Jackie Henry

Jackie Henry

Assumable homes for sale in Clearwater Beach, FL

118 homesFHA & VA loansrates from 2.71% vs 7.28% today

Clearwater Beach assumption guide
2593 COUNTRYSIDE Boulevard #7307, Clearwater, FL, 33761 — assumable VA mortgage at 3.10%
VATop pick
Active
26
$175,000$14,375 down
Rate
3.10%
7.28%today
Payment
$760/mo
$1,218today
  • 2beds
  • 2baths
  • 1,095sqft

2593 COUNTRYSIDE Boulevard #7307, Clearwater

403 BLUE MARLIN Drive, Oldsmar, FL, 34677 — assumable VA mortgage at 3.03%
VA
Active
38
$167,900$22,259 down
Rate
3.03%
7.28%today
Payment
$711/mo
$1,149today
  • 2beds
  • 2baths
  • 1,078sqft

403 BLUE MARLIN Drive, Oldsmar

3073 BRANCH Drive, Clearwater, FL, 33760 — assumable FHA mortgage at 3.10%
FHA
Active
45
$290,000$35,995 down
Rate
3.10%
7.28%today
Payment
$1,205/mo
$1,930today
  • 3beds
  • 3baths
  • 1,450sqft

3073 BRANCH Drive, Clearwater

2174 19TH Avenue, Largo, FL, 33774 — assumable VA mortgage at 2.90%
VA
Active
33
$359,900$98,817 down
Rate
2.90%
7.28%today
Payment
$1,225/mo
$2,013today
  • 3beds
  • 2baths
  • 1,224sqft

2174 19TH Avenue, Largo

1706 BELLEAIR FOREST Drive #244, Belleair, FL, 33756 — assumable FHA mortgage at 2.94%
FHA
Active
32
$140,000$30,876 down
Rate
2.94%
7.28%today
Payment
$518/mo
$846today
  • 1beds
  • 1baths
  • 945sqft

1706 BELLEAIR FOREST Drive #244, Belleair

1690 PINEHURST Road, Dunedin, FL, 34698 — assumable VA mortgage at 3.04%
VA
Active
50
$565,000$129,220 down
Rate
3.04%
7.28%today
Payment
$2,085/mo
$3,366today
  • 3beds
  • 2baths
  • 1,728sqft

1690 PINEHURST Road, Dunedin

502 FLORIDA Boulevard, Crystal Beach, FL, 34681 — assumable VA mortgage at 2.96%
VA
Active
65
$725,000$289,818 down
Rate
2.96%
7.28%today
Payment
$2,103/mo
$3,430today
  • 3beds
  • 2baths
  • 1,875sqft

502 FLORIDA Boulevard, Crystal Beach

1512 LIME Street, Clearwater, FL, 33756 — assumable FHA mortgage at 4.00%
FHA
Active
35
$359,900$67,392 down
Rate
4.00%
7.28%today
Payment
$1,523/mo
$2,183today
  • 2beds
  • 1baths
  • 1,336sqft

1512 LIME Street, Clearwater

1507 TALISKER Drive, Clearwater, FL, 33755 — assumable FHA mortgage at 3.01%
FHA
Active
37
$274,999$105,621 down
Rate
3.01%
7.28%today
Payment
$829/mo
$1,343today
  • 3beds
  • 3baths
  • 1,416sqft

1507 TALISKER Drive, Clearwater

520 14TH Avenue, Largo, FL, 33770 — assumable FHA mortgage at 3.05%
FHA
Active
$320,000$99,629 down
Rate
3.05%
7.28%today
Payment
$1,042/mo
$1,680today
  • 2beds
  • 2baths
  • 1,224sqft

520 14TH Avenue, Largo

201 LAGOON Drive, Palm Harbor, FL, 34683 — assumable VA mortgage at 3.10%
VA
Active
50
$939,000$302,834 down
Rate
3.10%
7.28%today
Payment
$3,017/mo
$4,834today
  • 4beds
  • 3baths
  • 2,764sqft

201 LAGOON Drive, Palm Harbor

2974 ESTANCIA Place, Clearwater, FL, 33761 — assumable VA mortgage at 3.14%
VA
Active
33
$344,999$110,733 down
Rate
3.14%
7.28%today
Payment
$1,118/mo
$1,783today
  • 3beds
  • 3baths
  • 1,900sqft

2974 ESTANCIA Place, Clearwater

12620 115TH Street, Largo, FL, 33778 — assumable VA mortgage at 4.16%
VA
Active
51
$489,000$85,880 down
Rate
4.16%
7.28%today
Payment
$2,132/mo
$2,997today
  • 3beds
  • 2baths
  • 1,343sqft

12620 115TH Street, Largo

1967 ARVIS Circle, Clearwater, FL, 33764 — assumable VA mortgage at 3.18%
VA
Active
36
$649,900$200,085 down
Rate
3.18%
7.28%today
Payment
$2,190/mo
$3,473today
  • 4beds
  • 2baths
  • 2,178sqft

1967 ARVIS Circle, Clearwater

2069 KINGFISHER Drive, Palm Harbor, FL, 34683 — assumable FHA mortgage at 2.71%
FHA
Active
49
$509,900$314,425 down
Rate
2.71%
7.28%today
Payment
$913/mo
$1,538today
  • 3beds
  • 2baths
  • 1,751sqft

2069 KINGFISHER Drive, Palm Harbor

1725 ARABIAN Lane, Palm Harbor, FL, 34685 — assumable VA mortgage at 2.73%
VA
Active
53
$460,000$216,050 down
Rate
2.73%
7.28%today
Payment
$1,133/mo
$1,905today
  • 3beds
  • 3baths
  • 1,870sqft

1725 ARABIAN Lane, Palm Harbor

7360 ULMERTON Road #18D, Largo, FL, 33771 — assumable FHA mortgage at 2.81%
FHA
Active
26
$285,000$145,338 down
Rate
2.81%
7.28%today
Payment
$655/mo
$1,089today
  • 3beds
  • 2baths
  • 1,375sqft

7360 ULMERTON Road #18D, Largo

2300 KENT Drive, Largo, FL, 33774 — assumable VA mortgage at 2.86%
VA
Active
38
$1,500,000$696,452 down
Rate
2.86%
7.28%today
Payment
$3,727/mo
$6,158today
  • 4beds
  • 4baths
  • 3,184sqft

2300 KENT Drive, Largo

12812 LAKE Drive, Largo, FL, 33774 — assumable FHA mortgage at 2.87%
FHA
Active
45
$445,900$184,711 down
Rate
2.87%
7.28%today
Payment
$1,250/mo
$2,062today
  • 4beds
  • 2baths
  • 1,829sqft

12812 LAKE Drive, Largo

10919 129TH Avenue, Largo, FL, 33778 — assumable VA mortgage at 2.91%
VA
Active
44
$465,000$197,154 down
Rate
2.91%
7.28%today
Payment
$1,284/mo
$2,108today
  • 3beds
  • 2baths
  • 1,608sqft

10919 129TH Avenue, Largo

3100 GULF Boulevard #132, Belleair Beach, FL, 33786 — assumable FHA mortgage at 2.96%
FHA
Active
70
$669,000$411,941 down
Rate
2.96%
7.28%today
Payment
$1,216/mo
$1,984today
  • 2beds
  • 2baths
  • 1,065sqft

3100 GULF Boulevard #132, Belleair Beach

8996 SOUTHERN COMFORT Drive, Largo, FL, 33773 — assumable FHA mortgage at 2.96%
FHA
Active
33
$349,000$140,588 down
Rate
2.96%
7.28%today
Payment
$988/mo
$1,612today
  • 4beds
  • 2baths
  • 1,010sqft

8996 SOUTHERN COMFORT Drive, Largo

1743 MACDONNELL Drive, Palm Harbor, FL, 34684 — assumable VA mortgage at 2.96%
VA
Active
95
$439,000$267,476 down
Rate
2.96%
7.28%today
Payment
$810/mo
$1,321today
  • 2beds
  • 2baths
  • 1,642sqft

1743 MACDONNELL Drive, Palm Harbor

3253 MCMATH Drive, Palm Harbor, FL, 34684 — assumable VA mortgage at 2.99%
VA
Active
43
$369,900$266,443 down
Rate
2.99%
7.28%today
Payment
$501/mo
$815today
  • 2beds
  • 2baths
  • 1,332sqft

3253 MCMATH Drive, Palm Harbor

2465 NORTHSIDE Drive #1604, Clearwater, FL, 33761 — assumable FHA mortgage at 3.00%
FHA
Active
32
$109,000$109,000 down
Rate
3.00%
7.28%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 690sqft

2465 NORTHSIDE Drive #1604, Clearwater

701 MADISON Avenue #420, Clearwater, FL, 33756 — assumable FHA mortgage at 3.00%
FHA
Active
33
$166,900$166,900 down
Rate
3.00%
7.28%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,060sqft

701 MADISON Avenue #420, Clearwater

2444 FOGGY CREEK Circle, Clearwater, FL, 33764 — assumable FHA mortgage at 3.33%
FHA
Active
25
$429,000$160,015 down
Rate
3.33%
7.28%today
Payment
$1,367/mo
$2,128today
  • 3beds
  • 3baths
  • 1,853sqft

2444 FOGGY CREEK Circle, Clearwater

1725 SAN MATEO Drive, Dunedin, FL, 34698 — assumable FHA mortgage at 3.05%
FHA
Active
67
$535,000$375,897 down
Rate
3.05%
7.28%today
Payment
$876/mo
$1,331today
  • 2beds
  • 3baths
  • 1,256sqft

1725 SAN MATEO Drive, Dunedin

914 NICHOLSON ST, Clearwater, FL, 33755 — assumable FHA mortgage at 3.09%
FHA
Active
27
$349,000$193,009 down
Rate
3.09%
7.28%today
Payment
$741/mo
$1,188today
  • 3beds
  • 2baths
  • 1,367sqft

914 NICHOLSON ST, Clearwater

276 PELICAN Drive, Oldsmar, FL, 34677 — assumable VA mortgage at 3.13%
VA
Active
46
$224,900$92,408 down
Rate
3.13%
7.28%today
Payment
$643/mo
$1,026today
  • 2beds
  • 2baths
  • 984sqft

276 PELICAN Drive, Oldsmar

1700 DUNCAN Court, Clearwater, FL, 33756 — assumable FHA mortgage at 3.15%
FHA
Active
71
$569,900$305,801 down
Rate
3.15%
7.28%today
Payment
$1,308/mo
$2,083today
  • 3beds
  • 2baths
  • 1,974sqft

1700 DUNCAN Court, Clearwater

1671 HAMILTON Court #2102, Dunedin, FL, 34698 — assumable FHA mortgage at 3.18%
FHA
Active
31
$294,900$144,892 down
Rate
3.18%
7.28%today
Payment
$751/mo
$1,190today
  • 2beds
  • 2baths
  • 1,279sqft

1671 HAMILTON Court #2102, Dunedin

1225 GROVE Street, Clearwater, FL, 33755 — assumable FHA mortgage at 4.98%
FHA
Active
25
$300,000$15,966 down
Rate
4.98%
7.28%today
Payment
$1,630/mo
$2,083today
  • 2beds
  • 1baths
  • 1,078sqft

1225 GROVE Street, Clearwater

3916 BLOOMING HILL Lane, Palm Harbor, FL, 34684 — assumable FHA mortgage at 3.23%
FHA
Active
43
$450,000$198,826 down
Rate
3.23%
7.28%today
Payment
$1,257/mo
$1,982today
  • 3beds
  • 3baths
  • 1,702sqft

3916 BLOOMING HILL Lane, Palm Harbor

1945 SOUVENIR Drive, Clearwater, FL, 33755 — assumable VA mortgage at 3.55%
VA
Active
30
$375,000$130,953 down
Rate
3.55%
7.28%today
Payment
$1,211/mo
$1,834today
  • 2beds
  • 2baths
  • 1,184sqft

1945 SOUVENIR Drive, Clearwater

1779 AVON Lane, Largo, FL, 33756 — assumable FHA mortgage at 3.56%
FHA
Active
54
$399,000$120,990 down
Rate
3.56%
7.28%today
Payment
$1,381/mo
$2,089today
  • 3beds
  • 2baths
  • 1,339sqft

1779 AVON Lane, Largo

Assuming a mortgage in Clearwater Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$358 /mo
Median cash to assume
$132,934
Jackie Henry

Jackie Henry

Realtor License: SA543207000

RE/Max Desert Showcase

jackiesproperties@gmail.com+16239107249RE/Max Desert Showcase logo
Equal Housing Opportunity

RE/Max Desert Showcase is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.