Jackie Henry

Jackie Henry

Assumable homes for sale in Cottage Grove, MN

77 homesFHA & VA loansrates from 2.73% vs 7.28% today

Cottage Grove assumption guide
8542 Greystone Avenue, Cottage Grove, MN, 55016 — assumable FHA mortgage at 2.78%
FHA
Active
21
$389,900$102,331 down
Rate
2.78%
7.28%today
Payment
$1,328/mo
$2,217today
  • 4beds
  • 2baths
  • 1,950sqft

8542 Greystone Avenue, Cottage Grove

7590 Newbury Road, Woodbury, MN, 55125 — assumable VA mortgage at 2.89%
VA
Active
29
$335,000$99,716 down
Rate
2.89%
7.28%today
Payment
$1,126/mo
$1,853today
  • 2beds
  • 2baths
  • 1,464sqft

7590 Newbury Road, Woodbury

8663 Quarry Ridge Lane #F, Woodbury, MN, 55125 — assumable VA mortgage at 2.89%
VA
Active
49
$249,990$65,034 down
Rate
2.89%
7.28%today
Payment
$883/mo
$1,453today
  • 2beds
  • 2baths
  • 1,242sqft

8663 Quarry Ridge Lane #F, Woodbury

149 19th Avenue, South Saint Paul, MN, 55075 — assumable FHA mortgage at 2.90%
FHA
Active
19
$297,000$61,200 down
Rate
2.90%
7.28%today
Payment
$1,103/mo
$1,814today
  • 3beds
  • 1baths
  • 1,515sqft

149 19th Avenue, South Saint Paul

9013 Indian Boulevard, Cottage Grove, MN, 55016 — assumable FHA mortgage at 2.93%
FHA
Active
37
$425,000$116,742 down
Rate
2.93%
7.28%today
Payment
$1,481/mo
$2,425today
  • 3beds
  • 2baths
  • 1,859sqft

9013 Indian Boulevard, Cottage Grove

6781 Sherwood Road, Woodbury, MN, 55125 — assumable FHA mortgage at 3.01%
FHA
Active
20
$254,900$54,961 down
Rate
3.01%
7.28%today
Payment
$971/mo
$1,574today
  • 2beds
  • 2baths
  • 1,324sqft

6781 Sherwood Road, Woodbury

9045 Inver Grove Trail, Inver Grove Heights, MN, 55076 — assumable FHA mortgage at 3.09%
FHA
Active
18
$525,000$157,086 down
Rate
3.09%
7.28%today
Payment
$1,747/mo
$2,802today
  • 5beds
  • 3baths
  • 2,852sqft

9045 Inver Grove Trail, Inver Grove Heights

11011 Oak Grove Circle #B, Woodbury, MN, 55129 — assumable FHA mortgage at 3.28%
FHA
Active
39
$300,000$80,441 down
Rate
3.28%
7.28%today
Payment
$1,102/mo
$1,727today
  • 3beds
  • 2baths
  • 1,788sqft

11011 Oak Grove Circle #B, Woodbury

9845 67th Street, Cottage Grove, MN, 55016 — assumable FHA mortgage at 2.87%
FHA
Active
44
$675,000$222,915 down
Rate
2.87%
7.28%today
Payment
$2,090/mo
$3,448today
  • 5beds
  • 4baths
  • 4,332sqft

9845 67th Street, Cottage Grove

3563 Rae Lane, Woodbury, MN, 55125 — assumable VA mortgage at 2.94%
VA
Active
78
$650,000$206,035 down
Rate
2.94%
7.28%today
Payment
$2,135/mo
$3,492today
  • 4beds
  • 3baths
  • 3,502sqft

3563 Rae Lane, Woodbury

556 Pleasant Drive, Prescott, WI, 54021 — assumable VA mortgage at 2.98%
VA
Active
20
$447,900$138,960 down
Rate
2.98%
7.28%today
Payment
$1,446/mo
$2,352today
  • 3beds
  • 3baths
  • 1,450sqft

556 Pleasant Drive, Prescott

3580 Hazel Trail #D, Woodbury, MN, 55129 — assumable VA mortgage at 3.60%
VA
Active
30
$265,000$62,108 down
Rate
3.60%
7.28%today
Payment
$1,082/mo
$1,628today
  • 3beds
  • 2baths
  • 1,847sqft

3580 Hazel Trail #D, Woodbury

4035 78th Street, Inver Grove Heights, MN, 55076 — assumable FHA mortgage at 2.73%
FHA
Active
32
$369,900$358,271 down
Rate
2.73%
7.28%today
Payment
$67/mo
$103today
  • 4beds
  • 3baths
  • 1,805sqft

4035 78th Street, Inver Grove Heights

13997 50th Street, Afton, MN, 55001 — assumable VA mortgage at 2.77%
VA
Active
47
$699,000$310,906 down
Rate
2.77%
7.28%today
Payment
$1,820/mo
$3,042today
  • 3beds
  • 2baths
  • 2,258sqft

13997 50th Street, Afton

238 Macarthur Street, South Saint Paul, MN, 55075 — assumable VA mortgage at 3.36%
VA
Active
35
$290,000$98,566 down
Rate
3.36%
7.28%today
Payment
$1,004/mo
$1,541today
  • 3beds
  • 1baths
  • 1,675sqft

238 Macarthur Street, South Saint Paul

182 Emerson Avenue, West Saint Paul, MN, 55118 — assumable VA mortgage at 3.10%
VA
Active
22
$284,900$241,596 down
Rate
3.10%
7.28%today
Payment
$1,000/mo
$1,315today
  • 2beds
  • 2baths
  • 1,705sqft

182 Emerson Avenue, West Saint Paul

4364 Corn Silk Lane, Woodbury, MN, 55129 — assumable FHA mortgage at 4.00%
FHA
Active
8
$359,900$93,954 down
Rate
4.00%
7.28%today
Payment
$1,495/mo
$2,143today
  • 3beds
  • 3baths
  • 1,772sqft

4364 Corn Silk Lane, Woodbury

10524 Kimbro Avenue, Cottage Grove, MN, 55016 — assumable VA mortgage at 3.36%
VA
Active
34
$530,000$259,913 down
Rate
3.36%
7.28%today
Payment
$1,377/mo
$2,135today
  • 5beds
  • 2baths
  • 1,836sqft

10524 Kimbro Avenue, Cottage Grove

501 3rd Street, Hastings, MN, 55033 — assumable FHA mortgage at 4.17%
FHA
Active
30
$245,000$57,341 down
Rate
4.17%
7.28%today
Payment
$992/mo
$1,392today
  • 2beds
  • 2baths
  • 1,290sqft

501 3rd Street, Hastings

3775 Hazel Trail #G, Woodbury, MN, 55129 — assumable FHA mortgage at 5.22%
FHA
Active
35
$278,000$13,778 down
Rate
5.22%
7.28%today
Payment
$1,540/mo
$1,915today
  • 2beds
  • 2baths
  • 1,570sqft

3775 Hazel Trail #G, Woodbury

178 Sieben Crest Lane, Hastings, MN, 55033 — assumable FHA mortgage at 3.49%
FHA
Active
39
$300,000$131,549 down
Rate
3.49%
7.28%today
Payment
$880/mo
$1,343today
  • 3beds
  • 2baths
  • 1,500sqft

178 Sieben Crest Lane, Hastings

416 4th Avenue, South Saint Paul, MN, 55075 — assumable FHA mortgage at 3.55%
FHA
Active
43
$275,000$252,529 down
Rate
3.55%
7.28%today
Payment
$117/mo
$174today
  • 4beds
  • 2baths
  • 1,334sqft

416 4th Avenue, South Saint Paul

3838 Craig Way, Inver Grove Heights, MN, 55076 — assumable FHA mortgage at 3.57%
FHA
Active
37
$245,000$175,424 down
Rate
3.57%
7.28%today
Payment
$460/mo
$695today
  • 4beds
  • 2baths
  • 1,700sqft

3838 Craig Way, Inver Grove Heights

3794 Conroy Trail, Inver Grove Heights, MN, 55076 — assumable FHA mortgage at 3.60%
FHA
Active
43
$229,900$116,898 down
Rate
3.60%
7.28%today
Payment
$665/mo
$1,001today
  • 4beds
  • 2baths
  • 1,649sqft

3794 Conroy Trail, Inver Grove Heights

1460 Laurel Avenue, Saint Paul Park, MN, 55071 — assumable VA mortgage at 3.62%
VA
Active
34
$379,000$169,053 down
Rate
3.62%
7.28%today
Payment
$1,104/mo
$1,658today
  • 4beds
  • 2baths
  • 2,130sqft

1460 Laurel Avenue, Saint Paul Park

10815 Birch Lane, Woodbury, MN, 55129 — assumable VA mortgage at 3.72%
VA
Active
56
$775,000$454,920 down
Rate
3.72%
7.28%today
Payment
$1,704/mo
$2,527today
  • 5beds
  • 4baths
  • 4,096sqft

10815 Birch Lane, Woodbury

213 14th Avenue, South Saint Paul, MN, 55075 — assumable FHA mortgage at 3.80%
FHA
Active
26
$265,000$204,698 down
Rate
3.80%
7.28%today
Payment
$377/mo
$554today
  • 3beds
  • 1baths
  • 872sqft

213 14th Avenue, South Saint Paul

11624 Ivywood Circle, Woodbury, MN, 55129 — assumable FHA mortgage at 3.82%
FHA
Active
56
$615,000$347,679 down
Rate
3.82%
7.28%today
Payment
$1,631/mo
$2,390today
  • 5beds
  • 4baths
  • 3,760sqft

11624 Ivywood Circle, Woodbury

6633 Jody Avenue, Cottage Grove, MN, 55016 — assumable FHA mortgage at 5.30%
FHA
Active
30
$410,000$42,938 down
Rate
5.30%
7.28%today
Payment
$2,170/mo
$2,674today
  • 3beds
  • 3baths
  • 2,268sqft

6633 Jody Avenue, Cottage Grove

429 5th Avenue, South Saint Paul, MN, 55075 — assumable FHA mortgage at 5.30%
FHA
Active
38
$350,000$41,931 down
Rate
5.30%
7.28%today
Payment
$1,827/mo
$2,251today
  • 4beds
  • 3baths
  • 1,442sqft

429 5th Avenue, South Saint Paul

3296 70th Street, Inver Grove Heights, MN, 55076 — assumable FHA mortgage at 6.69%
FHA
Active
28
$339,900$13,238 down
Rate
6.69%
7.28%today
Payment
$2,184/mo
$2,318today
  • 3beds
  • 2baths
  • 1,556sqft

3296 70th Street, Inver Grove Heights

3550 Cloman Way, Inver Grove Heights, MN, 55076 — assumable VA mortgage at 6.76%
VA
Active
20
$242,900$7,996 down
Rate
6.76%
7.28%today
Payment
$1,543/mo
$1,626today
  • 2beds
  • 2baths
  • 1,320sqft

3550 Cloman Way, Inver Grove Heights

6869 101st Street, Cottage Grove, MN, 55016 — assumable FHA mortgage at 6.79%
FHA
Active
37
$359,900$5,724 down
Rate
6.79%
7.28%today
Payment
$2,365/mo
$2,485today
  • 3beds
  • 3baths
  • 1,719sqft

6869 101st Street, Cottage Grove

10691 Bent Pine Lane, Woodbury, MN, 55129 — assumable VA mortgage at 6.85%
VA
Active
36
$710,000$21,301 down
Rate
6.85%
7.28%today
Payment
$4,577/mo
$4,780today
  • 5beds
  • 3baths
  • 3,003sqft

10691 Bent Pine Lane, Woodbury

13616 Kaylemore Trail, Rosemount, MN, 55068 — assumable FHA mortgage at 6.89%
FHA
Active
50
$349,900Potential short sale
Rate
6.89%
7.28%today
Payment
$2,401/mo
$2,497today
  • 4beds
  • 3baths
  • 1,798sqft

13616 Kaylemore Trail, Rosemount

5030 Brent Avenue, Inver Grove Heights, MN, 55076 — assumable FHA mortgage at 4.50%
FHA
Active
21
$199,900$165,921 down
Rate
4.50%
7.28%today
Payment
$260/mo
$351today
  • 2beds
  • 1baths
  • 752sqft

5030 Brent Avenue, Inver Grove Heights

Assuming a mortgage in Cottage Grove

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$377 /mo
Median cash to assume
$149,359
Jackie Henry

Jackie Henry

Realtor License: SA543207000

RE/Max Desert Showcase

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Equal Housing Opportunity

RE/Max Desert Showcase is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.