Star Dr., Meridian

4054 Beaham Pl, Meridian, ID, 83646 — assumable VA mortgage at 3.60%
VA
Active
50
$700,000$530,347 down
Rate
3.60%
7.28%today
Payment
$1,155/mo
$1,738today
  • 4beds
  • 3baths
  • 3,005sqft

4054 Beaham Pl, Meridian

9401 Stonehill Ct, Boise, ID, 83709 — assumable VA mortgage at 3.65%
VA
Active
34
$559,900$238,495 down
Rate
3.65%
7.28%today
Payment
$1,699/mo
$2,541today
  • 5beds
  • 3baths
  • 2,640sqft

9401 Stonehill Ct, Boise

284 Eagle Glen Ln, Eagle, ID, 83616 — assumable FHA mortgage at 3.70%
FHA
Active
28
$327,990$205,212 down
Rate
3.70%
7.28%today
Payment
$657/mo
$976today
  • 2beds
  • 2baths
  • 960sqft

284 Eagle Glen Ln, Eagle

4601 Copper Point Dr, Meridian, ID, 83642 — assumable VA mortgage at 5.10%
VA
Active
43
$840,000$93,514 down
Rate
5.10%
7.28%today
Payment
$4,331/mo
$5,457today
  • 3beds
  • 3baths
  • 2,533sqft

4601 Copper Point Dr, Meridian

546 Cagney St, Meridian, ID, 83646 — assumable FHA mortgage at 3.97%
FHA
Active
37
$524,500$304,999 down
Rate
3.97%
7.28%today
Payment
$1,282/mo
$1,844today
  • 3beds
  • 2baths
  • 1,610sqft

546 Cagney St, Meridian

642 Malaga Lane, Boise, ID, 83709 — assumable FHA mortgage at 3.99%
FHA
Active
25
$335,000$157,562 down
Rate
3.99%
7.28%today
Payment
$986/mo
$1,414today
  • 3beds
  • 2baths
  • 1,568sqft

642 Malaga Lane, Boise

3485 Pescado Way, Meridian, ID, 83646 — assumable VA mortgage at 6.50%
VA
Active
29
$560,000Potential short sale
Rate
6.50%
7.28%today
Payment
$3,789/mo
$4,102today
  • 4beds
  • 3baths
  • 3,063sqft

3485 Pescado Way, Meridian

9752 Bridgegate St, Boise, ID, 83709 — assumable VA mortgage at 6.67%
VA
Active
37
$635,900$32,459 down
Rate
6.67%
7.28%today
Payment
$3,921/mo
$4,170today
  • 3beds
  • 2baths
  • 1,697sqft

9752 Bridgegate St, Boise

Assuming a mortgage in Garden City

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.58%
Lowest existing payment
$656 /mo
Median cash to assume
$199,433
Jackie Henry

Jackie Henry

Realtor License: SA543207000

RE/Max Desert Showcase

jackiesproperties@gmail.com+16239107249RE/Max Desert Showcase logo
Equal Housing Opportunity

RE/Max Desert Showcase is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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