Jackie Henry

Jackie Henry

(623) 910-7249

Assumable homes for sale in Elk River, MN

51 homesFHA & VA loansrates from 2.77% vs 7.28% today

Elk River assumption guide
10288 Kali Avenue, Albertville, MN, 55301 — assumable VA mortgage at 2.81%
VA
Active
40
$455,000$95,818 down
Rate
2.81%
7.28%today
Payment
$1,684/mo
$2,800today
  • 4beds
  • 3baths
  • 3,007sqft

10288 Kali Avenue, Albertville

13413 Riverview Drive, Elk River, MN, 55330 — assumable FHA mortgage at 2.81%
FHA
Active
18
$381,000$110,149 down
Rate
2.81%
7.28%today
Payment
$1,273/mo
$2,116today
  • 5beds
  • 2baths
  • 2,126sqft

13413 Riverview Drive, Elk River

10396 Karston Avenue, Albertville, MN, 55301 — assumable FHA mortgage at 3.02%
FHA
Active
54
$400,000$114,739 down
Rate
3.02%
7.28%today
Payment
$1,390/mo
$2,251today
  • 4beds
  • 4baths
  • 3,226sqft

10396 Karston Avenue, Albertville

15459 Iodine Ridge, Ramsey, MN, 55303 — assumable FHA mortgage at 3.09%
FHA
Active
50
$279,900$59,421 down
Rate
3.09%
7.28%today
Payment
$1,047/mo
$1,679today
  • 3beds
  • 3baths
  • 1,763sqft

15459 Iodine Ridge, Ramsey

15213 Tiger Street, Ramsey, MN, 55303 — assumable FHA mortgage at 3.10%
FHA
Active
22
$425,000$118,073 down
Rate
3.10%
7.28%today
Payment
$1,459/mo
$2,337today
  • 4beds
  • 3baths
  • 2,183sqft

15213 Tiger Street, Ramsey

4533 Lasalle Avenue, Saint Michael, MN, 55376 — assumable VA mortgage at 3.76%
VA
Active
46
$489,500$85,883 down
Rate
3.76%
7.28%today
Payment
$2,045/mo
$3,017today
  • 4beds
  • 4baths
  • 3,228sqft

4533 Lasalle Avenue, Saint Michael

15513 Sodium Street, Ramsey, MN, 55303 — assumable FHA mortgage at 3.18%
FHA
Active
17
$249,900$91,705 down
Rate
3.18%
7.28%today
Payment
$788/mo
$1,250today
  • 3beds
  • 3baths
  • 1,390sqft

15513 Sodium Street, Ramsey

10669 74th Street, Otsego, MN, 55301 — assumable FHA mortgage at 4.42%
FHA
Active
91
$365,000$32,515 down
Rate
4.42%
7.28%today
Payment
$1,804/mo
$2,459today
  • 3beds
  • 3baths
  • 2,247sqft

10669 74th Street, Otsego

7356 Kalland Circle, Otsego, MN, 55301 — assumable VA mortgage at 2.77%
VA
Active
26
$325,000$142,386 down
Rate
2.77%
7.28%today
Payment
$842/mo
$1,408today
  • 3beds
  • 3baths
  • 2,069sqft

7356 Kalland Circle, Otsego

18011 Johnson Street, Elk River, MN, 55330 — assumable FHA mortgage at 2.91%
FHA
Active
33
$359,900$177,982 down
Rate
2.91%
7.28%today
Payment
$874/mo
$1,435today
  • 3beds
  • 2baths
  • 2,307sqft

18011 Johnson Street, Elk River

16544 62nd Street, Otsego, MN, 55374 — assumable VA mortgage at 2.99%
VA
Active
48
$749,000$298,590 down
Rate
2.99%
7.28%today
Payment
$2,134/mo
$3,467today
  • 7beds
  • 5baths
  • 4,850sqft

16544 62nd Street, Otsego

18566 147th Street, Elk River, MN, 55330 — assumable VA mortgage at 3.31%
VA
Active
35
$399,000$147,669 down
Rate
3.31%
7.28%today
Payment
$1,272/mo
$1,984today
  • 4beds
  • 2baths
  • 2,016sqft

18566 147th Street, Elk River

11172 76th Street, Otsego, MN, 55301 — assumable FHA mortgage at 4.72%
FHA
Active
29
$242,500$28,207 down
Rate
4.72%
7.28%today
Payment
$1,200/mo
$1,579today
  • 2beds
  • 2baths
  • 1,525sqft

11172 76th Street, Otsego

18087 Vance Circle, Elk River, MN, 55330 — assumable FHA mortgage at 3.44%
FHA
Active
32
$244,900$138,081 down
Rate
3.44%
7.28%today
Payment
$613/mo
$941today
  • 2beds
  • 2baths
  • 1,420sqft

18087 Vance Circle, Elk River

8098 Padgett Avenue, Otsego, MN, 55330 — assumable FHA mortgage at 5.27%
FHA
Active
47
$420,000$10,293 down
Rate
5.27%
7.28%today
Payment
$2,418/mo
$2,990today
  • 4beds
  • 4baths
  • 2,775sqft

8098 Padgett Avenue, Otsego

16001 Nowthen Boulevard, Andover, MN, 55303 — assumable FHA mortgage at 3.59%
FHA
Active
44
$459,900$306,429 down
Rate
3.59%
7.28%today
Payment
$902/mo
$1,360today
  • 6beds
  • 4baths
  • 3,286sqft

16001 Nowthen Boulevard, Andover

9690 52nd Lane, Saint Michael, MN, 55376 — assumable VA mortgage at 5.10%
VA
Active
32
$460,000$44,640 down
Rate
5.10%
7.28%today
Payment
$2,410/mo
$3,037today
  • 4beds
  • 3baths
  • 2,326sqft

9690 52nd Lane, Saint Michael

17872 Tyler Street, Elk River, MN, 55330 — assumable FHA mortgage at 3.92%
FHA
Active
46
$399,000$157,128 down
Rate
3.92%
7.28%today
Payment
$1,392/mo
$2,015today
  • 5beds
  • 4baths
  • 2,875sqft

17872 Tyler Street, Elk River

6650 153rd Lane, Ramsey, MN, 55303 — assumable FHA mortgage at 3.64%
FHA
Active
32
$399,000$220,794 down
Rate
3.64%
7.28%today
Payment
$939/mo
$1,406today
  • 4beds
  • 3baths
  • 1,983sqft

6650 153rd Lane, Ramsey

6925 169th Lane, Ramsey, MN, 55303 — assumable FHA mortgage at 3.75%
FHA
Active
51
$544,900$332,146 down
Rate
3.75%
7.28%today
Payment
$1,498/mo
$2,213today
  • 4beds
  • 3baths
  • 2,558sqft

6925 169th Lane, Ramsey

17179 Monroe Drive, Elk River, MN, 55330 — assumable VA mortgage at 3.95%
VA
Active
26
$265,000$125,382 down
Rate
3.95%
7.28%today
Payment
$804/mo
$1,159today
  • 2beds
  • 2baths
  • 1,590sqft

17179 Monroe Drive, Elk River

16106 71st Street, Elk River, MN, 55330 — assumable FHA mortgage at 6.78%
FHA
Active
19
$189,900Potential short sale
Rate
6.78%
7.28%today
Payment
$1,351/mo
$1,421today
  • 2beds
  • 2baths
  • 1,086sqft

16106 71st Street, Elk River

8710 Parkington Avenue, Otsego, MN, 55330 — assumable FHA mortgage at 6.83%
FHA
Active
43
$325,000Potential short sale
Rate
6.83%
7.28%today
Payment
$2,206/mo
$2,308today
  • 3beds
  • 3baths
  • 1,906sqft

8710 Parkington Avenue, Otsego

10695 51st Street, Albertville, MN, 55301 — assumable VA mortgage at 6.94%
VA
Active
14
$378,900Potential short sale
Rate
6.94%
7.28%today
Payment
$2,750/mo
$2,846today
  • 5beds
  • 3baths
  • 2,220sqft

10695 51st Street, Albertville

10132 188th Avenue, Elk River, MN, 55330 — assumable FHA mortgage at 7.22%
FHA
Active
30
$360,000$13,116 down
Rate
7.22%
7.28%today
Payment
$2,410/mo
$2,425today
  • 3beds
  • 2baths
  • 1,166sqft

10132 188th Avenue, Elk River

6142 Maclynn Avenue, Otsego, MN, 55301 — assumable FHA mortgage at 7.31%
FHA
Active
16
$242,000$5,808 down
Rate
7.31%
7.28%today
Payment
$1,668/mo
$1,663today
  • 2beds
  • 2baths
  • 1,472sqft

6142 Maclynn Avenue, Otsego

17021 61st Court, Otsego, MN, 55330 — assumable FHA mortgage at 5.51%
FHA
Active
63
$485,000$57,701 down
Rate
5.51%
7.28%today
Payment
$2,584/mo
$3,110today
  • 5beds
  • 3baths
  • 2,602sqft

17021 61st Court, Otsego

7924 Palmgren Avenue, Otsego, MN, 55330 — assumable FHA mortgage at 4.37%
FHA
Active
28
$449,000$304,896 down
Rate
4.37%
7.28%today
Payment
$999/mo
$1,370today
  • 4beds
  • 4baths
  • 2,352sqft

7924 Palmgren Avenue, Otsego

17182 Nixon Court, Elk River, MN, 55330 — assumable FHA mortgage at 6.28%
FHA
Active
32
$243,500$15,554 down
Rate
6.28%
7.28%today
Payment
$1,468/mo
$1,626today
  • 2beds
  • 2baths
  • 1,422sqft

17182 Nixon Court, Elk River

8358 Lamont Avenue, Otsego, MN, 55330 — assumable FHA mortgage at 6.34%
FHA
Active
47
$560,000$50,607 down
Rate
6.34%
7.28%today
Payment
$3,194/mo
$3,515today
  • 5beds
  • 3baths
  • 2,682sqft

8358 Lamont Avenue, Otsego

7085 148th Lane, Ramsey, MN, 55303 — assumable FHA mortgage at 6.62%
FHA
Active
22
$389,900$37,135 down
Rate
6.62%
7.28%today
Payment
$2,324/mo
$2,485today
  • 3beds
  • 2baths
  • 2,194sqft

7085 148th Lane, Ramsey

18762 Grant Street, Elk River, MN, 55330 — assumable FHA mortgage at 6.95%
FHA
Active
38
$374,900$12,218 down
Rate
6.95%
7.28%today
Payment
$2,437/mo
$2,519today
  • 3beds
  • 2baths
  • 1,410sqft

18762 Grant Street, Elk River

12258 71st Street, Elk River, MN, 55330 — assumable FHA mortgage at 7.50%
FHA
Active
30
$454,000$30,809 down
Rate
7.50%
7.28%today
Payment
$3,041/mo
$2,976today
  • 4beds
  • 4baths
  • 2,242sqft

12258 71st Street, Elk River

7905 Lambert Avenue, Otsego, MN, 55301 — assumable FHA mortgage at 6.81%
FHA
Active
38
$439,900$54,228 down
Rate
6.81%
7.28%today
Payment
$2,608/mo
$2,734today
  • 5beds
  • 3baths
  • 2,373sqft

7905 Lambert Avenue, Otsego

20264 180th Court, Big Lake, MN, 55309 — assumable VA mortgage at 6.82%
VA
Active
37
$465,000$50,500 down
Rate
6.82%
7.28%today
Payment
$2,776/mo
$2,908today
  • 5beds
  • 3baths
  • 2,998sqft

20264 180th Court, Big Lake

11344 Elk Lane, Elk River, MN, 55330 — assumable FHA mortgage at 6.99%
FHA
Active
24
$369,000$36,117 down
Rate
6.99%
7.28%today
Payment
$2,264/mo
$2,331today
  • 4beds
  • 2baths
  • 2,420sqft

11344 Elk Lane, Elk River

Assuming a mortgage in Elk River

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$597 /mo
Median cash to assume
$114,739
Jackie Henry

Jackie Henry

Realtor License: SA543207000

RE/Max Desert Showcase

jackiesproperties@gmail.com+16239107249RE/Max Desert Showcase logo
Equal Housing Opportunity

RE/Max Desert Showcase is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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