Assumable homes for sale in Duluth, MN

4 homesVA & FHA loansrates from 3.97% vs 7.28% today

Duluth assumption guide

629 Spear Avenue, Duluth, MN, 55803 — assumable VA mortgage at 4.14%

Active

$289,900$87,890 down

Rate: 4.14%; ~~7.28%~~today
Payment: $1,141/mo; ~~$1,608~~today

4beds
2baths
1,530sqft

629 Spear Avenue, Duluth

24 Cascade Street, Duluth, MN, 55806 — assumable VA mortgage at 3.97%

Active

$224,500$102,516 down

Rate: 3.97%; ~~7.28%~~today
Payment: $713/mo; ~~$1,025~~today

2beds
3baths
1,400sqft

24 Cascade Street, Duluth

1002 Martha Street, Duluth, MN, 55805 — assumable VA mortgage at 4.11%

Active

$695,000$445,107 down

Rate: 4.11%; ~~7.28%~~today
Payment: $1,833/mo; ~~$2,592~~today

4beds
3baths
3,853sqft

1002 Martha Street, Duluth

928 19th Avenue, Duluth, MN, 55812 — assumable FHA mortgage at 6.50%

FHA

Active

$284,900$32,706 down

Rate: 6.50%; ~~7.28%~~today
Payment: $1,607/mo; ~~$1,740~~today

3beds
1baths
1,196sqft

928 19th Avenue, Duluth

Assuming a mortgage in Duluth

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate: 3.97%
Lowest existing payment: $713 /mo
Median cash to assume: $95,203