VA
Active
34$1,598,000$281,528 down
- Rate
- 2.78%
7.28%today- Payment
- $6,079/mo
$10,149today
- 3beds
- 4baths
- 2,347sqft
Tujunga, California
Assumable homes for salein Tujunga, California.
1 home in Tujunga carries an existing FHA, VA, or USDA loan you can take over, with locked rates from 4.99%. Assume the seller’s mortgage instead of financing at today’s 7.2%.
Live MLS data · Updated
Tujunga assumable market
by the numbers.
1active assumable listing
4.99%lowest locked rate
$1,000kmedian list price
$1,340saved per month vs. 7.2%
About the market
Assumable mortgagesin Tujunga, explained.
Every number on this page comes from the live MLS feeds UMe indexes for California, filtered to Tujunga. Updated August 2026.
How assumptions work for buyersTujunga, California has 1 home for sale with an assumable mortgage as of August 2026: 1 FHA loan that a qualified buyer can take over at the seller's existing rate instead of financing at today's roughly 7.2%. Rates on active Tujunga assumable listings start at 4.99% with a median of 4.99%; 0 listings are under 4% and 1 is under 5%.
The median assumable home in Tujunga lists for $999,999, with a median of $233,422 in cash to assume, the gap between the price and the remaining loan balance. At the median assumable rate the principal-and-interest payment is about $4,370 a month versus $5,710 for the same balance at today's rate, roughly $1,340 kept every month and $16,076 a year. The most active Tujunga ZIP codes are 91042 (1).
UMe confirms the balance, rate, and assumability of each listing with the listing agent before marking it Certified. FHA, VA, and USDA loans are assumable by law, and you do not need to be a veteran to assume a VA loan. Once you are under contract, the loan servicer underwrites you rather than a new lender; most Tujunga assumptions close in 45 to 90 days, and UMe tracks the file with the servicer and both agents so nothing stalls.
Verified in Tujunga
View all 1 on the map Homes on the marketin Tujunga.
FHA
Active
35$850,000$162,191 down
- Rate
- 2.90%
7.28%today- Payment
- $3,219/mo
$5,291today
- 3beds
- 2baths
- 1,680sqft
12817 Mineola Street, Arleta
VA
Active
23$990,000$99,394 down
- Rate
- 2.95%
7.28%today- Payment
- $4,210/mo
$6,876today
- 3beds
- 4baths
- 1,524sqft
10736 Bloomfield Street, Toluca Lake
VA
Active
27$1,199,900$317,755 down
- Rate
- 2.67%
7.28%today- Payment
- $4,091/mo
$6,929today
- 3beds
- 4baths
- 1,775sqft
10814 Hortense Street, Los Angeles
FHA
Active
23$999,000$386,850 down
- Rate
- 2.98%
7.28%today- Payment
- $2,910/mo
$4,734today
- 3beds
- 2baths
- 1,720sqft
11441 Kittridge Street, North Hollywood
FHA
Active
49$629,900$191,292 down
- Rate
- 3.07%
7.28%today- Payment
- $2,078/mo
$3,342today
- 4beds
- 2baths
- 1,553sqft
16662 Minter Court, Canyon Country
Live MLS collection. Loan balances, payment estimates, and cash-to-assume amounts update with the source listing. Taxes, insurance, HOA, closing costs, and secondary financing may change the final monthly payment.
Inventory snapshot
What’s in the mixin Tujunga.
Live counts from the MLS feeds we index for California. Updated August 2026.
- Active listings
- 1
- UMe Certified / verified
- 0
- Lowest rate
- 4.99%
- Median rate
- 4.99%
- Median list price
- $999,999
- Median cash to assume
- $233,422
Tujunga listings by locked rate
- Under 4%0 homes
- 4% – 5%1 home
- 5% – 6%0 homes
- 6% and up0 homes
Tujunga listings by loan type
- FHA1 homemedian 4.99%
FHA, VA, and USDA loans are assumable by law. Conventional loans almost never are.
By neighborhood
Assumable homesby Tujunga ZIP code.
Each ZIP opens the Tujunga map zoomed to its listings, in assumptions mode, with rate and payment filters ready.
Run the Tujunga numbers
What an assumable ratedoes to a Tujunga payment.
The sliders start at the median Tujunga assumable listing: $999,999 list price and a 4.99% existing rate. We compare the payment you would take over against financing the same balance with a new loan at today’s 7.20%. Principal and interest only; taxes, insurance, and HOA dues are the same either way.
The gap between price and balance is the seller’s equity: your cash to assume, or what a second loan can help cover.
Cash to assume (seller’s equity)$235,000
24% of the price. Eligible buyers can start with as little as 5% down using a second loan for the rest.
Your monthly payment if you assume in Tujunga
$4,386/mo
New loan at 7.20%$5,193
Assumed at 5.00%
$4,386
Every month$807
Over five years$48,399
Interest you never pay$500,92626-year assumed loan vs. a new 30-year loan
Estimates for illustration. The real numbers depend on the loan, the servicer, and your qualification; every Tujunga listing on UMe shows the actual balance, rate, and payment.
How it works in Tujunga
How to assumea mortgage in Tujunga.
You’re not applying for a new mortgage. You’re stepping into one that already exists, at the rate it was written. Four steps, and UMe owns the hard one.
Start with pre-qualification- 01
Find a Tujunga home with a locked rate.
Every listing on this page carries an existing FHA, VA, or USDA loan. Filter the Tujunga map by existing rate, monthly payment, or cash to assume instead of by list price alone.
- 02
Cover the seller’s equity.
You pay the seller the difference between the price and the remaining balance, a median of $233,422 in Tujunga today. Cash, a second loan, or seller financing can bridge it.
- 03
Qualify with the servicer, not a new lender.
The current loan servicer reviews your credit, income, and debt just like a lender would. UMe prepares the file, works the servicer directly, and chases every follow-up so the 45-to-90-day timeline holds.
- 04
Close and keep the rate.
The seller’s balance, rate, and remaining term become yours. No points, no origination fee, no reset to 30 years, and a Tujunga payment written in a different decade.
Tujunga questions
Assuming a mortgagein Tujunga.
The numbers below come from current Tujunga inventory and update as listings change.
All assumption FAQsHow many assumable homes are for sale in Tujunga?
As of August 2026, UMe tracks 1 active assumable listing in Tujunga. Inventory refreshes from the MLS throughout the day, so the map may show slightly different counts.
What types of assumable loans are available in Tujunga?
Current Tujunga inventory breaks down as FHA (1, median 4.99%). FHA, VA, and USDA mortgages are assumable by law, which is why they make up nearly all assumable listings. Conventional loans usually carry a due-on-sale clause and cannot be assumed. You do not need to be a veteran to assume a VA loan, though the seller's entitlement stays tied up unless you substitute your own.
What is the lowest assumable mortgage rate in Tujunga?
The lowest rate on an active Tujunga assumable listing is 4.99%, and the median across all 1 listing is 4.99%. 0 listings are under 4% and 1 is under 5%, compared with roughly 7.2% for a new 30-year loan today.
How much can I save with a mortgage assumption in Tujunga?
Across current Tujunga listings, the median principal-and-interest payment on the assumable loan is $4,370 per month versus $5,710 for the same balance at today's rates, a difference of about $1,340 every month, or $16,076 a year. The savings compound because you also keep the seller's remaining term instead of restarting a 30-year clock.
How much money do I need to assume a home in Tujunga?
When you assume a loan you pay the seller the difference between the list price and the remaining loan balance. In Tujunga that gap is currently a median of $233,422 on a median list price of $999,999. Buyers cover it with cash, a second mortgage, or seller financing; UMe can connect you with lenders who write gap loans behind an assumption.
Which Tujunga ZIP codes have the most assumable homes?
The Tujunga ZIP codes with the most active assumable listings are 91042 (1). Use the map to draw your own boundary or filter by rate, payment, and down payment inside any of them.
How long does a mortgage assumption take in Tujunga?
Most FHA and VA assumptions close in 45 to 90 days. The loan servicer, not a new lender, underwrites you, and servicer turnaround is the main variable. UMe tracks the file with the servicer and the listing agent so nothing stalls, and every listing shows whether the assumption has already been confirmed with the seller's side.
Nearby markets
All of California More assumable homesin California.
Ready when you are
Stop overpaying for Tujunga.The rate is already on the house.
Every listing on the Tujunga map has a rate you can take over. Start with the ones in Tujunga, get pre-qualified in minutes, and let UMe carry the assumption to closing.
